{"id":25384,"date":"2021-09-12T17:09:40","date_gmt":"2021-09-12T09:09:40","guid":{"rendered":"https:\/\/www.redcover.com.my\/pengurusan-waris-harta-pusaka\/"},"modified":"2021-09-12T17:11:24","modified_gmt":"2021-09-12T09:11:24","slug":"pengurusan-waris-harta-pusaka","status":"publish","type":"page","link":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/","title":{"rendered":"Pengurusan Waris Harta Pusaka"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-estate-beneficiary\">Waris Harta Pusaka<\/h2>\n\n<p>Benefisiari harta pusaka boleh menjadi orang, orang, kumpulan, badan amal, syarikat, haiwan kesayangan dan amanah. Jika anda mempunyai umur undang-undang dan minda yang baik, anda boleh menamakan sesiapa sahaja atau apa-apa, dalam sebab dan undang-undang, sebagai benefisiari anda.<\/p>\n\n<p>Jadi bagaimana anda pergi untuk menguruskan senarai benefisiari anda? Apakah implikasinya, undang-undang, emosi dan sosial anda, keluarga dan benefisiari anda?<\/p>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24352\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Perkhidmatan Pemegang Amanah Rockwills\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Trustee-Services-Malaysia-c-1024x963.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Perkhidmatan Pemegang Amanah Rockwills<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Perkhidmatan Amanah Swasta<\/h2>\n<p>Rockwills menyediakan pelbagai perkhidmatan untuk pengurusan pengedaran kekayaan. Produk ini menawarkan perkhidmatan persediaan Private Trust di Malaysia.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-pemegang-amanah-rockwills\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1621048126536\"><strong class=\"schema-faq-question\">Bagaimanakah benefisiari diputuskan?<\/strong> <p class=\"schema-faq-answer\">Anda boleh menamakan benefisiari dalam <a href=\"https:\/\/www.redcover.com.my\/ms\/wasiat-dan-amanah\/\">Wasiat atau Surat Ikatan Amanah <\/a>anda. Bagi umat Islam, ia akan mengikut Wasiat mengikut agihan Faraid atau Surat Ikatan Amanah.  <br><br>Sekiranya tiada Wasiat atau Surat Ikatan Amanah, maka harta pusaka tersebut adalah <a href=\"https:\/\/www.redcover.com.my\/ms\/pentadbiran-harta-tanah-malaysia\/\">tidak bertimbang rasa <\/a>dan benefisiari akan diputuskan oleh Kerajaan mengikut Akta Pembahagian Malaysia dan undang-undang lain di Sabah dan Sarawak.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621043994291\"><strong class=\"schema-faq-question\">Hak sebagai pewaris Harta Pusaka<\/strong> <p class=\"schema-faq-answer\">Sekiranya Wasiat, maka benefisiari atau pihak berkaitan akan mempunyai akses penuh kepada maklumat dalam Wasiat. Ia akan menjadi rekod awam mengenai kematian <a href=\"https:\/\/www.redcover.com.my\/ms\/cara-membuat-wasiat-di-malaysia\/\">Testator (orang yang mencipta Wasiat)<\/a>.  <br><br>Jika ia adalah <a href=\"https:\/\/www.redcover.com.my\/ms\/jenis-amanah-dan-perkhidmatan-pemegang-amanah-di-malaysia\/\">Amanah,<\/a>maklumat tersebut dikawal oleh Pemegang Amanah mengikut arahan Surat Ikatan Amanah. Amanah adalah sulit sepenuhnya, melainkan jika mahkamah, dalam undang-undang yang berkaitan, mengarahkan bahagian-bahagian Surat Ikatan Amanah dimaklumkan kepada plaintif yang meminta maklumat tersebut.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621044010086\"><strong class=\"schema-faq-question\">Apakah yang benefisiari dapat daripada Wasiat?<\/strong> <p class=\"schema-faq-answer\">Benefisiari akan mendapat baki, apa sahaja yang dinyatakan dan diarahkan dalam Wasiat, selepas liabiliti si mati dibayar oleh <a href=\"https:\/\/www.redcover.com.my\/ms\/pentadbiran-harta-tanah-malaysia\/\">Pentadbir Harta Pusaka.<\/a> <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621050095865\"><strong class=\"schema-faq-question\">Apakah benefisiari harta pusaka yang tinggal?<\/strong> <p class=\"schema-faq-answer\">Benefisiari harta pusaka yang tinggal ialah orang atau entiti yang disenaraikan dalam Wasiat untuk menerima item yang tidak disenaraikan dalam Wasiat.  <br><br>Ini adalah <a href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-akan-menulis-dan-jagaan\/\">klausa dalam Wasiat <\/a>yang dipanggil Klausa Estet Sisa. Klausa ini akan menyatakan bagaimana dan kepada siapa item yang tidak disenaraikan dalam Wasiat (estet sisa) akan diagihkan.  <br><br>Jika ini tidak dilakukan, maka harta pusaka itu akan dianggap sebagai menceruli dan diedarkan oleh kerajaan mengikut Akta Pembahagian. <a href=\"https:\/\/www.redcover.com.my\/estate-planning-process\/\">Perancangan harta pusaka yang <\/a>betul dan <a href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-akan-menulis-dan-jagaan\/\">penulisan<\/a> akan diperlukan untuk memastikan harta pusaka anda diagihkan mengikut kehendak anda dan bukan oleh orang lain atau kerajaan.<br><br><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"675\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg\" class=\"attachment-full size-full\" alt=\"Benefisiari Harta Pusaka untuk Insurans dan Kekayaan\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1-690x388.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1-300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1-768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1-1024x576.jpg 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621045130119\"><strong class=\"schema-faq-question\">Apakah yang benefisiari dapat daripada Amanah?<\/strong> <p class=\"schema-faq-answer\">Benefisiari akan mendapat apa sahaja yang anda inginkan, mengikut arahan yang anda tulis dalam Surat Ikatan Amanah.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621044585611\"><strong class=\"schema-faq-question\">Bagaimana untuk mengedarkan kepada benefisiari yang mematuhi undang-undang?<\/strong> <p class=\"schema-faq-answer\"><a href=\"https:\/\/www.redcover.com.my\/ms\/jenis-amanah-dan-perkhidmatan-pemegang-amanah-di-malaysia\/\">Amanah<\/a> boleh memegang aset harta pusaka. Anda boleh memindahkan pemilikan undang-undang bahagian harta pusaka anda ke dalam Amanah. Aset-aset ini kemudiannya bukan lagi sebahagian daripada harta pusaka anda dan dimiliki oleh Amanah, yang mana anda cipta dan akan mengarahkan, tetapi dimiliki oleh <a href=\"https:\/\/www.redcover.com.my\/ms\/jenis-amanah-dan-perkhidmatan-pemegang-amanah-di-malaysia\/\">Pemegang Amanah.<\/a><br><br>Dan mengarahkan melalui Surat Ikatan Amanah, bagaimana untuk mengedarkan dan siapa yang akan diagihkan. Amanah diciptakan sebelum kematian. Ini termasuk <a href=\"https:\/\/www.redcover.com.my\/ms\/product\/rockwills-buy-sell-trust-2\/\">perkongsian dan pegangan saham<\/a> Amanah juga.<br><br><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"801\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c.jpg\" class=\"attachment-full size-full\" alt=\"Beli Jual Amanah\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c.jpg 800w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-300x300.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-150x150.jpg 150w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-768x769.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-600x600.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-500x500.jpg 500w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-690x691.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-180x180.jpg 180w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-50x50.jpg 50w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><a href=\"https:\/\/www.redcover.com.my\/ms\/product\/rockwills-buy-sell-trust-2\/\">Rockwills Beli Jual Amanah<\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621044707710\"><strong class=\"schema-faq-question\">Pemberitahuan kepada Waris<\/strong> <p class=\"schema-faq-answer\"><a href=\"https:\/\/www.redcover.com.my\/ms\/pentadbiran-harta-tanah-malaysia\/\">Pentadbir Harta Pusaka<\/a> Wasiat atau Pemegang Amanah Amanah akan memaklumkan waris yang dinamakan. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621046371606\"><strong class=\"schema-faq-question\">Implikasi emosi kepada Waris<\/strong> <p class=\"schema-faq-answer\">Benefisiari boleh terlalu gembira atau tertekan bergantung kepada keadaan dan jumlah <a href=\"https:\/\/www.redcover.com.my\/estate-planning-process\/\">pengagihan.<\/a><br><br>Benefisiari boleh terlalu gembira, seperti menarik loteri dan boleh pergi berbelanja. Walau bagaimanapun, ini boleh dikawal dengan Amanah Persendirian dan kekayaan boleh disimpan untuk masa yang lebih lama, menjana pendapatan untuk benefisiari sebaliknya.<br><br>Benefisiari boleh tertekan, berasa tidak adil layanan oleh si mati. Ini boleh dielakkan dengan <a href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-pemegang-amanah-rockwills\/\">Amanah Persendirian,<\/a>dan jumlah pengagihan dan siapa benefisiari, dirahsiakan dalam Surat Ikatan Amanah.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621046436028\"><strong class=\"schema-faq-question\">Implikasi Sosial kepada Waris<\/strong> <p class=\"schema-faq-answer\">Benefisiari boleh diketahui secara terbuka apabila Harta Pusaka diagihkan oleh Pentadbir. Ini berlaku dengan Wasiat dan juga <a href=\"https:\/\/www.redcover.com.my\/ms\/pentadbiran-harta-tanah-malaysia\/\">tanpa Wasiat<\/a>.  <br><br>Pertengkaran dan pertikaian boleh timbul jika benefisiari merasakan pengagihan harta pusaka yang tidak adil. Di samping itu, mertua, saudara-mara yang jauh, perempuan, bekas isteri, bekas suami dan rakan kongsi perniagaan boleh terlibat dengan cabaran undang-undang, terutamanya di atas tanah, perkongsian atau kepentingan yang dianggap mempunyai hak.  <br><br>Pihak lain boleh datang dan ingin membeli sebahagian daripada harta pusaka. Jika waris tidak mempunyai lampiran emosi ke rumah, waris, barang kemas atau karya seni, waris hanya boleh menjualnya untuk mendapatkan wang tunai. <a href=\"https:\/\/www.redcover.com.my\/ms\/jenis-amanah-dan-perkhidmatan-pemegang-amanah-di-malaysia\/\">Amanah<\/a> boleh mengawalnya daripada berlaku.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621046458651\"><strong class=\"schema-faq-question\">Mengawal Kesan Ke atas Waris<\/strong> <p class=\"schema-faq-answer\">Amanah memastikan bahagian harta pusaka yang berkaitan <a href=\"https:\/\/www.redcover.com.my\/ms\/proses-perancangan-dan-pengagihan-harta-pusaka\/\">boleh diagihkan kepada waris anda mengikut kehendak anda.<\/a> Amanah menjadi pemilik bahagian-bahagian Harta Pusaka tersebut. Dan Amanah menguruskan ini mengikut arahan anda seperti yang ditulis dalam Surat Ikatan Amanah.  <br><br>Dan oleh kerana Surat Ikatan Amanah adalah dokumen sulit dan peribadi, tiada siapa di luar Pemegang Amanah yang tahu siapa yang mendapat apa dan berapa banyak dari bahagian tertentu Harta Pusaka.  <br><br>Ini juga memintas undang-undang pengedaran, sebagai arahan dan pemindahan pemilikan sebelum kematian. Dan Benefisiari akan tahu apa yang mereka dapat dan itu tidak akan menjadi pengetahuan umum.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621050995544\"><strong class=\"schema-faq-question\">Bagaimanakah caranya merancang jenis pengagihan dan benefisiari yang berkaitan?<\/strong> <p class=\"schema-faq-answer\">\u2022 Anda memerlukan bantuan <a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">perancang hartanah profesional.<\/a><br>\u2022 Perancang harta pusaka perlu mempunyai satu pasukan orang yang boleh menyokong pelbagai jenis kerumitan Estet.<br>\u2022 <a href=\"https:\/\/www.rockwills.com\/service\/other-professional-services\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pasukan sokongan estet<\/a> ini hendaklah termasuk peguam pakar, akauntan, cukai dan kewangan dan setiausaha syarikat.<br>\u2022 <a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-malaysia\/\">Francais Rockwills<\/a> adalah perancang estet profesional, dengan latihan mendalam dalam perancangan estet, proses perancangan estet Rockwills dan perkhidmatan sokongan.<\/p> <\/div> <\/div>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24352\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Perkhidmatan Pemegang Amanah Rockwills\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Trustee-Services-Malaysia-c-1024x963.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Perkhidmatan Pemegang Amanah Rockwills<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Perkhidmatan Amanah Swasta<\/h2>\n<p>Rockwills menyediakan pelbagai perkhidmatan untuk pengurusan pengedaran kekayaan. Produk ini menawarkan perkhidmatan persediaan Private Trust di Malaysia.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-pemegang-amanah-rockwills\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div><div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24251\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Rockwills Beli Jual Amanah\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Rockwills Beli Jual Amanah<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Beli-Jual Amanah<\/h2>\n<p>Rockwills Buy-Sell Trust ini memastikan kelancaran pemindahan pegangan saham antara pemegang saham atas ketidakupayaan atau kematian pemegang saham. Ia adalah alat perancangan penggantian perniagaan yang kuat untuk memastikan kejayaan perniagaan yang berterusan.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/rockwills-buy-sell-trust-2\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div><div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24227\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Rockwills Akan Menulis dan Akan Perkhidmatan Jagaan\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Will-Writing-Malaysia-Services-c.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Rockwills Akan Menulis dan Akan Perkhidmatan Jagaan<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Akan Menulis dan Akan Perkhidmatan Jagaan<\/h2>\n<p>Rockwills menyediakan pelbagai perkhidmatan untuk pengurusan pengedaran kekayaan. Produk ini menawarkan kedua-dua perkhidmatan Will di Malaysia dan Will safe keeping (custody).<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/perkhidmatan-akan-menulis-dan-jagaan\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-contact-rockwills-malaysia-franchisee-and-estate-planner-levine-lee\">Hubungi Rockwills Malaysia Franchisee and Estate Planner Levine Lee<\/h2>\n\n<p><a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">Rockwills francaise Levine Lee<\/a> bersedia untuk memberi nasihat, panduan dan merancang keperluan pentadbiran harta pusaka anda. Sama ada perkhidmatan penulisan wasiat atau perkhidmatan pemegang amanah.<\/p>\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-1024x576.jpg\" alt=\"Wasiat, Amanah dan Perancang Estet Insurans Malaysia KL Levine Lee\" class=\"wp-image-24253\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-1024x576.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-1536x864.jpg 1536w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c-690x388.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Wills-Trusts-and-Insurance-Estate-Planner-Malaysia-KL-Levine-Lee-c.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption>Wasiat, Amanah dan Perancang Estet Insurans Malaysia KL Levine Lee<\/figcaption><\/figure>\n\n<p>Anda boleh menghubungi atau WhatsApp kepada <a href=\"tel:+60126840948\">francais Rockwills Levine Lee di talian +6012-684-0948<\/a> atau menghantar borang di bawah. Dia akan berhubung dengan anda berdasarkan permintaan anda dalam borang.<\/p>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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                   <\/div><form method='post' enctype='multipart\/form-data'  id='gform_24'  action='\/ms\/wp-json\/wp\/v2\/pages\/25384' data-formid='24' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_24' class='gform_fields top_label form_sublabel_above description_below validation_below'><li id=\"field_24_9\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_above gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_24_9'>Company<\/label><div class='ginput_container'><input name='input_9' id='input_24_9' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_24_9'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_24_6\" class=\"gfield gfield--type-html gfield_html gfield_html_formatted 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gchoice_24_5_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.4' type='checkbox'  value='Trust Deed Writing Services'  id='choice_24_5_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_4' id='label_24_5_4' class='gform-field-label gform-field-label--type-inline'>Trust Deed Writing Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.5' type='checkbox'  value='Special Purpose Trust'  id='choice_24_5_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_5' id='label_24_5_5' class='gform-field-label gform-field-label--type-inline'>Special Purpose Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.6' type='checkbox'  value='Business Continuity Buy-Sell Trust'  id='choice_24_5_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_6' id='label_24_5_6' class='gform-field-label gform-field-label--type-inline'>Business Continuity Buy-Sell Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.7' type='checkbox'  value='Keyman Insurance'  id='choice_24_5_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_7' id='label_24_5_7' class='gform-field-label gform-field-label--type-inline'>Keyman Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.8' type='checkbox'  value='Insurance Trust'  id='choice_24_5_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_8' id='label_24_5_8' class='gform-field-label gform-field-label--type-inline'>Insurance Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_9'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.9' type='checkbox'  value='Family Trust'  id='choice_24_5_9'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_9' id='label_24_5_9' class='gform-field-label gform-field-label--type-inline'>Family Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_11'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.11' type='checkbox'  value='Pet Trust'  id='choice_24_5_11'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_11' id='label_24_5_11' class='gform-field-label gform-field-label--type-inline'>Pet Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_12'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.12' type='checkbox'  value='Life Insurance'  id='choice_24_5_12'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_12' id='label_24_5_12' class='gform-field-label gform-field-label--type-inline'>Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_13'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.13' type='checkbox'  value='Critical Illness Insurance'  id='choice_24_5_13'   \/>\n\t\t\t\t\t\t\t\t<label 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Jika anda mempunyai umur undang-undang dan minda yang baik, anda boleh menamakan sesiapa sahaja atau apa-apa, dalam sebab dan undang-undang, sebagai benefisiari anda. Jadi bagaimana anda pergi untuk menguruskan senarai benefisiari anda? Apakah implikasinya, undang-undang, emosi dan [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":24696,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","footnotes":""},"class_list":{"0":"post-25384","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>| Pengurusan Waris Harta Pusaka Wills and Trusts - Red Cover<\/title>\n<meta name=\"description\" content=\"Benefisiari Harta Pusaka di Malaysia. Mengapa penting untuk mempunyai Amanah atau Will Ditulis dan dalam Jagaan dengan Syarikat yang Dipercayai. Klik untuk maklumat lanjut.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pengurusan Waris Harta Pusaka\" \/>\n<meta property=\"og:description\" content=\"Benefisiari Harta Pusaka di Malaysia. Mengapa penting untuk mempunyai Amanah atau Will Ditulis dan dalam Jagaan dengan Syarikat yang Dipercayai. 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For Muslims it will follow the Wasiat per the Faraid distribution or a Trust Deed.   <br\\\/><br\\\/>If there is no Will nor Trust Deeds, then the estate is <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/estate-administration-malaysia\\\/\\\">intestate <\\\/a>and the beneficiaries are decided by the Government following the Distribution Act of Malaysia and other laws in Sabah and Sarawak.\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621043994291\",\"position\":2,\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621043994291\",\"name\":\"Rights as a beneficiary of Estate\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If its a Will, then the beneficiary or related parties will have full access to the information in the Will.  It will become public record on death of the <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/how-to-make-a-will-in-malaysia\\\/\\\">Testator (person who created the Will)<\\\/a>.  <br\\\/><br\\\/>If its a <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/types-of-trusts-and-trustee-services-in-malaysia\\\/\\\">Trust<\\\/a>,  the information is controlled by the Trustees per the instructions of the Trust Deed.  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You can transfer legal ownership of desired parts of your estate into the Trust.  These assets then are no longer part of your estate and belongs to the Trust, of which you created and will instruct, but owned by the <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/types-of-trusts-and-trustee-services-in-malaysia\\\/\\\">Trustees<\\\/a>.<br\\\/><br\\\/>And instruct by way of the Trust Deed, how to distribute and who to distribute to.  The Trust is created before death.  This includes <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/product\\\/rockwills-buy-sell-trust\\\/\\\">partnerships and shareholding<\\\/a> Trusts too.<br\\\/><br\\\/><a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/product\\\/rockwills-buy-sell-trust\\\/\\\">Rockwills Buy Sell Trust<\\\/a>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621044707710\",\"position\":7,\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621044707710\",\"name\":\"Notifications to Beneficiaries\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/estate-administration-malaysia\\\/\\\">Estate Administrator<\\\/a> of the Will or Trustee of the Trust will notify the named beneficiaries. \",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621046371606\",\"position\":8,\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621046371606\",\"name\":\"Emotional Implications for Beneficiaries\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Beneficiaries can be overjoyed or depressed depending on the situation and <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/estate-planning-process\\\/\\\">distribution<\\\/a> amounts.<br\\\/><br\\\/>Beneficiaries can be overjoyed, like striking the lottery and may go a spending spree.  This can be controlled however with a Private Trust and the wealth can be kept for a longer time, earning income for the beneficiary instead.<br\\\/><br\\\/>Beneficiaries can be depressed, feeling unfair treatment by the deceased.   This can be avoided with a <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/product\\\/rockwills-trustee-services\\\/\\\">Private Trust<\\\/a>, and the distribution amounts and who the beneficiaries are, are kept confidential within the Trust Deed.\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621046436028\",\"position\":9,\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621046436028\",\"name\":\"Social Implications for Beneficiaries\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Beneficiaries can be known publicly when the Estate is distributed by an Administrator.  This is the case with a Will and also <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/estate-administration-malaysia\\\/\\\">without a Will<\\\/a>.  <br\\\/><br\\\/>Quarrels and disputes can arise if the beneficiary feels an unfair distribution of the estate.  Additionally, the in-laws, distant relatives, mistress, ex-wife, ex-husband and business partners can get involved with legal challenges, especially over land, partnerships or deemed vested interests. <br\\\/><br\\\/>Other parties can come and want to buy up parts of the estate.   If the beneficiary has no emotional attachment to a house, heirloom, jewelry or art piece, the beneficiary may just sell it off to get the cash.  A <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/types-of-trusts-and-trustee-services-in-malaysia\\\/\\\">Trust<\\\/a> can control this from happening.\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621046458651\",\"position\":10,\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621046458651\",\"name\":\"Controlling the Impact on Beneficiaries\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A Trust ensures that relevant parts of the <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/estate-planning-and-distribution-process\\\/\\\">Estate can be distributed to your beneficiaries according to your wishes<\\\/a>.  The Trust becomes the owner of those parts of the Estate.  And the Trust manages this according to your instructions as written in the Trust Deed.  <br\\\/><br\\\/>And since the Trust Deed is a confidential and private document, no one outside of the Trustees knows who gets what and how much from that particular part of the Estate.  <br\\\/><br\\\/>This also bypasses the distribution laws, as the instructions and ownership transfer before death.  And Beneficiaries will know what they get and it will not be public knowledge.\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621050995544\",\"position\":11,\"url\":\"https:\\\/\\\/www.redcover.com.my\\\/ms\\\/pengurusan-waris-harta-pusaka\\\/#faq-question-1621050995544\",\"name\":\"How to plan the distribution types and related beneficiaries?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u2022 You need the help of a <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/rockwills-franchisee-and-estate-planner-kl-levine-lee\\\/\\\">Professional Estate Planner<\\\/a>.<br\\\/>\u2022 The estate planner needs to have a team of people who can support the different types of Estate complexity.<br\\\/>\u2022 This <a href=\\\"https:\\\/\\\/www.rockwills.com\\\/service\\\/other-professional-services\\\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">estate support team<\\\/a> should include specialist lawyers, accountants, tax and finance and company secretaries.<br\\\/>\u2022 <a href=\\\"https:\\\/\\\/www.redcover.com.my\\\/rockwills-malaysia\\\/\\\">Rockwills<\\\/a> franchisees are professional estate planners, with in-depth training in estate planning, Rockwills estate planning processes and support services.\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"| Pengurusan Waris Harta Pusaka Wills and Trusts - Red Cover","description":"Benefisiari Harta Pusaka di Malaysia. 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Klik untuk maklumat lanjut.","og_url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/","og_site_name":"Red Cover","article_publisher":"https:\/\/www.facebook.com\/LevineLeeAIA\/","article_modified_time":"2021-09-12T09:11:24+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/i1.wp.com\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg?fit=1200%2C675&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@LevineLeeSaw","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/","url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/","name":"| Pengurusan Waris Harta Pusaka Wills and Trusts - Red Cover","isPartOf":{"@id":"https:\/\/www.redcover.com.my\/ms\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#primaryimage"},"image":{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","datePublished":"2021-09-12T09:09:40+00:00","dateModified":"2021-09-12T09:11:24+00:00","description":"Benefisiari Harta Pusaka di Malaysia. Mengapa penting untuk mempunyai Amanah atau Will Ditulis dan dalam Jagaan dengan Syarikat yang Dipercayai. Klik untuk maklumat lanjut.","breadcrumb":{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621048126536"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621043994291"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044010086"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621050095865"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621045130119"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044585611"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044707710"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046371606"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046436028"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046458651"},{"@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621050995544"}],"inLanguage":"ms-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/"]}]},{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#primaryimage","url":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","contentUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","width":1200,"height":675,"caption":"Benefisiari Harta Pusaka untuk Insurans dan Kekayaan"},{"@type":"BreadcrumbList","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.redcover.com.my\/ms\/"},{"@type":"ListItem","position":2,"name":"Pengurusan Waris Harta Pusaka"}]},{"@type":"WebSite","@id":"https:\/\/www.redcover.com.my\/ms\/#website","url":"https:\/\/www.redcover.com.my\/ms\/","name":"Red Cover","description":"AIA Insurance Agent and Life Planner Malaysia","publisher":{"@id":"https:\/\/www.redcover.com.my\/ms\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.redcover.com.my\/ms\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ms-MY"},{"@type":"Organization","@id":"https:\/\/www.redcover.com.my\/ms\/#organization","name":"Red Cover Life Planning","url":"https:\/\/www.redcover.com.my\/ms\/","logo":{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","width":150,"height":100,"caption":"Red Cover Life Planning"},"image":{"@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LevineLeeAIA\/","https:\/\/x.com\/LevineLeeSaw","https:\/\/www.instagram.com\/levinesaw\/","https:\/\/www.linkedin.com\/in\/levine-lee-saw-hoon-460599154\/","https:\/\/www.pinterest.com\/levinelee\/pins\/","https:\/\/www.youtube.com\/channel\/UCqHhxmvino9yuogbOA0FmPw\/"]},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621048126536","position":1,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621048126536","name":"How is a beneficiary decided?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can name beneficiaries in your <a href=\"https:\/\/www.redcover.com.my\/wills-and-trusts-planning\/\">Will or Trust <\/a>Deed.  For Muslims it will follow the Wasiat per the Faraid distribution or a Trust Deed.   <br\/><br\/>If there is no Will nor Trust Deeds, then the estate is <a href=\"https:\/\/www.redcover.com.my\/estate-administration-malaysia\/\">intestate <\/a>and the beneficiaries are decided by the Government following the Distribution Act of Malaysia and other laws in Sabah and Sarawak.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621043994291","position":2,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621043994291","name":"Rights as a beneficiary of Estate","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If its a Will, then the beneficiary or related parties will have full access to the information in the Will.  It will become public record on death of the <a href=\"https:\/\/www.redcover.com.my\/how-to-make-a-will-in-malaysia\/\">Testator (person who created the Will)<\/a>.  <br\/><br\/>If its a <a href=\"https:\/\/www.redcover.com.my\/types-of-trusts-and-trustee-services-in-malaysia\/\">Trust<\/a>,  the information is controlled by the Trustees per the instructions of the Trust Deed.  The Trust is fully confidential, unless the courts, within a relevant law, instruct parts of the Trust Deed to be made known to a plaintiff requesting for the information.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044010086","position":3,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044010086","name":"What does a beneficiary gets from a Will?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The beneficiary will get the balance, of whatever is stated and instructed in the Will, after the deceased's liabilities are paid off by the <a href=\"https:\/\/www.redcover.com.my\/estate-administration-malaysia\/\">Estate Administrator<\/a>.  ","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621050095865","position":4,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621050095865","name":"What is a residual estate beneficiary?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A residual estate beneficiary is the persons or entity listed in the Will to receive  items that are not listed in the Will.  <br\/><br\/>This is a <a href=\"https:\/\/www.redcover.com.my\/product\/will-writing-and-custody-service\/\">clause in the Will <\/a>called the Residual Estate Clause.  This clause will state how and to whom items not listed in the Will (the residual estate)  is to be distributed.  <br\/><br\/>If this is not done, then the residual estate will be treated as intestate and distributed by the government per the Distribution Act.  Proper <a href=\"https:\/\/www.redcover.com.my\/estate-planning-process\/\">estate planning <\/a>and <a href=\"https:\/\/www.redcover.com.my\/product\/will-writing-and-custody-service\/\">will writing<\/a> is required to ensure your estate is distributed according to your wishes and not by other people or the government.<br\/><br\/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621045130119","position":5,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621045130119","name":"What does a beneficiary get from a Trust?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The beneficiary will get whatever you intended, per the instructions you wrote in the Trust Deed.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044585611","position":6,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044585611","name":"How to distribute to beneficiaries in compliance to the law?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A <a href=\"https:\/\/www.redcover.com.my\/types-of-trusts-and-trustee-services-in-malaysia\/\">Trust<\/a> can hold the assets of an estate.  You can transfer legal ownership of desired parts of your estate into the Trust.  These assets then are no longer part of your estate and belongs to the Trust, of which you created and will instruct, but owned by the <a href=\"https:\/\/www.redcover.com.my\/types-of-trusts-and-trustee-services-in-malaysia\/\">Trustees<\/a>.<br\/><br\/>And instruct by way of the Trust Deed, how to distribute and who to distribute to.  The Trust is created before death.  This includes <a href=\"https:\/\/www.redcover.com.my\/product\/rockwills-buy-sell-trust\/\">partnerships and shareholding<\/a> Trusts too.<br\/><br\/><a href=\"https:\/\/www.redcover.com.my\/product\/rockwills-buy-sell-trust\/\">Rockwills Buy Sell Trust<\/a>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044707710","position":7,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621044707710","name":"Notifications to Beneficiaries","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The <a href=\"https:\/\/www.redcover.com.my\/estate-administration-malaysia\/\">Estate Administrator<\/a> of the Will or Trustee of the Trust will notify the named beneficiaries. ","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046371606","position":8,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046371606","name":"Emotional Implications for Beneficiaries","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Beneficiaries can be overjoyed or depressed depending on the situation and <a href=\"https:\/\/www.redcover.com.my\/estate-planning-process\/\">distribution<\/a> amounts.<br\/><br\/>Beneficiaries can be overjoyed, like striking the lottery and may go a spending spree.  This can be controlled however with a Private Trust and the wealth can be kept for a longer time, earning income for the beneficiary instead.<br\/><br\/>Beneficiaries can be depressed, feeling unfair treatment by the deceased.   This can be avoided with a <a href=\"https:\/\/www.redcover.com.my\/product\/rockwills-trustee-services\/\">Private Trust<\/a>, and the distribution amounts and who the beneficiaries are, are kept confidential within the Trust Deed.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046436028","position":9,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046436028","name":"Social Implications for Beneficiaries","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Beneficiaries can be known publicly when the Estate is distributed by an Administrator.  This is the case with a Will and also <a href=\"https:\/\/www.redcover.com.my\/estate-administration-malaysia\/\">without a Will<\/a>.  <br\/><br\/>Quarrels and disputes can arise if the beneficiary feels an unfair distribution of the estate.  Additionally, the in-laws, distant relatives, mistress, ex-wife, ex-husband and business partners can get involved with legal challenges, especially over land, partnerships or deemed vested interests. <br\/><br\/>Other parties can come and want to buy up parts of the estate.   If the beneficiary has no emotional attachment to a house, heirloom, jewelry or art piece, the beneficiary may just sell it off to get the cash.  A <a href=\"https:\/\/www.redcover.com.my\/types-of-trusts-and-trustee-services-in-malaysia\/\">Trust<\/a> can control this from happening.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046458651","position":10,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621046458651","name":"Controlling the Impact on Beneficiaries","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A Trust ensures that relevant parts of the <a href=\"https:\/\/www.redcover.com.my\/estate-planning-and-distribution-process\/\">Estate can be distributed to your beneficiaries according to your wishes<\/a>.  The Trust becomes the owner of those parts of the Estate.  And the Trust manages this according to your instructions as written in the Trust Deed.  <br\/><br\/>And since the Trust Deed is a confidential and private document, no one outside of the Trustees knows who gets what and how much from that particular part of the Estate.  <br\/><br\/>This also bypasses the distribution laws, as the instructions and ownership transfer before death.  And Beneficiaries will know what they get and it will not be public knowledge.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621050995544","position":11,"url":"https:\/\/www.redcover.com.my\/ms\/pengurusan-waris-harta-pusaka\/#faq-question-1621050995544","name":"How to plan the distribution types and related beneficiaries?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u2022 You need the help of a <a href=\"https:\/\/www.redcover.com.my\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">Professional Estate Planner<\/a>.<br\/>\u2022 The estate planner needs to have a team of people who can support the different types of Estate complexity.<br\/>\u2022 This <a href=\"https:\/\/www.rockwills.com\/service\/other-professional-services\/\" target=\"_blank\" rel=\"noreferrer noopener\">estate support team<\/a> should include specialist lawyers, accountants, tax and finance and company secretaries.<br\/>\u2022 <a href=\"https:\/\/www.redcover.com.my\/rockwills-malaysia\/\">Rockwills<\/a> franchisees are professional estate planners, with in-depth training in estate planning, Rockwills estate planning processes and support services.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"}]}},"featured_image_src":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","featured_image_src_square":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25384","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/comments?post=25384"}],"version-history":[{"count":4,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25384\/revisions"}],"predecessor-version":[{"id":25595,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25384\/revisions\/25595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media\/24696"}],"wp:attachment":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media?parent=25384"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}