{"id":25350,"date":"2021-09-12T17:09:33","date_gmt":"2021-09-12T09:09:33","guid":{"rendered":"https:\/\/www.redcover.com.my\/proses-perancangan-dan-pengagihan-harta-pusaka\/"},"modified":"2021-09-12T17:11:26","modified_gmt":"2021-09-12T09:11:26","slug":"proses-perancangan-dan-pengagihan-harta-pusaka","status":"publish","type":"page","link":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/","title":{"rendered":"Proses Perancangan dan Pengagihan Harta Pusaka"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-estate-planning\">Perancangan Harta Pusaka<\/h2>\n\n<p>Perancangan harta pusaka adalah proses di mana seseorang memutuskan jenis harta (ketara dan tidak ketara) yang akan mereka gunakan untuk menjamin kekayaan mereka. Ia juga termasuk bagaimana untuk mengagihkan kekayaan mereka sekiranya berlaku kematian mereka.<\/p>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24352\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Perkhidmatan Pemegang Amanah Rockwills\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Trustee-Services-Malaysia-c-1024x963.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Perkhidmatan Pemegang Amanah Rockwills<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Perkhidmatan Amanah Swasta<\/h2>\n<p>Rockwills menyediakan pelbagai perkhidmatan untuk pengurusan pengedaran kekayaan. Produk ini menawarkan perkhidmatan persediaan Private Trust di Malaysia.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-pemegang-amanah-rockwills\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1621036282957\"><strong class=\"schema-faq-question\">Apa itu Estet?<\/strong> <p class=\"schema-faq-answer\">Harta pusaka ialah aset atau kekayaan. Dari segi kewangan, ini bermakna kekayaan seseorang. Ia adalah koleksi barangan yang dikawal oleh individu atau mempunyai satu bentuk pemilikan.  <br><br>Ini termasuk wang tunai dalam bank, tanah, rumah, pegangan saham, insurans, pelaburan saham, mata wang kripto, hak harta intelek, barang kemas, waris keluarga, buku, karya seni, kuda perlumbaan, perjanjian dan lain-lain.<br><br>Orang itu harus merancang jenis harta yang mereka perlu dalam estet mereka, yang boleh menjamin kekayaan mereka dan mengagihkan kekayaan ini dengan selamat kepada benefisiari yang dinamakan (sekarang dan pada masa akan datang).<br><br><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"900\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2.jpg\" class=\"attachment-full size-full\" alt=\"Pentadbiran Harta Pusaka Harta Alih dan Harta Tak Alih\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2.jpg 1600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2-300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2-1024x576.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2-768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2-1536x864.jpg 1536w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2-690x388.jpg 690w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621036216385\"><strong class=\"schema-faq-question\">Apakah yang berlaku kepada Harta Pusaka apabila berlaku kematian di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Estet ini berada dalam limbo. Estet pada dasarnya dikurung dan tidak boleh disentuh.  <br><a href=\"https:\/\/www.redcover.com.my\/ms\/pentadbiran-harta-tanah-malaysia\/\">Undang-undang Malaysia mengenai pentadbiran harta pusaka<\/a> mula dimainkan. Jika si mati mempunyai <a href=\"https:\/\/www.redcover.com.my\/ms\/wasiat-dan-amanah\/\">Wasiat<\/a>, maka pelaksana perlu mendapatkan mahkamah untuk mengeluarkan Geran Probate.  <br><br>Sekiranya si mati tidak mempunyai wasiat, maka waris yang diandaikan perlu bersetuju untuk melantik seseorang sebagai pentadbir harta pusaka tersebut. Dan mereka perlu mendapatkan mahkamah untuk meluluskan ini, proses usaha wajar terperinci oleh mahkamah sebelum kelulusan dan pemberian Surat Kuasa.  <br><br>Sekiranya Harta Pusaka mempunyai <a href=\"https:\/\/www.redcover.com.my\/ms\/amanah-di-malaysia\/\">Amanah <\/a>yang diwujudkan sebelum kematian, maka Surat Ikatan Amanah berkuatkuasa serta-merta untuk pengagihan segera dan sulit harta pusaka tersebut.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621036484771\"><strong class=\"schema-faq-question\">Apa itu Pengagihan?<\/strong> <p class=\"schema-faq-answer\">Pengagihan adalah perbuatan mengagihkan harta pusaka si mati kepada waris. Pengagihan kepada waris boleh dicabar di mahkamah. Terutamanya jika si mati tidak mempunyai <a href=\"https:\/\/www.redcover.com.my\/ms\/wasiat-dan-amanah\/\">Wasiat atau Amanah.<\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621036245075\"><strong class=\"schema-faq-question\">Apakah undang-undang yang meliputi Pengagihan Harta Pusaka di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Akta Pengagihan di Malaysia meliputi pengagihan harta pusaka di Malaysia. Akta ini menyatakan apa yang dilindungi di bawah Akta dan apa yang tidak dilindungi. Bagi umat Islam, pengagihan Fariad terpakai. Bagi Sabah dan Sarawak, sesetengah undang-undang negeri terpakai.  <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621036252679\"><strong class=\"schema-faq-question\">Bagaimana untuk merancang Estet?<\/strong> <p class=\"schema-faq-answer\">\u2022 Anda ingin merancang Harta Pusaka anda untuk memastikan pengagihan yang selamat kepada waris.<br>\u2022 Anda ingin memastikan pengagihan tidak dapat dibendung di mahkamah.<br>\u2022 Anda ingin memastikan pengagihan dilaksanakan mengikut kehendak dan pelan anda.<br>\u2022 Anda ingin memastikan kerahsiaan pengedaran, dalam bidang yang anda mahu ia menjadi sulit.<br>\u2022 Anda ingin memastikan ketidakbiasa dalam pelaksanaan oleh pasukan pelaksana profesional, yang tidak boleh dipengaruhi oleh mana-mana benefisiari anda.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621036268101\"><strong class=\"schema-faq-question\">Bagaimanakah cara untuk merancang Pengagihan Harta Tanah?<\/strong> <p class=\"schema-faq-answer\">\u2022 Anda perlu merancang Amanah dan <a href=\"https:\/\/www.redcover.com.my\/ms\/jenis-amanah-dan-perkhidmatan-pemegang-amanah-di-malaysia\/\">apa dan siapa yang anda mahu Amanah untuk menampung pengagihan<\/a>. Kemudian anda merancang untuk <a href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-akan-menulis-dan-jagaan\/\">Penulisan Wasiat dan Jagaan<\/a>.<br>\u2022 Anda perlu menamakan <a href=\"https:\/\/www.redcover.com.my\/ms\/pentadbiran-harta-tanah-malaysia\/\">Pentadbir Harta Pusaka<\/a>yang tidak berat sebelah.<br>\u2022 Anda perlu mewujudkan <a href=\"https:\/\/www.redcover.com.my\/ms\/amanah-insurans-malaysia\/\">Amanah Insurans<\/a> untuk memastikan pengagihan hasil Insurans yang sewajarnya.  <br>\u2022 Anda perlu membuat Amanah Anuiti untuk menguruskan hartanah sewa bagi memastikan pengagihan pendapatan sulit kepada benefisiari.<br>\u2022 Anda perlu mencipta <a href=\"https:\/\/www.redcover.com.my\/ms\/cara-membuat-wasiat-di-malaysia\/\">Wasiat untuk mengagihkan<\/a> baki harta pusaka yang tidak diliputi oleh Amanah.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621040841509\"><strong class=\"schema-faq-question\">Bagaimana untuk mewujudkan Pelan Pengagihan Pusaka?<\/strong> <p class=\"schema-faq-answer\">\u2022 Anda memerlukan bantuan <a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">perancang hartanah profesional.<\/a><br>\u2022 Perancang harta pusaka perlu mempunyai satu pasukan orang yang boleh menyokong pelbagai jenis kerumitan Estet.<br>\u2022 <a href=\"https:\/\/www.rockwills.com\/service\/other-professional-services\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pasukan sokongan estet<\/a> ini hendaklah termasuk peguam pakar, akauntan, cukai dan kewangan dan setiausaha syarikat.<br>\u2022 <a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-malaysia\/\">Francais Rockwills<\/a> adalah perancang estet profesional, dengan latihan mendalam dalam perancangan estet, proses perancangan estet Rockwills dan perkhidmatan sokongan.<\/p> <\/div> <\/div>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24352\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Perkhidmatan Pemegang Amanah Rockwills\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Trustee-Services-Malaysia-c-1024x963.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Perkhidmatan Pemegang Amanah Rockwills<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Perkhidmatan Amanah Swasta<\/h2>\n<p>Rockwills menyediakan pelbagai perkhidmatan untuk pengurusan pengedaran kekayaan. Produk ini menawarkan perkhidmatan persediaan Private Trust di Malaysia.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-pemegang-amanah-rockwills\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div><div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24227\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Rockwills Akan Menulis dan Akan Perkhidmatan Jagaan\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Will-Writing-Malaysia-Services-c.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Rockwills Akan Menulis dan Akan Perkhidmatan Jagaan<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Akan Menulis dan Akan Perkhidmatan Jagaan<\/h2>\n<p>Rockwills menyediakan pelbagai perkhidmatan untuk pengurusan pengedaran kekayaan. Produk ini menawarkan kedua-dua perkhidmatan Will di Malaysia dan Will safe keeping (custody).<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-akan-menulis-dan-jagaan\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-contact-rockwills-malaysia-franchisee-and-estate-planner-levine-lee\">Hubungi Rockwills Malaysia Franchisee and Estate Planner Levine Lee<\/h2>\n\n<p><a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">Rockwills francaise Levine Lee<\/a> bersedia untuk memberi nasihat, panduan dan merancang keperluan pentadbiran harta pusaka anda. Sama ada perkhidmatan penulisan wasiat atau perkhidmatan pemegang amanah.<\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-1024x576.jpg\" alt=\"Wasiat, Amanah dan Perancang Estet Insurans Malaysia KL Levine Lee\" class=\"wp-image-24253\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-1024x576.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-1536x864.jpg 1536w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-690x388.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Wasiat, Amanah dan Perancang Estet Insurans Malaysia KL Levine Lee<\/figcaption><\/figure>\n\n<p>Anda boleh menghubungi atau WhatsApp kepada <a href=\"tel:+60126840948\">francais Rockwills Levine Lee di talian +6012-684-0948<\/a> atau menghantar borang di bawah. Dia akan berhubung dengan anda berdasarkan permintaan anda dalam borang.<\/p>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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                   <\/div><form method='post' enctype='multipart\/form-data'  id='gform_24'  action='\/ms\/wp-json\/wp\/v2\/pages\/25350' data-formid='24' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_24' class='gform_fields top_label form_sublabel_above description_below validation_below'><li id=\"field_24_9\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_above gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_24_9'>LinkedIn<\/label><div class='ginput_container'><input name='input_9' id='input_24_9' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_24_9'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_24_6\" class=\"gfield gfield--type-html gfield_html gfield_html_formatted 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id='choice_24_5_1'   aria-describedby=\"gfield_description_24_5\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_1' id='label_24_5_1' class='gform-field-label gform-field-label--type-inline'>Estate Administration Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.2' type='checkbox'  value='Will Writing Services'  id='choice_24_5_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_2' id='label_24_5_2' class='gform-field-label gform-field-label--type-inline'>Will Writing Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.3' type='checkbox'  value='Will Custody Services'  id='choice_24_5_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_3' id='label_24_5_3' class='gform-field-label gform-field-label--type-inline'>Will Custody Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.4' type='checkbox'  value='Trust Deed Writing Services'  id='choice_24_5_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_4' id='label_24_5_4' class='gform-field-label gform-field-label--type-inline'>Trust Deed Writing Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.5' type='checkbox'  value='Special Purpose Trust'  id='choice_24_5_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_5' id='label_24_5_5' class='gform-field-label gform-field-label--type-inline'>Special Purpose Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.6' type='checkbox'  value='Business Continuity Buy-Sell Trust'  id='choice_24_5_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_6' id='label_24_5_6' class='gform-field-label gform-field-label--type-inline'>Business Continuity Buy-Sell Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.7' type='checkbox'  value='Keyman Insurance'  id='choice_24_5_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_7' id='label_24_5_7' class='gform-field-label gform-field-label--type-inline'>Keyman Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.8' type='checkbox'  value='Insurance Trust'  id='choice_24_5_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_8' id='label_24_5_8' class='gform-field-label gform-field-label--type-inline'>Insurance Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_9'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.9' type='checkbox'  value='Family Trust'  id='choice_24_5_9'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_9' id='label_24_5_9' class='gform-field-label gform-field-label--type-inline'>Family Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_11'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.11' type='checkbox'  value='Pet Trust'  id='choice_24_5_11'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_11' id='label_24_5_11' class='gform-field-label gform-field-label--type-inline'>Pet Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_12'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.12' type='checkbox'  value='Life Insurance'  id='choice_24_5_12'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_12' id='label_24_5_12' class='gform-field-label gform-field-label--type-inline'>Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_13'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.13' type='checkbox'  value='Critical Illness Insurance'  id='choice_24_5_13'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_13' id='label_24_5_13' class='gform-field-label gform-field-label--type-inline'>Critical Illness Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_14'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.14' type='checkbox'  value='Personal Accident Insurance \/ Travel Insurance'  id='choice_24_5_14'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_14' id='label_24_5_14' class='gform-field-label gform-field-label--type-inline'>Personal Accident Insurance \/ Travel Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_15'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.15' type='checkbox'  value='Takaful Life Insurance'  id='choice_24_5_15'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_15' id='label_24_5_15' class='gform-field-label gform-field-label--type-inline'>Takaful Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_16'>\n\t\t\t\t\t\t\t\t<input 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} );} ); \n\/* ]]> *\/\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Perancangan Harta Pusaka Perancangan harta pusaka adalah proses di mana seseorang memutuskan jenis harta (ketara dan tidak ketara) yang akan mereka gunakan untuk menjamin kekayaan mereka. Ia juga termasuk bagaimana untuk mengagihkan kekayaan mereka sekiranya berlaku kematian mereka. Hubungi Rockwills Malaysia Franchisee and Estate Planner Levine Lee Rockwills francaise Levine Lee bersedia untuk memberi nasihat, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":24679,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","footnotes":""},"class_list":{"0":"post-25350","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>| Proses Perancangan dan Pengagihan Harta Pusaka Wills and Trusts - Red Cover<\/title>\n<meta name=\"description\" content=\"Proses perancangan harta pusaka di Malaysia. Ketahui Faktor-faktor, Risiko Dan Bagaimana Untuk Mengagihkan Harta Pusaka Anda Dengan Wasiat dan Amanah. Klik Untuk Butiran.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Proses Perancangan dan Pengagihan Harta Pusaka\" \/>\n<meta property=\"og:description\" content=\"Proses perancangan harta pusaka di Malaysia. Ketahui Faktor-faktor, Risiko Dan Bagaimana Untuk Mengagihkan Harta Pusaka Anda Dengan Wasiat dan Amanah. Klik Untuk Butiran.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/\" \/>\n<meta property=\"og:site_name\" content=\"Red Cover\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LevineLeeAIA\/\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-12T09:11:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2.jpg?fit=1600%2C900&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@LevineLeeSaw\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/proses-perancangan-dan-pengagihan-harta-pusaka\\\/\",\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/proses-perancangan-dan-pengagihan-harta-pusaka\\\/\",\"name\":\"| Proses Perancangan dan Pengagihan Harta Pusaka Wills and Trusts - Red Cover\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/proses-perancangan-dan-pengagihan-harta-pusaka\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/proses-perancangan-dan-pengagihan-harta-pusaka\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.redcover.com.my\\\/wp-content\\\/uploads\\\/Movable-and-Immovable-Wealth-Estate-Administration-v2.jpg\",\"datePublished\":\"2021-09-12T09:09:33+00:00\",\"dateModified\":\"2021-09-12T09:11:26+00:00\",\"description\":\"Proses perancangan harta pusaka di Malaysia. 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It is the collection of items that the individual controls or has a form of ownership.   <br\\\/><br\\\/>This could include cash in bank, land, houses, share holding, insurance, stock investments, cryptocurrencies, intellectual property rights, jewelry, family heirlooms, books, works of art, race horses, agreements and etc.<br\\\/><br\\\/>The person should plan for the types of properties they should in their estate, that can secure their wealth and securely distribute this wealth to named beneficiaries (now and in the future).<br\\\/><br\\\/>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/proses-perancangan-dan-pengagihan-harta-pusaka\\\/#faq-question-1621036216385\",\"position\":2,\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/proses-perancangan-dan-pengagihan-harta-pusaka\\\/#faq-question-1621036216385\",\"name\":\"What happens to the Estate on death in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The estate is in limbo.   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It is the collection of items that the individual controls or has a form of ownership.   <br\/><br\/>This could include cash in bank, land, houses, share holding, insurance, stock investments, cryptocurrencies, intellectual property rights, jewelry, family heirlooms, books, works of art, race horses, agreements and etc.<br\/><br\/>The person should plan for the types of properties they should in their estate, that can secure their wealth and securely distribute this wealth to named beneficiaries (now and in the future).<br\/><br\/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036216385","position":2,"url":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036216385","name":"What happens to the Estate on death in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The estate is in limbo.   The estate is essentially locked up and cannot be touched. <br\/>The <a href=\"https:\/\/www.redcover.com.my\/estate-administration-malaysia\/\">laws of Malaysia on estate administration<\/a> come into play.  If the deceased has a <a href=\"https:\/\/www.redcover.com.my\/wills-and-trusts-planning\/\">Will<\/a>, then the executors have to get the courts to issue the Grant of Probate. <br\/><br\/>If the deceased does not have a will, then the assumed beneficiaries will have to agree to appoint someone as the administrator of the estate.  And they have to get the courts to approve this, a detailed due diligence process by the court before approval and grant of Letter of Administration.  <br\/><br\/>If the Estate has a <a href=\"https:\/\/www.redcover.com.my\/trusts-in-malaysia\/\">Trust <\/a>created prior to the death, then the Trust Deed takes immediate effect for immediate and confidential distribution of the estate.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036484771","position":3,"url":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036484771","name":"What is Distribution?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Distribution is the act of distributing the estate of the deceased to beneficiaries.  The distribution to beneficiaries can be challenged in the courts.  Especially if the deceased did not have a <a href=\"https:\/\/www.redcover.com.my\/wills-and-trusts-planning\/\">Will or Trust<\/a>.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036245075","position":4,"url":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036245075","name":"What laws cover the Distribution of the Estate in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Distribution Act in Malaysia covers estate distribution in Malaysia.  This Act states what is covered under the Act and what is not covered.  For Muslims, the Fariad distribution applies.  For Sabah and Sarawak, some state laws apply.   ","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036252679","position":5,"url":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036252679","name":"How to plan the Estate?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u2022 You want to plan your Estate to ensure secure distribution to beneficiaries.<br\/>\u2022 You will want to ensure the distribution is unchallengeable in the courts.<br\/>\u2022 You want to ensure the distribution is executed to your wishes and plan.<br\/>\u2022 You want to ensure confidentiality of distribution, in areas you want it to be confidential.<br\/>\u2022 You want to ensure unbiasedness in execution by a professional team of executors, who cannot be influenced by any one of your beneficiaries.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036268101","position":6,"url":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621036268101","name":"How to plan the Distribution of the Estate?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u2022 You need to plan the Trusts and <a href=\"https:\/\/www.redcover.com.my\/types-of-trusts-and-trustee-services-in-malaysia\/\">what and who you want the Trust to cover distribution<\/a>.  Then you plan for the <a href=\"https:\/\/www.redcover.com.my\/product\/will-writing-and-custody-service\/\">Will Writing and Custody<\/a>.<br\/>\u2022 You need to name an unbiased <a href=\"https:\/\/www.redcover.com.my\/estate-administration-malaysia\/\">Estate Administrator<\/a>.<br\/>\u2022 You need to create an <a href=\"https:\/\/www.redcover.com.my\/insurance-trusts-malaysia\/\">Insurance Trust<\/a> to ensure the proper distribution of the Insurance proceeds. <br\/>\u2022 You need to create an Annuity Trust to manage  rental properties to ensure confidential distribution of income to beneficiaries.<br\/>\u2022 You need to create a <a href=\"https:\/\/www.redcover.com.my\/how-to-make-a-will-in-malaysia\/\">Will to distribute<\/a> the balance of the estate that are not covered by the Trusts.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621040841509","position":7,"url":"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/#faq-question-1621040841509","name":"How to create the Estate Distribution Plan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u2022  You need the help of a <a href=\"https:\/\/www.redcover.com.my\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">Professional Estate Planner<\/a>.<br\/>\u2022 The estate planner needs to have a team of people who can support the different types of Estate complexity.<br\/>\u2022 This <a href=\"https:\/\/www.rockwills.com\/service\/other-professional-services\/\" target=\"_blank\" rel=\"noreferrer noopener\">estate support team<\/a> should include specialist lawyers, accountants, tax and finance and company secretaries.<br\/>\u2022 <a href=\"https:\/\/www.redcover.com.my\/rockwills-malaysia\/\">Rockwills<\/a> franchisees are professional estate planners, with in-depth training in estate planning, Rockwills estate planning processes and support services.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"}]}},"featured_image_src":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2-600x400.jpg","featured_image_src_square":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Movable-and-Immovable-Wealth-Estate-Administration-v2-600x600.jpg","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/comments?post=25350"}],"version-history":[{"count":3,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25350\/revisions"}],"predecessor-version":[{"id":25589,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25350\/revisions\/25589"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media\/24679"}],"wp:attachment":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media?parent=25350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}