{"id":25042,"date":"2021-09-12T17:07:43","date_gmt":"2021-09-12T09:07:43","guid":{"rendered":"https:\/\/www.redcover.com.my\/kehilangan-kewujudan-bebas\/"},"modified":"2021-09-12T17:07:45","modified_gmt":"2021-09-12T09:07:45","slug":"kehilangan-kewujudan-bebas","status":"publish","type":"page","link":"https:\/\/www.redcover.com.my\/ms\/aia-39-pelan-insurans-penyakit-kritikal-malaysia\/kehilangan-kewujudan-bebas\/","title":{"rendered":"Kehilangan Kewujudan Bebas"},"content":{"rendered":"\n<p class=\"has-drop-cap\">\n\nKehilangan keberadaan bebas adalah keadaan hilang upaya kekal mengikut semua keadaan hidup melalui penuaan, penyakit atau kecederaan.\n\n<\/p>\n\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/youtu.be\/FDKm7EwcvLk\n<\/div><\/figure>\n\n<div class=\"wp-block-buttons has-custom-font-size has-small-font-size is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-normal-font-size\"><a class=\"wp-block-button__link has-custom-background-color has-background wp-element-button\" href=\"#enquiry\">PERMINTAAN QOUTATION<\/a><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Kehilangan kewujudan bebas<\/h2>\n\n<p>Menjadi hilang upaya kekal mengikut semua keperluan salah satu daripada definisi berikut:<\/p>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/res.cloudinary.com\/redcover\/image\/upload\/f_jpg\/c_scale,w_466\/v1512972345\/LOSS_OF_INDEPENDENT_EXISTENCE.webp\" alt=\"insurans isi rumah\" width=\"599\" height=\"373\"\/><\/figure><\/div>\n\n<h4 class=\"wp-block-heading\">Tugas hidup<\/h4>\n\n<p>Menjadi dinyahdayakan secara kekal:<\/p>\n\n<ul class=\"wp-block-list\"><li>melalui penuaan, penyakit atau kecederaan;<\/li><li>sehingga tidak dapat melakukan mana-mana tiga daripada enam tugas hidup (memberi makan, mencuci, berpakaian, memindahkan, mobiliti dan tandas) tanpa bantuan orang lain, tetapi dengan menggunakan bantuan dan peralatan bantuan yang sesuai; Dan<\/li><li>hilang upaya tidak boleh dipulihkan tanpa prospek yang munasabah untuk sentiasa ada sebarang peningkatan.<\/li><\/ul>\n\n<h4 class=\"wp-block-heading\">Ketidakupayaan mental<\/h4>\n\n<p>Menjadi dinyahdayakan secara kekal:<\/p>\n\n<ul class=\"wp-block-list\"><li>melalui penyakit otak organik atau kecederaan otak yang memberi kesan kepada keupayaan untuk memberi alasan dan memahami;<\/li><li>keadaan telah merosot setakat yang pengawasan berterusan dan bantuan orang lain diperlukan; Dan<\/li><li>hilang upaya tidak boleh dipulihkan tanpa prospek yang munasabah untuk sentiasa ada sebarang peningkatan.<\/li><\/ul>\n\n<h2 class=\"wp-block-heading\">Aktiviti tugas-tugas kehidupan:<\/h2>\n\n<ul class=\"wp-block-list\"><li>Memberi makan \u2013 keupayaan untuk memberi makan diri.<\/li><li>Basuh \u2013 keupayaan untuk mencuci di bilik mandi atau mandi<\/li><li>Berpakaian \u2013 keupayaan untuk memakai, berlepas, selamat dan tidak memenangkan semua pakaian<\/li><li>Pemindahan \u2013 keupayaan untuk bergerak dari katil ke kerusi tegak atau kerusi roda dan sebaliknya;<\/li><li>Mobiliti \u2013 keupayaan untuk bergerak di dalam rumah dari bilik ke bilik di permukaan tahap;<\/li><li>Tandas \u2013 keupayaan untuk menggunakan lavatory atau sebaliknya menguruskan fungsi usus dan pundi kencing untuk mengekalkan tahap <a href=\"https:\/\/en.wikipedia.org\/wiki\/Hygiene\" target=\"_blank\" rel=\"noreferrer noopener\">kebersihan<\/a>diri yang memuaskan;<\/li><\/ul>\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/2018\/02\/hospitalization.jpg\" alt=\"\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">Bagaimanakah kehilangan kewujudan bebas berlaku?<\/h2>\n\n<p>Dalam berkembar mata, kita boleh kehilangan segala-galanya penting dalam hidup. Kehilangan nyawa, kehilangan pendapatan dan hilang upaya akibat kemalangan atau penyakit yang tidak dijangka adalah beberapa peristiwa yang boleh berlaku kepada sesiapa sahaja. Dalam senario ini, kebanyakan keluarga akan menghadapi kesukaran untuk terus hidup.<\/p>\n\n<p>Itulah intipati kehidupan yang kadang-kadang memerlukan perlindungan dan menjadi keutamaan untuk melindungi dan memelihara apa yang penting dalam kehidupan kita. Pernahkah anda tertanya-tanya bagaimana anda boleh melindungi diri kita sendiri, terutamanya di rumah, kesihatan dan keluarga pada masa ketidakpastian?<\/p>\n\n<h2 class=\"wp-block-heading\">Rawatan untuk Kehilangan Kewujudan Bebas<\/h2>\n\n<p>Keadaan ini mesti disahkan oleh doktor yang diluluskan syarikat.<\/p>\n\n<h2 class=\"wp-block-heading\">Dapatkan Nasihat Kewangan<\/h2>\n\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\" style=\"max-width:1600px\">\n<h4 class=\"wp-block-heading\">Keselamatan Kewangan &#8211; Di Sana Apabila Diperlukan<\/h4>\n\n\n\n<p>Levine boleh membantu anda untuk melindungi diri anda dan masa depan orang yang anda sayangi. Dapatkan keselamatan kewangan segera. Jangan sentuh simpanan anda. Biarkan insurans menyediakannya.<\/p>\n\n\n\n<p>Dia boleh membantu menyediakan jaminan kewangan semasa kesusahan dan akan dapat meringankan beban kewangan tanggungan anda tanpa kehadiran anda.<\/p>\n\n\n\n<p>Hubungi<a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\"> EJEN INSURANS AIA kami LEVINE LEE<\/a> untuk menghubungi kami dan mulakan perlindungan peribadi anda, perlindungan kumpulan atau pilih pelan anda sekarang. Dapatkan dilindungi dengan betul. Dinasihatkan dengan betul. <a href=\"tel:+60126840948\">Hubungi Levine Lee (+6012-684 0948) hari ini untuk dinasihatkan mengenai perlindungan insurans terbaik yang diperibadikan untuk anda<\/a>. Atau hantar borang di bawah atas minat anda.<\/p>\n<\/div><\/div><\/div>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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class='gfield_label gform-field-label gfield_label_before_complex' >Baby Special Insurance Coverage<\/label><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_26'><li class='gchoice gchoice_select_all'>\n\t\t\t\t\t\t<input class='gfield-choice-input' type='checkbox' id='choice_26_select_all'   onclick='gformToggleCheckboxes( this )' onkeypress='gformToggleCheckboxes( this )' \/>\n\t\t\t\t\t\t<label for='choice_26_select_all' id='label_26_select_all' class='gform-field-label  gform-field-label--type-inline' data-label-select='Select All' data-label-deselect='Deselect All'>Select All<\/label>\n\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.1' type='checkbox'  value='Prenatal (Preborn) Baby Care'  id='choice_3_26_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_1' id='label_3_26_1' class='gform-field-label gform-field-label--type-inline'>Prenatal (Preborn) Baby Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.2' type='checkbox'  value='Incubation Benefit'  id='choice_3_26_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_2' id='label_3_26_2' class='gform-field-label gform-field-label--type-inline'>Incubation Benefit<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.3' type='checkbox'  value='Baby ICU and HDU (Neonatal ICU) Coverage'  id='choice_3_26_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_3' id='label_3_26_3' class='gform-field-label gform-field-label--type-inline'>Baby ICU and HDU (Neonatal ICU) Coverage<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.4' type='checkbox'  value='Phototheraphy for Jaundice'  id='choice_3_26_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_4' id='label_3_26_4' class='gform-field-label gform-field-label--type-inline'>Phototheraphy for Jaundice<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.5' type='checkbox'  value='Birth Defects (15 Congenital Defects) up to age of 5'  id='choice_3_26_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_5' id='label_3_26_5' class='gform-field-label gform-field-label--type-inline'>Birth Defects (15 Congenital Defects) up to age of 5<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.6' type='checkbox'  value='Autism and ADHD up to age of 5'  id='choice_3_26_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_6' id='label_3_26_6' class='gform-field-label gform-field-label--type-inline'>Autism and ADHD up to age of 5<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_3_28\" class=\"gfield gfield--type-checkbox gfield--type-choice gf_right_half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Others<\/label><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_28'><li class='gchoice gchoice_3_28_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.1' type='checkbox'  value='AIA Vitality Wellness Program'  id='choice_3_28_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_1' id='label_3_28_1' class='gform-field-label gform-field-label--type-inline'>AIA Vitality Wellness Program<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.2' type='checkbox'  value='Keyman Insurance'  id='choice_3_28_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_2' id='label_3_28_2' class='gform-field-label gform-field-label--type-inline'>Keyman Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.3' type='checkbox'  value='Income Replacement'  id='choice_3_28_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_3' id='label_3_28_3' class='gform-field-label gform-field-label--type-inline'>Income Replacement<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.4' type='checkbox'  value='Wealth Distribution'  id='choice_3_28_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_4' id='label_3_28_4' class='gform-field-label gform-field-label--type-inline'>Wealth Distribution<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.5' type='checkbox'  value='Family Wealth Trust Fund'  id='choice_3_28_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_5' id='label_3_28_5' class='gform-field-label gform-field-label--type-inline'>Family Wealth Trust Fund<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.6' type='checkbox'  value='Mortgage Reducing Term Assurance (MRTA)'  id='choice_3_28_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_6' id='label_3_28_6' class='gform-field-label gform-field-label--type-inline'>Mortgage Reducing Term Assurance (MRTA)<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.7' type='checkbox'  value='Mortgage Life Term Assurance (MLTA)'  id='choice_3_28_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_7' id='label_3_28_7' class='gform-field-label gform-field-label--type-inline'>Mortgage Life Term Assurance (MLTA)<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.8' type='checkbox'  value='Others - Home, Fire, Theft, Maid etc'  id='choice_3_28_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_8' id='label_3_28_8' class='gform-field-label gform-field-label--type-inline'>Others - Home, Fire, Theft, Maid etc<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_3_18\" class=\"gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_18'>City\/Town<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_18' id='input_3_18' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_3_1\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix no_first_name no_middle_name has_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_3_1'>\n                            \n                            \n                            \n                            <span id='input_3_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_3_1_6' value=''   aria-required='true'   placeholder='Full Name'  \/>\n                                                    <label for='input_3_1_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Full Name<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_3_3\" class=\"gfield gfield--type-phone gf_left_half gfield_contains_required field_sublabel_below gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_3'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_3_3' type='tel' value='' class='medium'  placeholder='Mobile Telephone Number' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_3_2\" class=\"gfield gfield--type-email gf_right_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below 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*\/\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Kehilangan keberadaan bebas adalah keadaan hilang upaya kekal mengikut semua keadaan hidup melalui penuaan, penyakit atau kecederaan. Kehilangan kewujudan bebas Menjadi hilang upaya kekal mengikut semua keperluan salah satu daripada definisi berikut: Tugas hidup Menjadi dinyahdayakan secara kekal: melalui penuaan, penyakit atau kecederaan; sehingga tidak dapat melakukan mana-mana tiga daripada enam tugas hidup (memberi makan, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":25276,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-25042","1":"page","2":"type-page","3":"status-publish","5":"entry","6":"has-post-thumbnail"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kehilangan kewujudan bebas | | Malaysia Perlindungan Merah<\/title>\n<meta name=\"description\" content=\"Kehilangan keadaan kewujudan bebas boleh digambarkan sebagai hilang upaya kekal mengikut semua keperluan sama ada tugas hidup dan ketidakupayaan mental. 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