{"id":25422,"date":"2021-09-12T17:09:49","date_gmt":"2021-09-12T09:09:49","guid":{"rendered":"https:\/\/www.redcover.com.my\/insurans-hayat-malaysia\/"},"modified":"2021-09-12T17:09:57","modified_gmt":"2021-09-12T09:09:57","slug":"insurans-hayat-malaysia","status":"publish","type":"page","link":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/","title":{"rendered":"Insurans Hayat Malaysia"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Insurans Hayat di Malaysia<\/h2>\n\n<p>Insurans hayat di Malaysia <a rel=\"noreferrer noopener\" aria-label=\"regulated by Bank Negara Malaysia (opens in a new tab)\" href=\"https:\/\/www.bnm.gov.my\/index.php?ch=en_policy&amp;pg=en_policy_instkf\" target=\"_blank\">dikawal selia oleh Bank Negara Malaysia<\/a> mengikut undang-undang. Undang-undang tersebut ialah <a rel=\"noreferrer noopener\" aria-label=\"Financial Services Act 2013 (&#x201C;FSA&#x201D;) (opens in a new tab)\" href=\"http:\/\/www.bnm.gov.my\/documents\/act\/en_fsa.pdf\" target=\"_blank\">Akta Perkhidmatan Kewangan 2013 (FSA)<\/a> dan <a rel=\"noreferrer noopener\" aria-label=\"Islamic Financial Services Act 2013 (IFSA) (opens in a new tab)\" href=\"http:\/\/www.bnm.gov.my\/documents\/act\/en_ifsa.pdf\" target=\"_blank\">Akta Perkhidmatan Kewangan Islam 2013 (IFSA).<\/a> <a href=\"http:\/\/www.agc.gov.my\/agcportal\/uploads\/files\/Publications\/LOM\/EN\/Act%2067.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Civil Law Act 1956 (opens in a new tab)\">Akta Undang-Undang Sivil 1956<\/a> termasuk peruntukan bagi pembayaran hasil insurans hayat.<\/p>\n\n<p><a href=\"https:\/\/www.redcover.com.my\/ms\/aia-insurance-malaysia\/\">AIA Insurance Malaysia<\/a> menyediakan produk dan polisi insurans hayat konvensional dan Islam di Malaysia seperti yang tertakluk kepada peraturan dan undang-undang ini.  <\/p>\n\n<p><a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\">Ejen insurans hayat AIA dan perancang hayat di Malaysia<\/a> perlu menduduki peperiksaan dan dilesenkan untuk menjual produk insurans daripada AIA. Mereka perlu mempunyai kod ejen yang dikeluarkan oleh AIA. Dan ejen insurans hayat di Malaysia perlu menjadi ahli Persatuan Insurans Hayat Malaysia (LIAM).<\/p>\n\n<figure class=\"wp-block-video\"><video height=\"720\" style=\"aspect-ratio: 1280 \/ 720;\" width=\"1280\" controls=\"\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/RedCover.AIA_Investment_Linked-Life-Insurance.SB2_.English-1.mp4\"><\/video><\/figure>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24355\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"AIA Insurans Hayat Berkaitan Pelaburan AIA - Tandatangan Melebihi 2\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Investment-Linked-Signature-Beyond-2-1011x1024.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">AIA Insurans Hayat Berkaitan Pelaburan AIA &#8211; Tandatangan Melebihi 2<\/h2><div class=\"wc-block-featured-product__description\"><h2>AIA Insurans Hayat Berkaitan Pelaburan AIA &#8211; Tandatangan Melebihi 2<\/h2>\n<p>Harga yang ditunjukkan adalah harga premium bulanan permulaan. Ini adalah pelan insurans hayat untuk melindungi kewangan keluarga anda. Pelan insurans hayat terbaik untuk jumlah perlindungan risiko seumur hidup:<\/p>\n<ul>\n<li>Manfaat kematian<\/li>\n<li>Hilang Upaya Menyeluruh dan Kekal (TPD)<\/li>\n<li>Perlindungan Penyakit Kritikal dengan Keupayaan Set Semula<\/li>\n<li>Perlindungan kematian akibat kemalangan 200% bayaran<\/li>\n<li>Perlindungan kematian akibat kemalangan dalam lif atau pengangkutan awam 300% bayaran<\/li>\n<li>Perlindungan kematian akibat bencana alam 600% bayaran<\/li>\n<li>Nilai tunai matang yang lebih tinggi<\/li>\n<\/ul>\n<p>Hubungi <a href=\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\">AIA Business and Life Insurance Agent Levine Lee<\/a> untuk Sebut Harga Tersuai.<\/p>\n<p>Atau semak keluar produk ini sebagai pesanan. Tiada bayaran akan diambil atau diminta. Perintah itu akan dilihat sebagai permintaan untuk sebut harga tersuai untuk keperluan anda.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-Price-amount amount\"><span class=\"woocommerce-Price-currencySymbol\">&#082;&#077;<\/span>1,200.00<\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/aia-pelaburan-berkaitan-insurans-hayat-tandatangan-beyond-2\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1576973565889\"><strong class=\"schema-faq-question\">Apakah jenis Pelan Insurans Hayat di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Semua syarikat insurans hayat di Malaysia mempunyai set produk insurans hayat yang sama seperti berikut:  <br>1. Insurans Hayat Bertempoh<br>2. Insurans Hayat<br>3. Insurans Hayat Berkaitan Pelaburan<br>4. Pelan Insurans Hayat Wanita<br>5. Pelan Insurans Hayat Kanak-kanak<br><br>Pelan Insurans Tambahan yang menyediakan manfaat bagi kesihatan dan taraf hidup orang yang diinsuranskan:<br>6. Pelan Insurans Perubatan<br>7. Pelan Insurans Kemalangan Diri<br>8. Pelan Insurans Kanser<br>9. Pelan Insurans Penyakit Kritikal<a href=\"https:\/\/www.redcover.com.my\/ms\/katalog-perniagaan-kumpulan-perubatan-insurans-hayat-malaysia\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Plans.jpg\" class=\"attachment-full size-full\" alt=\"AIA Life Insurance Plans\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Plans.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Plans-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Plans-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Plans-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Plans-1024x768.jpg 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1576984758598\"><strong class=\"schema-faq-question\">Mengapa membeli Insurans Hayat di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Jumlah rakyat <a rel=\"noreferrer noopener\" aria-label=\"Malaysians living to be 60+ years old (opens in a new tab)\" href=\"https:\/\/www.dosm.gov.my\/v1\/index.php?r=column\/cthemeByCat&amp;cat=155&amp;bul_id=aWJZRkJ4UEdKcUZpT2tVT090Snpydz09&amp;menu_id=L0pheU43NWJwRWVSZklWdzQ4TlhUUT09\" target=\"_blank\">Malaysia yang berumur 60+ tahun<\/a> adalah sekitar 3 juta orang. Dan berkembang tahun ke tahun.<br><br>Sekiranya seseorang menjadi hilang upaya kekal, yang bermaksud <a href=\"https:\/\/www.redcover.com.my\/ms\/kehilangan-kewujudan-bebas\/\">kehilangan jumlah kehilangan kewujudan bebas<\/a>, mereka tidak mempunyai lebih banyak pendapatan untuk aliran tunai untuk terus hidup. Untuk membayar penjagaan kejururawatan atau rumah akan menelan kos yang banyak, terutamanya apabila orang boleh hidup lebih lama dengan kualiti penjagaan kesihatan yang lebih tinggi di Malaysia.<br><br>Polisi insurans hayat membayar hilang upaya menyeluruh dan kekal. Kerugian aliran tunai daripada kehilangan pendapatan, boleh dilindungi dengan cepat oleh pelan insurans hayat yang baik.<br><br>Perlu diingat bahawa Malaysia <a rel=\"noreferrer noopener\" aria-label=\"Malaysia has the among the highest road accident rates in region (opens in a new tab)\" href=\"https:\/\/www.statista.com\/statistics\/794875\/number-of-road-accidents-malaysia\/\" target=\"_blank\">mempunyai antara kadar kemalangan jalan raya tertinggi di rantau ini.<\/a> Malah <a rel=\"noreferrer noopener\" aria-label=\"Vietnam has its accident rates dropping (opens in a new tab)\" href=\"https:\/\/www.statista.com\/statistics\/986115\/vietnam-total-annual-traffic-accidents\/\" target=\"_blank\">Vietnam mempunyai kadar kemalangan yang menurun<\/a>. Adalah paling berhemat untuk mendapatkan pelan insurans hayat untuk mendapatkan perlindungan yang cepat bagi keadaan sedemikian. Skrin yang ditembak di bawah, dari dashcam, menunjukkan kekurangan keselamatan jalan raya yang membawa kepada kemalangan berbahaya seperti itu.<br><br><br><img loading=\"lazy\" decoding=\"async\" width=\"622\" height=\"346\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Car-Lorry-accident-Malaysia-2019.jpg\" class=\"attachment-full size-full\" alt=\"Car-Lorry accident Malaysia 2019\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Car-Lorry-accident-Malaysia-2019.jpg 622w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Car-Lorry-accident-Malaysia-2019-300x167.jpg 300w\" sizes=\"auto, (max-width: 622px) 100vw, 622px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1576978832508\"><strong class=\"schema-faq-question\">Apakah faedah Pelan Insurans Hayat di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Pelan insurans hayat di Malaysia membayar amaun yang diinsuranskan berdasarkan peristiwa-peristiwa berikut:<br>1. Kematian orang yang diinsuranskan<br>2. Hilang Upaya Menyeluruh dan Kekal bagi orang yang diinsuranskan<br><br>Manfaat insurans tambahan adalah mengikut pelan insurans atau struktur polisi atau gabungan pelan:<br>1. Bayaran bil perubatan pesakit luar<br>2. Bayaran bil kemasukan ke hospital<br>3. Bayaran bil pembedahan<br>4. <a href=\"https:\/\/www.redcover.com.my\/ms\/aia-39-pelan-insurans-penyakit-kritikal-malaysia\/\">Perlindungan khas untuk penyakit kritikal<\/a>    <br>5. <a href=\"https:\/\/www.redcover.com.my\/ms\/aia-a-life-lady360-lady-insurance-plan\/\">Perlindungan khas untuk penyakit kritikal wanita<\/a><br>6. Perlindungan khas untuk penyakit kritikal kanak-kanak<br>7. Perlindungan khas untuk kanser<br>8.  <a href=\"https:\/\/www.redcover.com.my\/ms\/aia-bersalin-pelan-perlindungan-insurans-kehamilan-malaysia\/\">  Perlindungan khas untuk kehamilan ibu dan komplikasi bersalin<\/a><br>9. <a href=\"https:\/\/www.redcover.com.my\/ms\/aia-a-plus-babycare-baby-insurance-plan-malaysia\/\">Perlindungan khas untuk kecemasan kelahiran bayi dan kecacatan kelahiran<\/a><br>10. Perlindungan khas akibat kemalangan<br>11. Pulangan ke atas premium yang dibayar berdasarkan pembayaran terjamin (Polisi Tradisional, polisi berkaitan bukan pelaburan)<br>12. Pulangan ke atas premium yang dibayar berdasarkan <a rel=\"noreferrer noopener\" aria-label=\"fund investment performance (opens in a new tab)\" href=\"https:\/\/www.aia.com.my\/en\/our-products\/investment-linked-funds.html\" target=\"_blank\">prestasi pelaburan dana<\/a>  <br><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/baby-insurance-plans.jpg\" class=\"attachment-full size-full\" alt=\"Baby Insurance Plans\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/baby-insurance-plans.jpg 800w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/baby-insurance-plans-690x460.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/baby-insurance-plans-300x200.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/baby-insurance-plans-768x512.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/baby-insurance-plans-600x400.jpg 600w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1576973721421\"><strong class=\"schema-faq-question\">Siapakah yang boleh dilindungi oleh Pelan Insurans Hayat di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Individu dan Ahli Kumpulan di Malaysia. Perlindungan Insurans Hayat di Malaysia adalah untuk orang yang diinsuranskan yang dinamakan. Nama atau nama orang yang diinsuranskan perlu disenaraikan di dalam polisi insurans.<br><br>Pemegang polisi <strong>perlu mempunyai kepentingan insurans<\/strong> ke atas orang yang diinsuranskan. Ini bermakna pemegang polisi akan menghadapi kerugian kewangan jika orang yang diinsuranskan meninggal dunia atau dilumpuhkan secara kekal.<br><br>Kumpulan <strong>kepentingan yang boleh dijamin<\/strong> adalah:  <br>1. Ahli keluarga terdekat<br>2. Orang utama syarikat, pekerja<br>3. Institusi kewangan berdaftar seperti institusi kewangan berdaftar. Bank<br><br>Kumpulan <strong>kepentingan yang tidak boleh dijamin<\/strong> adalah:<br>1. Adik-beradik<br>2. Rakan-rakan<br>3. Sahabat<br><br>Pemegang polisi tidak semestinya orang yang diinsuranskan. Sebagai contoh, untuk pelan insurans bayi, ibu bapa adalah pemegang polisi dan orang yang diinsuranskan adalah bayi.  <br><br>Kumpulan bermaksud syarikat, perniagaan dan persatuan yang berdaftar di Malaysia. Siapa yang membeli insurans hayat untuk <a href=\"https:\/\/www.redcover.com.my\/ms\/pelan-insurans-manfaat-pekerja-ejen-insurans-pakar-2\/\">menginsuranskan pekerja atau ahli mereka yang dinamakan.<\/a> <img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.jpg\" class=\"attachment-full size-full\" alt=\"Keyman Insurance Malaysia\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.jpg 800w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance-690x345.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance-300x150.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance-768x384.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1576975603860\"><strong class=\"schema-faq-question\">Siapakah yang mendapat manfaat daripada Pelan Insurans Hayat di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Mengikut undang-undang Malaysia, pemegang polisi atau orang yang diinsuranskan tidak mendapat manfaat atau hasilnya.  <br><br>Penama yang dinamakan adalah entiti undang-undang yang dinamakan (pemegang amanah, syarikat atau orang) dalam polisi yang mendapat manfaat dan hasil daripada pelan insurans hayat daripada syarikat insurans hayat.<br><br>Pemegang polisi dinasihatkan untuk menamakan penama untuk diedarkan sekiranya berlaku kematian. Pemilik polisi mempunyai pilihan untuk tidak mencalonkan dengan menulis Wasiat untuk Perancangan Harta Pusaka.<br><br>Sebuah syarikat insurans yang mantap dan bereputasi baik di Malaysia akan mahir dengan undang-undang Malaysia mengenai insurans, dan akan menyatakan dengan jelas dalam polisi insuransnya.<br><br>Sebagai bahagian yang paling penting dalam polisi insurans ialah bagaimana tuntutan insurans hayat akan diterima, diproses dan dibayar oleh syarikat insurans.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1576983615841\"><strong class=\"schema-faq-question\">Berapakah kos Insurans Hayat di Malaysia?<\/strong> <p class=\"schema-faq-answer\">Semuanya bergantung kepada pelan insurans hayat yang dipilih. Untuk mendapatkan idea klik pada imej di bawah untuk melihat harga petunjuk dan premium yang perlu dibayar.<a href=\"https:\/\/www.redcover.com.my\/ms\/premium-insurans-hayat-harga-petunjuk\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Premiums-and-Prices-Malaysia.jpg\" class=\"attachment-full size-full\" alt=\"Insurance Premiums and Prices Malaysia\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Premiums-and-Prices-Malaysia.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Premiums-and-Prices-Malaysia-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Premiums-and-Prices-Malaysia-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Premiums-and-Prices-Malaysia-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Premiums-and-Prices-Malaysia-1024x768.jpg 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p> <\/div> <\/div>\n\n<h2 class=\"wp-block-heading\">Dapatkan Nasihat Insurans daripada Ejen Insurans Hayat Berpengalaman kami di Malaysia<\/h2>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/LevineLee.InsuranceAdvisor.profile.010319-300x300.jpg\" alt=\"Perancang Hayat Levine Lee\" class=\"wp-image-24442\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-300x300.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-500x500.jpg 500w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-180x180.jpg 180w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-690x691.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-150x150.jpg 150w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-768x769.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-600x600.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319.jpg 994w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><figcaption>Perancang Hayat Levine Lee<\/figcaption><\/figure><\/div>\n\n<p>Hubungi Penasihat Perancangan Hayat kami untuk berhubung dengan kami dan memulakan perlindungan peribadi anda atau memilih pelan anda sekarang. Dapatkan dilindungi dengan betul. Dinasihatkan dengan betul. <a href=\"tel:+60126840948\">Hubungi Levine Lee hari ini untuk dinasihatkan mengenai perlindungan insurans terbaik yang diperibadikan untuk anda<\/a>. Atau hantar borang di bawah atas minat anda.<\/p>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24355\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"AIA Insurans Hayat Berkaitan Pelaburan AIA - Tandatangan Melebihi 2\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Life-Insurance-Investment-Linked-Signature-Beyond-2-1011x1024.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">AIA Insurans Hayat Berkaitan Pelaburan AIA &#8211; Tandatangan Melebihi 2<\/h2><div class=\"wc-block-featured-product__description\"><h2>AIA Insurans Hayat Berkaitan Pelaburan AIA &#8211; Tandatangan Melebihi 2<\/h2>\n<p>Harga yang ditunjukkan adalah harga premium bulanan permulaan. Ini adalah pelan insurans hayat untuk melindungi kewangan keluarga anda. Pelan insurans hayat terbaik untuk jumlah perlindungan risiko seumur hidup:<\/p>\n<ul>\n<li>Manfaat kematian<\/li>\n<li>Hilang Upaya Menyeluruh dan Kekal (TPD)<\/li>\n<li>Perlindungan Penyakit Kritikal dengan Keupayaan Set Semula<\/li>\n<li>Perlindungan kematian akibat kemalangan 200% bayaran<\/li>\n<li>Perlindungan kematian akibat kemalangan dalam lif atau pengangkutan awam 300% bayaran<\/li>\n<li>Perlindungan kematian akibat bencana alam 600% bayaran<\/li>\n<li>Nilai tunai matang yang lebih tinggi<\/li>\n<\/ul>\n<p>Hubungi <a href=\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\">AIA Business and Life Insurance Agent Levine Lee<\/a> untuk Sebut Harga Tersuai.<\/p>\n<p>Atau semak keluar produk ini sebagai pesanan. Tiada bayaran akan diambil atau diminta. Perintah itu akan dilihat sebagai permintaan untuk sebut harga tersuai untuk keperluan anda.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-Price-amount amount\"><span class=\"woocommerce-Price-currencySymbol\">&#082;&#077;<\/span>1,200.00<\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/aia-pelaburan-berkaitan-insurans-hayat-tandatangan-beyond-2\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n\/* ]]> *\/\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_3' style='display:none'>\n                        <div class='gform_heading'>\n                            <h3 class=\"gform_title\">Personal Life Insurance &#8211; Request for Quotation<\/h3>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_3'  action='\/ms\/wp-json\/wp\/v2\/pages\/25422' data-formid='3' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_3_31\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_31'>URL<\/label><div class='ginput_container'><input name='input_31' id='input_3_31' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_3_31'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_3_29\" class=\"gfield gfield--type-html gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><a name=\"enquiry\"><\/a><\/li><li id=\"field_3_12\" class=\"gfield gfield--type-checkbox gfield--type-choice gf_left_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Insurance Required<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_12'><li class='gchoice gchoice_select_all'>\n\t\t\t\t\t\t<input class='gfield-choice-input' type='checkbox' id='choice_12_select_all'   onclick='gformToggleCheckboxes( this )' onkeypress='gformToggleCheckboxes( this )' \/>\n\t\t\t\t\t\t<label for='choice_12_select_all' id='label_12_select_all' class='gform-field-label  gform-field-label--type-inline' data-label-select='Select All' data-label-deselect='Deselect All'>Select All<\/label>\n\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.1' type='checkbox'  value='Life Insurance'  id='choice_3_12_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_1' id='label_3_12_1' class='gform-field-label gform-field-label--type-inline'>Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.2' type='checkbox'  value='Critical Illness'  id='choice_3_12_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_2' id='label_3_12_2' class='gform-field-label gform-field-label--type-inline'>Critical Illness<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.3' type='checkbox'  value='Hospital Medical Card'  id='choice_3_12_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_3' id='label_3_12_3' class='gform-field-label gform-field-label--type-inline'>Hospital Medical Card<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.4' type='checkbox'  value='Personal Accident'  id='choice_3_12_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_4' id='label_3_12_4' class='gform-field-label gform-field-label--type-inline'>Personal Accident<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.5' type='checkbox'  value='Lady&#039;s Special Insurance'  id='choice_3_12_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_5' id='label_3_12_5' class='gform-field-label gform-field-label--type-inline'>Lady&#8217;s Special Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.6' type='checkbox'  value='Prenatal (Preborn) Baby Care'  id='choice_3_12_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_6' id='label_3_12_6' class='gform-field-label gform-field-label--type-inline'>Prenatal (Preborn) Baby Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.7' type='checkbox'  value='Children Education Plan'  id='choice_3_12_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_7' id='label_3_12_7' class='gform-field-label gform-field-label--type-inline'>Children Education Plan<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_12_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.8' type='checkbox'  value='Retirement \/ Savings Plan'  id='choice_3_12_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_12_8' id='label_3_12_8' class='gform-field-label gform-field-label--type-inline'>Retirement \/ Savings Plan<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_3_25\" class=\"gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Lady&#039;s Special Insurance<\/label><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_25'><li class='gchoice gchoice_select_all'>\n\t\t\t\t\t\t<input class='gfield-choice-input' type='checkbox' id='choice_25_select_all'   onclick='gformToggleCheckboxes( this )' onkeypress='gformToggleCheckboxes( this )' \/>\n\t\t\t\t\t\t<label for='choice_25_select_all' id='label_25_select_all' class='gform-field-label  gform-field-label--type-inline' data-label-select='Select All' data-label-deselect='Deselect All'>Select All<\/label>\n\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.1' type='checkbox'  value='Prenatal (Preborn) Baby Care'  id='choice_3_25_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_1' id='label_3_25_1' class='gform-field-label gform-field-label--type-inline'>Prenatal (Preborn) Baby Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.2' type='checkbox'  value='Pregnancy Care'  id='choice_3_25_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_2' id='label_3_25_2' class='gform-field-label gform-field-label--type-inline'>Pregnancy Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.3' type='checkbox'  value='Confinement Allowance'  id='choice_3_25_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_3' id='label_3_25_3' class='gform-field-label gform-field-label--type-inline'>Confinement Allowance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.4' type='checkbox'  value='Female Cancers'  id='choice_3_25_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_4' id='label_3_25_4' class='gform-field-label gform-field-label--type-inline'>Female Cancers<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.5' type='checkbox'  value='Female Diseases Care'  id='choice_3_25_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_5' id='label_3_25_5' class='gform-field-label gform-field-label--type-inline'>Female Diseases Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.6' type='checkbox'  value='Female Surgical Care'  id='choice_3_25_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_6' id='label_3_25_6' class='gform-field-label gform-field-label--type-inline'>Female Surgical Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.7' type='checkbox'  value='Menopause Care'  id='choice_3_25_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_7' id='label_3_25_7' class='gform-field-label gform-field-label--type-inline'>Menopause Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_25_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_25.8' type='checkbox'  value='Golden Age Benefit'  id='choice_3_25_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_25_8' id='label_3_25_8' class='gform-field-label gform-field-label--type-inline'>Golden Age Benefit<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_3_26\" class=\"gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Baby Special Insurance Coverage<\/label><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_26'><li class='gchoice gchoice_select_all'>\n\t\t\t\t\t\t<input class='gfield-choice-input' type='checkbox' id='choice_26_select_all'   onclick='gformToggleCheckboxes( this )' onkeypress='gformToggleCheckboxes( this )' \/>\n\t\t\t\t\t\t<label for='choice_26_select_all' id='label_26_select_all' class='gform-field-label  gform-field-label--type-inline' data-label-select='Select All' data-label-deselect='Deselect All'>Select All<\/label>\n\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.1' type='checkbox'  value='Prenatal (Preborn) Baby Care'  id='choice_3_26_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_1' id='label_3_26_1' class='gform-field-label gform-field-label--type-inline'>Prenatal (Preborn) Baby Care<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.2' type='checkbox'  value='Incubation Benefit'  id='choice_3_26_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_2' id='label_3_26_2' class='gform-field-label gform-field-label--type-inline'>Incubation Benefit<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.3' type='checkbox'  value='Baby ICU and HDU (Neonatal ICU) Coverage'  id='choice_3_26_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_3' id='label_3_26_3' class='gform-field-label gform-field-label--type-inline'>Baby ICU and HDU (Neonatal ICU) Coverage<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.4' type='checkbox'  value='Phototheraphy for Jaundice'  id='choice_3_26_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_4' id='label_3_26_4' class='gform-field-label gform-field-label--type-inline'>Phototheraphy for Jaundice<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.5' type='checkbox'  value='Birth Defects (15 Congenital Defects) up to age of 5'  id='choice_3_26_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_5' id='label_3_26_5' class='gform-field-label gform-field-label--type-inline'>Birth Defects (15 Congenital Defects) up to age of 5<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_26_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_26.6' type='checkbox'  value='Autism and ADHD up to age of 5'  id='choice_3_26_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_26_6' id='label_3_26_6' class='gform-field-label gform-field-label--type-inline'>Autism and ADHD up to age of 5<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_3_28\" class=\"gfield gfield--type-checkbox gfield--type-choice gf_right_half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Others<\/label><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_3_28'><li class='gchoice gchoice_3_28_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.1' type='checkbox'  value='AIA Vitality Wellness Program'  id='choice_3_28_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_1' id='label_3_28_1' class='gform-field-label gform-field-label--type-inline'>AIA Vitality Wellness Program<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.2' type='checkbox'  value='Keyman Insurance'  id='choice_3_28_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_2' id='label_3_28_2' class='gform-field-label gform-field-label--type-inline'>Keyman Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.3' type='checkbox'  value='Income Replacement'  id='choice_3_28_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_3' id='label_3_28_3' class='gform-field-label gform-field-label--type-inline'>Income Replacement<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.4' type='checkbox'  value='Wealth Distribution'  id='choice_3_28_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_4' id='label_3_28_4' class='gform-field-label gform-field-label--type-inline'>Wealth Distribution<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.5' type='checkbox'  value='Family Wealth Trust Fund'  id='choice_3_28_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_5' id='label_3_28_5' class='gform-field-label gform-field-label--type-inline'>Family Wealth Trust Fund<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.6' type='checkbox'  value='Mortgage Reducing Term Assurance (MRTA)'  id='choice_3_28_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_6' id='label_3_28_6' class='gform-field-label gform-field-label--type-inline'>Mortgage Reducing Term Assurance (MRTA)<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.7' type='checkbox'  value='Mortgage Life Term Assurance (MLTA)'  id='choice_3_28_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_7' id='label_3_28_7' class='gform-field-label gform-field-label--type-inline'>Mortgage Life Term Assurance (MLTA)<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_3_28_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_28.8' type='checkbox'  value='Others - Home, Fire, Theft, Maid etc'  id='choice_3_28_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_28_8' id='label_3_28_8' class='gform-field-label gform-field-label--type-inline'>Others &#8211; Home, Fire, Theft, Maid etc<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_3_18\" class=\"gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_18'>City\/Town<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_18' id='input_3_18' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_3_1\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix no_first_name no_middle_name has_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_3_1'>\n                            \n                            \n                            \n                            <span id='input_3_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_3_1_6' value=''   aria-required='true'   placeholder='Full Name'  \/>\n                                                    <label for='input_3_1_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Full Name<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_3_3\" class=\"gfield gfield--type-phone gf_left_half gfield_contains_required field_sublabel_below gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_3'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_3_3' type='tel' value='' class='medium'  placeholder='Mobile Telephone Number' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_3_2\" class=\"gfield gfield--type-email gf_right_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_2'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_3_2' type='email' value='' class='medium'   placeholder='Email address' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_3_30\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\"  ><div class=\"admin-hidden-markup\"><i class=\"gform-icon gform-icon--hidden\" aria-hidden=\"true\" title=\"This field is hidden when viewing the form\"><\/i><span>This field is hidden when viewing the form<\/span><\/div><label class='gfield_label gform-field-label' for='input_3_30'>Enquiry Submitted From Page:<\/label><div class='ginput_container ginput_container_text'><input name='input_30' id='input_3_30' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/li><\/ul><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_3' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Send'  \/> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_3' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_3' id='gform_theme_3' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_3' id='gform_style_settings_3' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='3' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='MYR' value='nL7x1d3YrSBX3qRvpACAK6zkG4Z\/iEbRsSmwOIQ+4x+Jzc5zI8PuY7IYoJOHsowwIGFycO6bNS74REnvtJs4VIHQj8Yx6sYh5u4DZxe3qDHd5Pw=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_3' value='WyJbXSIsImI0YzRhMmJlZGE3OTEzNWY5NDRiNjU3ODI2YTQ1MWQ2Il0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_3' id='gform_target_page_number_3' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_3' id='gform_source_page_number_3' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"ak_\"><label>&#916;<textarea name=\"ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"ak_js\" value=\"152\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><\/form>\n                        <\/div><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 3, 'https:\/\/www.redcover.com.my\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_3').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_3');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_3').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){form_content.find('form').css('opacity', 0);jQuery('#gform_wrapper_3').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_3').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_3').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_3').val();gformInitSpinner( 3, 'https:\/\/www.redcover.com.my\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [3, current_page]);window['gf_submitting_3'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_3').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [3]);window['gf_submitting_3'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_3').text());}else{jQuery('#gform_3').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"3\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_3\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_3\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_3\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 3, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} ); \n\/* ]]> *\/\n<\/script>\n\n<h2 class=\"wp-block-heading\">Manfaat Insurans Hayat di Malaysia<\/h2>\n\n<p class=\"has-drop-cap\">  Insurans hayat adalah perlindungan daripada kerugian kewangan yang akan disebabkan oleh kematian pramatang orang yang diinsuranskan. Ini dibayar oleh individu atau oleh perniagaan. Perniagaan akan mendapat ini sebagai <a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-keyman-malaysia\/\">polisi insurans utama.<\/a> <\/p>\n\n<div class=\"wp-block-buttons has-custom-font-size has-small-font-size is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-normal-font-size\"><a class=\"wp-block-button__link has-custom-background-color has-background wp-element-button\" href=\"#enquiry\">PERMINTAAN QOUTATION<\/a><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">Insurans hayat<\/h2>\n\n<p>Penerima yang dinamakan menerima hasil kutipan tersebut dan dengan itu dilindungi daripada akibat kewangan kematian orang yang diinsuranskan. Manfaat kematian dibayar oleh syarikat insurans hayat untuk dipertimbangkan bagi pembayaran premium yang dibuat oleh pihak yang diinsuranskan.<\/p>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24231\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"AIA A-Life Melindungi Pelan Tahunan Insurans Hayat Bertempoh Malaysia\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Term-Life-Insurance-Plans.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">AIA A-Life Melindungi Pelan Tahunan Insurans Hayat Bertempoh Malaysia<\/h2><div class=\"wc-block-featured-product__description\"><h2>AIA A-Life Melindungi Pelan Insurans Hayat Bertempoh Malaysia<\/h2>\n<p>Insurans hayat A-Life Protect Termal menyediakan perlindungan kematian bagi orang yang diinsuranskan, dalam tempoh tempoh pada premium yang berpatutan. Pelan-pelan yang disenaraikan di sini adalah pelan Tahunan Yang Boleh Diperbaharu. Dan termasuk perlindungan hilang upaya seperti yang disenaraikan di bawah.<\/p>\n<p>Sesuai untuk keperluan Insurans Keyman Perniagaan dan Perancangan Harta Individu.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/aia-a-life-protect-term-insurance-term-term-plan-year-malaysia\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/www.redcover.com.my\/ms\/aia-takaful-aia-public-takaful-perubatan\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/AIA-Takaful-Famili-Medik-1200x900-2-1024x768.jpg\" alt=\"AIA Public Takaful Famili Medik\" class=\"wp-image-25317\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Takaful-Famili-Medik-1200x900-2-1024x768.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Takaful-Famili-Medik-1200x900-2-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Takaful-Famili-Medik-1200x900-2-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Takaful-Famili-Medik-1200x900-2-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Takaful-Famili-Medik-1200x900-2.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n<p>Insurans hayat boleh membayar wang penerima anda secara sekaligus atau sebagai bayaran biasa jika anda meninggal dunia. Ia direka untuk memberi anda jaminan bahawa tanggungan anda akan dijaga jika anda tidak lagi berada di sana untuk menyediakan. Jumlah wang yang dibayar bergantung kepada tahap perlindungan yang anda beli. Anda memutuskan bagaimana ia dibayar dan sama ada ia akan meliputi pembayaran tertentu, seperti <a href=\"https:\/\/en.wikipedia.org\/wiki\/Mortgage_loan\" target=\"_blank\" rel=\"noreferrer noopener\">gadai janji<\/a> atau sewa.<\/p>\n\n<h2 class=\"wp-block-heading\">Adakah anda memerlukan insurans hayat?<\/h2>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"697\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Life-Insurance1-1024x697.jpg\" alt=\"Insurans Hayat - Mencintai Mereka Cukup?\" class=\"wp-image-25423\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Life-Insurance1-1024x697.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Life-Insurance1-690x470.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Life-Insurance1-300x204.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Life-Insurance1-768x523.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Life-Insurance1.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Insurans Hayat &#8211; Mencintai Mereka Cukup?<\/figcaption><\/figure><\/div>\n\n<p>Anda perlu mempunyai insurans hayat jika anda mempunyai:<\/p>\n\n<ul class=\"wp-block-list\"><li>Tanggungan, contohnya kanak-kanak peringkat sekolah<\/li><li>Rakan kongsi yang bergantung kepada pendapatan anda, atau<\/li><li>Sebuah keluarga yang tinggal di rumah dengan gadai janji yang Anda bayar<\/li><\/ul>\n\n<p>Anda juga mungkin mahukan polisi yang melindungi perbelanjaan pengebumian anda. Anda tidak boleh bergantung kepada kerajaan untuk menjaga keluarga anda &#8211; wang yang mereka akan dapat dari negeri ini jauh lebih rendah daripada yang anda harapkan.<\/p>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-bertempoh\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/AIA-Term-Life-Insurance-Plans-1024x768.jpg\" alt=\"Aia Bertempoh Insurans Hayat\" class=\"wp-image-25121\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Term-Life-Insurance-Plans-1024x768.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Term-Life-Insurance-Plans-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Term-Life-Insurance-Plans-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Term-Life-Insurance-Plans-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Term-Life-Insurance-Plans.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n<p>Jika anda ingin menyediakan untuk keluarga anda dari segi kewangan jika anda meninggal dunia, fikirkan tentang mendapatkan insurans hayat.<\/p>\n\n<h2 class=\"wp-block-heading\">Sebab untuk membeli insurans hayat<\/h2>\n\n<p>Tidak kira berapa banyak yang anda perolehi, tiada siapa yang tahu apa yang akan berlaku pada masa depan. Sekurang-kurangnya anda boleh lakukan adalah untuk menjamin masa depan kewangan keluarga anda dengan membeli polisi insurans hayat. Berikut adalah <strong>lima<\/strong> sebab untuk membeli polisi insurans hayat.<\/p>\n\n<h2 class=\"wp-block-heading\">Menjaga orang yang anda sayangi walaupun selepas anda pergi<\/h2>\n\n<p>Ini adalah aspek insurans hayat yang paling penting yang perlu diambil kira. Keluarga anda bergantung kepada anda walaupun selepas anda pergi dan anda pasti tidak mahu mengecewakan mereka. Sama ada untuk menggantikan pendapatan yang hilang, membayar pendidikan anak anda atau memastikan pasangan anda mendapat jaminan kewangan yang sangat diperlukan, insurans hayat boleh menjimatkan hari untuk tanggungan anda yang masih hidup.<\/p>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-berkaitan-pelaburan\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/AIA-Investment-Linked-Life-Plans-1024x768.jpg\" alt=\"Pelan Hayat Berkaitan Pelaburan AIA\" class=\"wp-image-25124\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-1024x768.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n<h2 class=\"wp-block-heading\">Suplemen matlamat persaraan anda<\/h2>\n\n<p>Siapa yang tidak suka simpanan persaraan mereka bertahan sehingga mereka lakukan? Dengan pelan insurans, anda boleh memastikan anda mempunyai aliran pendapatan tetap setiap bulan. Meletakkan wang dalam anuiti adalah seperti <a href=\"https:\/\/www.redcover.com.my\/ms\/keperluan-persaraan\/\">pelan pencen<\/a> &#8211; memasukkan sejumlah wang secara teratur dalam produk insurans hayat dan menikmati pendapatan tetap setiap bulan walaupun selepas bersara.<\/p>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-sepanjang-hayat\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/AIA-Whole-Life-Insurance-Plans-1024x768.jpg\" alt=\"AIA Pelan Insurans Sepanjang Hayat\" class=\"wp-image-25424\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Whole-Life-Insurance-Plans-1024x768.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Whole-Life-Insurance-Plans-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Whole-Life-Insurance-Plans-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Whole-Life-Insurance-Plans-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Whole-Life-Insurance-Plans.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption>AIA Pelan Insurans Sepanjang Hayat<\/figcaption><\/figure><\/div>\n\n<h2 class=\"wp-block-heading\">Ketenangan fikiran<\/h2>\n\n<p>Kematian tidak dapat dielakkan. Dalam menghadapi tragedi, sekurang-kurangnya anda boleh lakukan untuk keluarga anda adalah untuk menjamin masa depan kewangan mereka.<\/p>\n\n<p>Walaupun ia adalah dasar kecil, anda tahu bahawa anda telah melakukan semua yang anda boleh untuk membantu mereka pasang dalam masa yang sukar.<\/p>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24368\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Aia A-Life Lady360 Pelan Insurans\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-A-Life-Lady360-Insurance-Plans-c.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Aia A-Life Lady360 Pelan Insurans<\/h2><div class=\"wc-block-featured-product__description\"><p>Ini adalah pelan insurans peribadi wanita daripada AIA Insurance.<\/p>\n<ul>\n<li>A-Life Lady360 menyediakan perlindungan komprehensif sehingga umur 80 tahun.<\/li>\n<li>Perlindungan kewangan kanser wanita yang komprehensif.<\/li>\n<li>Ganjaran tunai bersalin yang boleh dituntut dengan sijil kelahiran kanak-kanak.<\/li>\n<li>Mengutip kembali manfaat kematangan pada 150% daripada jumlah perlindungan.<\/li>\n<li>Butiran pelan dan muat turun adalah dalam keterangan terperinci di bawah<\/li>\n<\/ul>\n<p>Hantar dalam pra-pesanan ini untuk mendapatkan cadangan rasmi untuk anda. Tidak ada yang perlu dibayar untuk pra-pesanan ini.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/aia-a-life-lady360-insurance-plans\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<h2 class=\"wp-block-heading\">Membantu mencapai matlamat jangka panjang<\/h2>\n\n<p>Oleh kerana ia adalah instrumen yang membuat anda melabur untuk jangka masa panjang, ia akan membantu anda mencapai matlamat jangka panjang anda seperti membeli rumah atau merancang persaraan anda.<\/p>\n\n<p>Ia juga menyediakan anda dengan pelbagai pilihan pelaburan yang datang bersama-sama dengan pelbagai jenis polisi.<\/p>\n\n<p>Sesetengah polisi terikat kepada produk pelaburan tertentu yang membayar dividen berdasarkan prestasi mereka. Jika anda memilih polisi <a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-berkaitan-pelaburan\/\">berkaitan pelaburan,<\/a> pastikan anda membaca cetakan halus untuk mengetahui sepenuhnya potensi risiko dan pulangan.<\/p>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-berkaitan-pelaburan\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/AIA-Investment-Linked-Life-Plans-1024x768.jpg\" alt=\"Pelan Hayat Berkaitan Pelaburan AIA\" class=\"wp-image-25124\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-1024x768.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Investment-Linked-Life-Plans.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n<h2 class=\"wp-block-heading\">Anda mungkin tidak layak untuk itu nanti<\/h2>\n\n<p>Polisi insurans hayat menghadapi ketidaktentuan. Anda mungkin sihat sekarang dan membayar premium mungkin kelihatan sebagai beban kewangan tambahan, tetapi jika anda tiba-tiba jatuh sakit, anda mungkin tidak dibenarkan tetapi polisi insurans hayat. Oleh itu, adalah penting untuk membeli satu awal dalam hidup anda kerana ia masih berkuat kuasa jika kesihatan anda merosot kemudian. Syarikat insurans membolehkan anda melampirkan rider atau manfaat tertentu kepada polisi sedia ada atau baru anda.<\/p>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24287\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Kad Insurans Perubatan AIA Malaysia\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Kad Insurans Perubatan AIA Malaysia<\/h2><div class=\"wc-block-featured-product__description\"><p>Ini adalah pelan insurans perubatan daripada AIA Insurance.<\/p>\n<ul>\n<li>A-Life Med Regular menyediakan anda perlindungan perubatan sehingga umur 100 tahun.<\/li>\n<li>A-Life Med Regular membayar tuntutan perubatan anda sepenuhnya, tanpa mengenakan sebarang insurans bersama atau caj boleh ditolak.<\/li>\n<li>Anda boleh menjadi pemegang polisi bagi pasangan dan anak-anak anda untuk mendaftar insurans perubatan<\/li>\n<li>Anda boleh mendapatkan pelepasan cukai pendapatan dengan kad perubatan ini sehingga RM3,000<\/li>\n<li>Nikmati perkhidmatan bantuan di seluruh dunia dengan menghubungi talian khidmat AIA 24 jam +603-21665421 dan terbalikkan caj panggilan.<\/li>\n<li>Butiran pelan dan muat turun adalah dalam keterangan terperinci di bawah<\/li>\n<\/ul>\n<p>Hantar dalam pra-pesanan ini untuk mendapatkan cadangan rasmi untuk anda. Tidak ada yang perlu dibayar untuk pra-pesanan ini.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/aia-perubatan-insurans-malaysia\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<h2 class=\"wp-block-heading\">Jenis Insurans Hayat<\/h2>\n\n<p>Insurans hayat adalah kontrak antara individu dengan faedah insurans dan syarikat insurans untuk memindahkan risiko kewangan kematian pramatang kepada syarikat insurans sebagai pertukaran untuk jumlah premium yang ditentukan. Tiga komponen utama kontrak insurans hayat adalah manfaat kematian, pembayaran premium dan, dalam kes insurans hayat kekal, akaun nilai tunai.<\/p>\n\n<p>Terdapat dua jenis insurans hayat utama:<\/p>\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-bertempoh\/\">Polisi insurans hayat bertempoh<\/a><\/h3>\n\n<p>Jalankan untuk tempoh masa yang tetap (dikenali sebagai &#8216;tempoh&#8217; polisi anda) \u2013 seperti 5, 10 atau 25 tahun. Polisi seperti ini hanya akan dibayar jika anda meninggal dunia semasa polisi. Tiada jumlah sekaligus yang perlu dibayar pada akhir terma polisi. Polisi ini juga biasa digunakan untuk <a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-keyman-malaysia\/\">Polisi Insurans Lelaki Utama.<\/a><\/p>\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.redcover.com.my\/ms\/insurans-sepanjang-hayat\/\">Polisi Insurans Sepanjang Hayat<\/a><\/h3>\n\n<p>Akan membayar tidak kira apabila anda mati, selagi anda mengikuti pembayaran premium anda.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"how-much-does-life-insurance-cost\"><a href=\"https:\/\/www.redcover.com.my\/ms\/premium-insurans-hayat-harga-petunjuk\/\">Berapakah kos Insurans Hayat?<\/a><\/h2>\n\n<p>Insurans hayat boleh menjadi nilai yang sangat baik. Selalunya hanya beberapa sen hari adalah semua yang anda perlukan untuk menyediakan orang yang anda sayangi dengan banyak perlindungan kewangan (bergantung kepada umur dan status kesihatan anda). Sebagai contoh, semakin muda anda dan semakin sedikit kemungkinan anda mati akibat keadaan perubatan, semakin murah polisi anda mungkin.<\/p>\n\n<p>Tetapi <a href=\"https:\/\/www.redcover.com.my\/ms\/premium-insurans-hayat-harga-petunjuk\/\">pembayaran bulanan insurans (juga dikenali sebagai premium)<\/a> berbeza-beza, jadi anda disaranatkan baik untuk membeli-belah. Semak dengan tepat apa yang dilindungi bagi tahap pembayaran bulanan. Harga yang anda bayar untuk polisi insurans hayat bergantung kepada beberapa perkara. Ini termasuklah:<\/p>\n\n<ul class=\"wp-block-list\"><li>Umur<\/li><li>Kesihatan<\/li><li>Sama ada anda merokok<\/li><li>Panjang polisi<\/li><li>Gaya hidup<\/li><\/ul>\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/LevineLee.-InsuranceAgent.TopPerformer2018-1-1024x683.jpg\" alt=\"Ejen Insurans Levine Lee AIA.\" class=\"wp-image-24155\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-1024x683.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-690x460.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-300x200.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-768x512.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-600x400.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Ejen Insurans Levine Lee AIA.<\/figcaption><\/figure><\/div>\n\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\" style=\"max-width:1600px\">\n<h4 class=\"wp-block-heading\">Keselamatan Kewangan &#8211; Di Sana Apabila Diperlukan<\/h4>\n\n\n\n<p>Levine boleh membantu anda untuk melindungi diri anda dan masa depan orang yang anda sayangi. Dapatkan keselamatan kewangan segera. Jangan sentuh simpanan anda. Biarkan insurans menyediakannya.<\/p>\n\n\n\n<p>Dia boleh membantu menyediakan jaminan kewangan semasa kesusahan dan akan dapat meringankan beban kewangan tanggungan anda tanpa kehadiran anda.<\/p>\n\n\n\n<p>Hubungi<a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\"> EJEN INSURANS AIA kami LEVINE LEE<\/a> untuk menghubungi kami dan mulakan perlindungan peribadi anda, perlindungan kumpulan atau pilih pelan anda sekarang. Dapatkan dilindungi dengan betul. Dinasihatkan dengan betul. <a href=\"tel:+60126840948\">Hubungi Levine Lee (+6012-684 0948) hari ini untuk dinasihatkan mengenai perlindungan insurans terbaik yang diperibadikan untuk anda<\/a>. Atau hantar borang di bawah atas minat anda.<\/p>\n<\/div><\/div><\/div>\n\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_1' >\n                        <div class='gform_heading'>\n                            <h2 class=\"gform_title\">Medical, Life and Group Insurance - Request for Quotation<\/h2>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_1'  action='\/ms\/wp-json\/wp\/v2\/pages\/25422' data-formid='1' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_1' class='gform_fields top_label form_sublabel_above description_below validation_below'><div id=\"field_1_11\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_above gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_11'>Name<\/label><div class='ginput_container'><input name='input_11' id='input_1_11' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_1_11'>This field is for validation purposes and should be left unchanged.<\/div><\/div><div id=\"field_1_6\" class=\"gfield gfield--type-html gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><a name=\"enquiry\"><\/a><\/div><fieldset id=\"field_1_5\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield_contains_required field_sublabel_above gfield--has-description field_description_above field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Request for:<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='gfield_description' id='gfield_description_1_5'>Select which items you would like to get proposals for.<\/div><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_1_5'><div class='gchoice gchoice_1_5_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.1' type='checkbox'  value='Medical Card'  id='choice_1_5_1'   aria-describedby=\"gfield_description_1_5\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_1' id='label_1_5_1' class='gform-field-label gform-field-label--type-inline'>Medical Card<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.2' type='checkbox'  value='Life Insurance'  id='choice_1_5_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_2' id='label_1_5_2' class='gform-field-label gform-field-label--type-inline'>Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.3' type='checkbox'  value='Critical Illness Insurance'  id='choice_1_5_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_3' id='label_1_5_3' class='gform-field-label gform-field-label--type-inline'>Critical Illness Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.4' type='checkbox'  value='Lady Insurance'  id='choice_1_5_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_4' id='label_1_5_4' class='gform-field-label gform-field-label--type-inline'>Lady Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.5' type='checkbox'  value='Baby Insurance'  id='choice_1_5_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_5' id='label_1_5_5' class='gform-field-label gform-field-label--type-inline'>Baby Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.6' type='checkbox'  value='Personal Accident Insurance'  id='choice_1_5_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_6' id='label_1_5_6' class='gform-field-label gform-field-label--type-inline'>Personal Accident Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.7' type='checkbox'  value='Travel Insurance'  id='choice_1_5_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_7' id='label_1_5_7' class='gform-field-label gform-field-label--type-inline'>Travel Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.8' type='checkbox'  value='Student Travel Insurance'  id='choice_1_5_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_8' id='label_1_5_8' class='gform-field-label gform-field-label--type-inline'>Student Travel Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_9'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.9' type='checkbox'  value='Key Person Insurance'  id='choice_1_5_9'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_9' id='label_1_5_9' class='gform-field-label gform-field-label--type-inline'>Key Person Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_11'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.11' type='checkbox'  value='Employee Benefits Insurance'  id='choice_1_5_11'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_11' id='label_1_5_11' class='gform-field-label gform-field-label--type-inline'>Employee Benefits Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_12'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.12' type='checkbox'  value='Group Health and Surgical Insurance (GHS)'  id='choice_1_5_12'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_12' id='label_1_5_12' class='gform-field-label gform-field-label--type-inline'>Group Health and Surgical Insurance (GHS)<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_13'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.13' type='checkbox'  value='Group Term Life Insurance (GTL)'  id='choice_1_5_13'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_13' id='label_1_5_13' class='gform-field-label gform-field-label--type-inline'>Group Term Life Insurance (GTL)<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_14'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.14' type='checkbox'  value='Group Personal Accident (GPA)'  id='choice_1_5_14'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_14' id='label_1_5_14' class='gform-field-label gform-field-label--type-inline'>Group Personal Accident (GPA)<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_15'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.15' type='checkbox'  value='Workers Compensation Insurance'  id='choice_1_5_15'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_15' id='label_1_5_15' class='gform-field-label gform-field-label--type-inline'>Workers Compensation Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_16'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.16' type='checkbox'  value='Foreign Housekeeper \/ Maid Insurance'  id='choice_1_5_16'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_16' id='label_1_5_16' class='gform-field-label gform-field-label--type-inline'>Foreign Housekeeper \/ Maid Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_17'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.17' type='checkbox'  value='Takaful Medical Card'  id='choice_1_5_17'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_17' id='label_1_5_17' class='gform-field-label gform-field-label--type-inline'>Takaful Medical Card<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_18'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.18' type='checkbox'  value='Takaful Life Insurance'  id='choice_1_5_18'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_18' id='label_1_5_18' class='gform-field-label gform-field-label--type-inline'>Takaful Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_19'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.19' type='checkbox'  value='Takaful Critical illness Insurance'  id='choice_1_5_19'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_19' id='label_1_5_19' class='gform-field-label gform-field-label--type-inline'>Takaful Critical illness Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_1_1\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix no_first_name no_middle_name has_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_1_1'>\n                            \n                            \n                            \n                            <span id='input_1_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_1_1_6' value=''   aria-required='true'   placeholder='Full Name'  \/>\n                                                    <label for='input_1_1_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_1_8\" class=\"gfield gfield--type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_8'>City \/ Town<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_8' id='input_1_8' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_1_3\" class=\"gfield gfield--type-phone gf_left_half gfield--width-half gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_3'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_1_3' type='tel' value='' class='medium'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_1_2\" class=\"gfield gfield--type-email gf_right_half gfield--width-half gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_2'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_1_2' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_1_10\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_hidden\"  ><div class=\"admin-hidden-markup\"><i class=\"gform-icon gform-icon--hidden\" aria-hidden=\"true\" title=\"This field is hidden when viewing the form\"><\/i><span>This field is hidden when viewing the form<\/span><\/div><label class='gfield_label gform-field-label' for='input_1_10'>Enquiry Submitted From Page:<\/label><div class='ginput_container ginput_container_text'><input name='input_10' id='input_1_10' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_1' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Send'  \/> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_1' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_1' id='gform_theme_1' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_1' id='gform_style_settings_1' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_1' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='1' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='MYR' value='equYKqUKcDV3a+NlQQDjh0JnUt0zcL6YPvUwe5Dz4wp4SQkRMQvhTYi1NjUJvo88ZpNjsq8QgG0zklwmLlDg3vH1Mh0TddQ4cscuumUQcy7Q+58=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_1' value='WyJbXSIsImI0YzRhMmJlZGE3OTEzNWY5NDRiNjU3ODI2YTQ1MWQ2Il0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_1' id='gform_target_page_number_1' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_1' id='gform_source_page_number_1' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"ak_\"><label>&#916;<textarea name=\"ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_2\" name=\"ak_js\" value=\"110\"\/><script>document.getElementById( \"ak_js_2\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><\/form>\n                        <\/div><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 1, 'https:\/\/www.redcover.com.my\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_1').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_1');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_1').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_1').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_1').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_1').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_1').val();gformInitSpinner( 1, 'https:\/\/www.redcover.com.my\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [1, current_page]);window['gf_submitting_1'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_1').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [1]);window['gf_submitting_1'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_1').text());}else{jQuery('#gform_1').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"1\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_1\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_1\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_1\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 1, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} ); \n\/* ]]> *\/\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Insurans Hayat di Malaysia Insurans hayat di Malaysia dikawal selia oleh Bank Negara Malaysia mengikut undang-undang. Undang-undang tersebut ialah Akta Perkhidmatan Kewangan 2013 (FSA) dan Akta Perkhidmatan Kewangan Islam 2013 (IFSA). Akta Undang-Undang Sivil 1956 termasuk peruntukan bagi pembayaran hasil insurans hayat. AIA Insurance Malaysia menyediakan produk dan polisi insurans hayat konvensional dan Islam di [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":24696,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","footnotes":""},"class_list":{"0":"post-25422","1":"page","2":"type-page","3":"status-publish","4":"has-post-thumbnail","6":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>AIA Insurans Hayat Malaysia | Produk dan Rancangan | Perlindungan Merah<\/title>\n<meta name=\"description\" content=\"AIA Life Insurance Malaysia Produk, Pelan dan Polisi. Untuk Keluarga, Perubatan, Penjagaan Kanser, Perlindungan Penyakit Kritikal dan Persaraan. Klik untuk Butiran.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurans Hayat Malaysia\" \/>\n<meta property=\"og:description\" content=\"AIA Life Insurance Malaysia Produk, Pelan dan Polisi. Untuk Keluarga, Perubatan, Penjagaan Kanser, Perlindungan Penyakit Kritikal dan Persaraan. Klik untuk Butiran.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/\" \/>\n<meta property=\"og:site_name\" content=\"Red Cover\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LevineLeeAIA\/\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-12T09:09:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg?fit=1200%2C675&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@LevineLeeSaw\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/\",\"url\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/\",\"name\":\"AIA Insurans Hayat Malaysia | Produk dan Rancangan | Perlindungan Merah\",\"isPartOf\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg\",\"datePublished\":\"2021-09-12T09:09:49+00:00\",\"dateModified\":\"2021-09-12T09:09:57+00:00\",\"description\":\"AIA Life Insurance Malaysia Produk, Pelan dan Polisi. Untuk Keluarga, Perubatan, Penjagaan Kanser, Perlindungan Penyakit Kritikal dan Persaraan. Klik untuk Butiran.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973565889\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576984758598\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576978832508\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973721421\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576975603860\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576983615841\"}],\"inLanguage\":\"ms-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#primaryimage\",\"url\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg\",\"contentUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg\",\"width\":1200,\"height\":675,\"caption\":\"Benefisiari Harta Pusaka untuk Insurans dan Kekayaan\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.redcover.com.my\/ms\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurans Hayat Malaysia\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#website\",\"url\":\"https:\/\/www.redcover.com.my\/ms\/\",\"name\":\"Red Cover\",\"description\":\"AIA Insurance Agent and Life Planner Malaysia\",\"publisher\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.redcover.com.my\/ms\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ms-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#organization\",\"name\":\"Red Cover Life Planning\",\"url\":\"https:\/\/www.redcover.com.my\/ms\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1\",\"width\":150,\"height\":100,\"caption\":\"Red Cover Life Planning\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/LevineLeeAIA\/\",\"https:\/\/x.com\/LevineLeeSaw\",\"https:\/\/www.instagram.com\/levinesaw\/\",\"https:\/\/www.linkedin.com\/in\/levine-lee-saw-hoon-460599154\/\",\"https:\/\/www.pinterest.com\/levinelee\/pins\/\",\"https:\/\/www.youtube.com\/channel\/UCqHhxmvino9yuogbOA0FmPw\/\"]},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973565889\",\"position\":1,\"url\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973565889\",\"name\":\"What types of Life Insurance Plans in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All life insurance companies in Malaysia would have a similar set of life insurance products as follows: <br \/>1.  Term Life Insurance<br \/>2.  Whole Life Insurance<br \/>3.  Investment Linked Life Insurance<br \/>4.  Female Life Insurance Plan<br \/>5.  Child Life Insurance Plan<br \/><br \/>Additional Insurance plans that provide benefits for an insured person's health and life status:<br \/>6.  Medical Insurance Plan<br \/>7.  Personal Accident Insurance Plan<br \/>8.  Cancer Insurance Plan<br \/>9.  Critical Illness Insurance Plan<a href=\\\"https:\/\/www.redcover.com.my\/insurance-malaysia\/\\\"><\/a>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576984758598\",\"position\":2,\"url\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576984758598\",\"name\":\"Why buy Life Insurance in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The number of <a rel=\\\"noreferrer noopener\\\" aria-label=\\\"Malaysians living to be 60+ years old (opens in a new tab)\\\" href=\\\"https:\/\/www.dosm.gov.my\/v1\/index.php?r=column\/cthemeByCat&amp;cat=155&amp;bul_id=aWJZRkJ4UEdKcUZpT2tVT090Snpydz09&amp;menu_id=L0pheU43NWJwRWVSZklWdzQ4TlhUUT09\\\" target=\\\"_blank\\\">Malaysians living to be 60+ years old<\/a> is around 3 million people.  And growing year on year.<br \/><br \/>In the event a person becomes permanently disabled, which means a <a href=\\\"https:\/\/www.redcover.com.my\/39-critical-illness-insurance-cover-and-protection\/loss-of-independent-existence-diagnosis\/\\\">total loss of independent existence<\/a>, they have no more income for cash-flow to survive.  To pay for the nursing care or home will cost a lot, especially when people can live longer with the higher quality of healthcare in Malaysia.<br \/><br \/>A life insurance policy pays out on total and permanent disability.  The cash flow loss from the loss of income, can be covered fast by a good life insurance plan.<br \/><br \/>It should be borne in mind that <a rel=\\\"noreferrer noopener\\\" aria-label=\\\"Malaysia has the among the highest road accident rates in region (opens in a new tab)\\\" href=\\\"https:\/\/www.statista.com\/statistics\/794875\/number-of-road-accidents-malaysia\/\\\" target=\\\"_blank\\\">Malaysia has among the highest road accident rates in region<\/a>.  Even <a rel=\\\"noreferrer noopener\\\" aria-label=\\\"Vietnam has its accident rates dropping (opens in a new tab)\\\" href=\\\"https:\/\/www.statista.com\/statistics\/986115\/vietnam-total-annual-traffic-accidents\/\\\" target=\\\"_blank\\\">Vietnam has its accident rates dropping<\/a>.   It is most prudent to get a life insurance plan to get fast coverage for such a situation.  The screen shot below, from a dashcam, shows the lack of road safety leading to such dangerous accidents.<br \/><br \/><br \/>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576978832508\",\"position\":3,\"url\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576978832508\",\"name\":\"What are the benefits of Life Insurance Plans in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A life insurance plan in Malaysia pays the amount insured based on the following events:<br \/>1.  Death of insured person<br \/>2. Total and Permanent Disability of insured person<br \/><br \/>Additional insurance benefits will be per the insurance plan or policy structure  or combination of plans:<br \/>1.  Outpatient Medical bills payment<br \/>2.  Hospitalization bills payment<br \/>3.  Surgical bills payment<br \/>4.  <a href=\\\"https:\/\/www.redcover.com.my\/39-critical-illness-insurance-cover-and-protection\/\\\">Special coverage for critical illnesses<\/a>    <br \/>5.  <a href=\\\"https:\/\/www.redcover.com.my\/aia-a-life-lady360-lady-insurance-plan\/\\\">Special coverage for female critical illnesses<\/a><br \/>6.  Special coverage for child critical illnesses<br \/>7.  Special coverage for cancers<br \/>8. <a href=\\\"https:\/\/www.redcover.com.my\/aia-maternity-pregnancy-insurance-coverage-plans-malaysia\/\\\"> Special coverage for mother's pregnancy and childbirth complications<\/a><br \/>9.  <a href=\\\"https:\/\/www.redcover.com.my\/aia-a-plus-babycare-baby-insurance-plans-malaysia\/\\\">Special coverage for baby's birth emergencies and birth defects<\/a><br \/>10. Special coverage due to accidents<br \/>11.  Return on premiums paid based on guaranteed payments  (Traditional Policy, non-investment linked policy)<br \/>12.  Return on premiums paid based on <a rel=\\\"noreferrer noopener\\\" aria-label=\\\"fund investment performance (opens in a new tab)\\\" href=\\\"https:\/\/www.aia.com.my\/en\/our-products\/investment-linked-funds.html\\\" target=\\\"_blank\\\">fund investment performance<\/a>  <br \/>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973721421\",\"position\":4,\"url\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973721421\",\"name\":\"Who can be covered by Life Insurance Plans in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Individuals and Group Members within Malaysia.  Life Insurance coverage in Malaysia is for a named insured person.   The name or names of the insured persons have to be listed in the insurance policy.<br \/><br \/>The policy owner has <strong>to have an insurable interest<\/strong> in the insured person.  This means the policy owner will face a financial loss if the insured person dies or is disabled permanently.<br \/><br \/>The <strong>insurable interest groups<\/strong> are: <br \/>1.  Immediate family members<br \/>2.  Company's key person, employees<br \/>3.  Registered financial institutions eg. Banks<br \/><br \/>The <strong>non-insurable interest groups<\/strong> are:<br \/>1.  Siblings<br \/>2.  Friends<br \/>3.  Companions<br \/><br \/>The policy owner is not necessarily the insured person.  For example, for a baby insurance plan, the parent is the policy owner and the insured person is the baby. <br \/><br \/>Groups mean companies, businesses and associations registered in Malaysia.   Who buy life insurance to <a href=\\\"https:\/\/www.redcover.com.my\/employee-benefits-insurance-plans-adjul19\/\\\">insure their named employees or members<\/a>. \",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576975603860\",\"position\":5,\"url\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576975603860\",\"name\":\"Who benefits from Life Insurance Plans in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"By Malaysian law, neither the policy owner nor insured person get the benefits or proceeds.  <br \/><br \/>The named nominee is the named legal entity (trustee, company or person) in the policy that gets the benefits and proceeds of the life insurance plan from the life insurance company.<br \/><br \/>It is advisable for policy owner to nominate nominees for distribution  in the event of death. Policy owner has option not to nominate by writing Will for Estate Planning.<br \/><br \/>A well established and reputable insurance company in Malaysia would be well versed with the Malaysian laws on insurance, and will state these clearly in its insurance policy.<br \/><br \/>As the most important part of an insurance policy is how the life insurance claim will be accepted, processed and paid out by the insurance company.\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576983615841\",\"position\":6,\"url\":\"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576983615841\",\"name\":\"What is the cost of Life Insurance in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It all depends on the life insurance plans selected.  To get an idea click on the image below to see indicative prices and premiums to be paid.<a href=\\\"https:\/\/www.redcover.com.my\/life-insurance-premiums-indicative-prices\/\\\"><\/a>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"AIA Insurans Hayat Malaysia | Produk dan Rancangan | Perlindungan Merah","description":"AIA Life Insurance Malaysia Produk, Pelan dan Polisi. Untuk Keluarga, Perubatan, Penjagaan Kanser, Perlindungan Penyakit Kritikal dan Persaraan. Klik untuk Butiran.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/","og_locale":"ms_MY","og_type":"article","og_title":"Insurans Hayat Malaysia","og_description":"AIA Life Insurance Malaysia Produk, Pelan dan Polisi. Untuk Keluarga, Perubatan, Penjagaan Kanser, Perlindungan Penyakit Kritikal dan Persaraan. Klik untuk Butiran.","og_url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/","og_site_name":"Red Cover","article_publisher":"https:\/\/www.facebook.com\/LevineLeeAIA\/","article_modified_time":"2021-09-12T09:09:57+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/i1.wp.com\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg?fit=1200%2C675&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@LevineLeeSaw","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/","url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/","name":"AIA Insurans Hayat Malaysia | Produk dan Rancangan | Perlindungan Merah","isPartOf":{"@id":"https:\/\/www.redcover.com.my\/ms\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#primaryimage"},"image":{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","datePublished":"2021-09-12T09:09:49+00:00","dateModified":"2021-09-12T09:09:57+00:00","description":"AIA Life Insurance Malaysia Produk, Pelan dan Polisi. Untuk Keluarga, Perubatan, Penjagaan Kanser, Perlindungan Penyakit Kritikal dan Persaraan. Klik untuk Butiran.","breadcrumb":{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973565889"},{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576984758598"},{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576978832508"},{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973721421"},{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576975603860"},{"@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576983615841"}],"inLanguage":"ms-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/"]}]},{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#primaryimage","url":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","contentUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","width":1200,"height":675,"caption":"Benefisiari Harta Pusaka untuk Insurans dan Kekayaan"},{"@type":"BreadcrumbList","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.redcover.com.my\/ms\/"},{"@type":"ListItem","position":2,"name":"Insurans Hayat Malaysia"}]},{"@type":"WebSite","@id":"https:\/\/www.redcover.com.my\/ms\/#website","url":"https:\/\/www.redcover.com.my\/ms\/","name":"Red Cover","description":"AIA Insurance Agent and Life Planner Malaysia","publisher":{"@id":"https:\/\/www.redcover.com.my\/ms\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.redcover.com.my\/ms\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ms-MY"},{"@type":"Organization","@id":"https:\/\/www.redcover.com.my\/ms\/#organization","name":"Red Cover Life Planning","url":"https:\/\/www.redcover.com.my\/ms\/","logo":{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","width":150,"height":100,"caption":"Red Cover Life Planning"},"image":{"@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LevineLeeAIA\/","https:\/\/x.com\/LevineLeeSaw","https:\/\/www.instagram.com\/levinesaw\/","https:\/\/www.linkedin.com\/in\/levine-lee-saw-hoon-460599154\/","https:\/\/www.pinterest.com\/levinelee\/pins\/","https:\/\/www.youtube.com\/channel\/UCqHhxmvino9yuogbOA0FmPw\/"]},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973565889","position":1,"url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973565889","name":"What types of Life Insurance Plans in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"All life insurance companies in Malaysia would have a similar set of life insurance products as follows: <br \/>1.  Term Life Insurance<br \/>2.  Whole Life Insurance<br \/>3.  Investment Linked Life Insurance<br \/>4.  Female Life Insurance Plan<br \/>5.  Child Life Insurance Plan<br \/><br \/>Additional Insurance plans that provide benefits for an insured person's health and life status:<br \/>6.  Medical Insurance Plan<br \/>7.  Personal Accident Insurance Plan<br \/>8.  Cancer Insurance Plan<br \/>9.  Critical Illness Insurance Plan<a href=\"https:\/\/www.redcover.com.my\/insurance-malaysia\/\"><\/a>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576984758598","position":2,"url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576984758598","name":"Why buy Life Insurance in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The number of <a rel=\"noreferrer noopener\" aria-label=\"Malaysians living to be 60+ years old (opens in a new tab)\" href=\"https:\/\/www.dosm.gov.my\/v1\/index.php?r=column\/cthemeByCat&amp;cat=155&amp;bul_id=aWJZRkJ4UEdKcUZpT2tVT090Snpydz09&amp;menu_id=L0pheU43NWJwRWVSZklWdzQ4TlhUUT09\" target=\"_blank\">Malaysians living to be 60+ years old<\/a> is around 3 million people.  And growing year on year.<br \/><br \/>In the event a person becomes permanently disabled, which means a <a href=\"https:\/\/www.redcover.com.my\/39-critical-illness-insurance-cover-and-protection\/loss-of-independent-existence-diagnosis\/\">total loss of independent existence<\/a>, they have no more income for cash-flow to survive.  To pay for the nursing care or home will cost a lot, especially when people can live longer with the higher quality of healthcare in Malaysia.<br \/><br \/>A life insurance policy pays out on total and permanent disability.  The cash flow loss from the loss of income, can be covered fast by a good life insurance plan.<br \/><br \/>It should be borne in mind that <a rel=\"noreferrer noopener\" aria-label=\"Malaysia has the among the highest road accident rates in region (opens in a new tab)\" href=\"https:\/\/www.statista.com\/statistics\/794875\/number-of-road-accidents-malaysia\/\" target=\"_blank\">Malaysia has among the highest road accident rates in region<\/a>.  Even <a rel=\"noreferrer noopener\" aria-label=\"Vietnam has its accident rates dropping (opens in a new tab)\" href=\"https:\/\/www.statista.com\/statistics\/986115\/vietnam-total-annual-traffic-accidents\/\" target=\"_blank\">Vietnam has its accident rates dropping<\/a>.   It is most prudent to get a life insurance plan to get fast coverage for such a situation.  The screen shot below, from a dashcam, shows the lack of road safety leading to such dangerous accidents.<br \/><br \/><br \/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576978832508","position":3,"url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576978832508","name":"What are the benefits of Life Insurance Plans in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A life insurance plan in Malaysia pays the amount insured based on the following events:<br \/>1.  Death of insured person<br \/>2. Total and Permanent Disability of insured person<br \/><br \/>Additional insurance benefits will be per the insurance plan or policy structure  or combination of plans:<br \/>1.  Outpatient Medical bills payment<br \/>2.  Hospitalization bills payment<br \/>3.  Surgical bills payment<br \/>4.  <a href=\"https:\/\/www.redcover.com.my\/39-critical-illness-insurance-cover-and-protection\/\">Special coverage for critical illnesses<\/a>    <br \/>5.  <a href=\"https:\/\/www.redcover.com.my\/aia-a-life-lady360-lady-insurance-plan\/\">Special coverage for female critical illnesses<\/a><br \/>6.  Special coverage for child critical illnesses<br \/>7.  Special coverage for cancers<br \/>8. <a href=\"https:\/\/www.redcover.com.my\/aia-maternity-pregnancy-insurance-coverage-plans-malaysia\/\"> Special coverage for mother's pregnancy and childbirth complications<\/a><br \/>9.  <a href=\"https:\/\/www.redcover.com.my\/aia-a-plus-babycare-baby-insurance-plans-malaysia\/\">Special coverage for baby's birth emergencies and birth defects<\/a><br \/>10. Special coverage due to accidents<br \/>11.  Return on premiums paid based on guaranteed payments  (Traditional Policy, non-investment linked policy)<br \/>12.  Return on premiums paid based on <a rel=\"noreferrer noopener\" aria-label=\"fund investment performance (opens in a new tab)\" href=\"https:\/\/www.aia.com.my\/en\/our-products\/investment-linked-funds.html\" target=\"_blank\">fund investment performance<\/a>  <br \/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973721421","position":4,"url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576973721421","name":"Who can be covered by Life Insurance Plans in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Individuals and Group Members within Malaysia.  Life Insurance coverage in Malaysia is for a named insured person.   The name or names of the insured persons have to be listed in the insurance policy.<br \/><br \/>The policy owner has <strong>to have an insurable interest<\/strong> in the insured person.  This means the policy owner will face a financial loss if the insured person dies or is disabled permanently.<br \/><br \/>The <strong>insurable interest groups<\/strong> are: <br \/>1.  Immediate family members<br \/>2.  Company's key person, employees<br \/>3.  Registered financial institutions eg. Banks<br \/><br \/>The <strong>non-insurable interest groups<\/strong> are:<br \/>1.  Siblings<br \/>2.  Friends<br \/>3.  Companions<br \/><br \/>The policy owner is not necessarily the insured person.  For example, for a baby insurance plan, the parent is the policy owner and the insured person is the baby. <br \/><br \/>Groups mean companies, businesses and associations registered in Malaysia.   Who buy life insurance to <a href=\"https:\/\/www.redcover.com.my\/employee-benefits-insurance-plans-adjul19\/\">insure their named employees or members<\/a>. ","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576975603860","position":5,"url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576975603860","name":"Who benefits from Life Insurance Plans in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"By Malaysian law, neither the policy owner nor insured person get the benefits or proceeds.  <br \/><br \/>The named nominee is the named legal entity (trustee, company or person) in the policy that gets the benefits and proceeds of the life insurance plan from the life insurance company.<br \/><br \/>It is advisable for policy owner to nominate nominees for distribution  in the event of death. Policy owner has option not to nominate by writing Will for Estate Planning.<br \/><br \/>A well established and reputable insurance company in Malaysia would be well versed with the Malaysian laws on insurance, and will state these clearly in its insurance policy.<br \/><br \/>As the most important part of an insurance policy is how the life insurance claim will be accepted, processed and paid out by the insurance company.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576983615841","position":6,"url":"https:\/\/www.redcover.com.my\/ms\/insurans-hayat-malaysia\/#faq-question-1576983615841","name":"What is the cost of Life Insurance in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It all depends on the life insurance plans selected.  To get an idea click on the image below to see indicative prices and premiums to be paid.<a href=\"https:\/\/www.redcover.com.my\/life-insurance-premiums-indicative-prices\/\"><\/a>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"}]}},"featured_image_src":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","featured_image_src_square":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/cropped-Life-Insurance1.jpg","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25422","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/comments?post=25422"}],"version-history":[{"count":3,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25422\/revisions"}],"predecessor-version":[{"id":25436,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/pages\/25422\/revisions\/25436"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media\/24696"}],"wp:attachment":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media?parent=25422"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}