{"id":24741,"date":"2021-09-12T17:00:14","date_gmt":"2021-09-12T09:00:14","guid":{"rendered":"https:\/\/www.redcover.com.my\/perancangan-pewarisan-perniagaan\/"},"modified":"2021-09-12T17:00:46","modified_gmt":"2021-09-12T09:00:46","slug":"perancangan-pewarisan-perniagaan","status":"publish","type":"post","link":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/","title":{"rendered":"Perancangan Pewarisan Perniagaan"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-business-succession-plans\">Pelan Penggantian Perniagaan<\/h2>\n\n<p>Perancangan penggantian perniagaan adalah proses perancangan yang pelbagai. Tapi dua hal penting yang menonjol. Aliran tunai dan pelan penggantian pegangan saham. Aspek asas ini boleh dirancang dengan Keyman Insurance dan Perjanjian Jual Beli.<\/p>\n\n<figure class=\"wp-block-video aligncenter\"><video height=\"720\" style=\"aspect-ratio: 1280 \/ 720;\" width=\"1280\" controls=\"\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Business-Succession-Planning.mp4\"><\/video><figcaption>Perancangan Pewarisan Perniagaan<\/figcaption><\/figure>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Keyman-Insurance.fb_-1024x512.jpg\" alt=\"Insurans Keyman\" class=\"wp-image-24743\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_-1024x512.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_-690x345.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_-300x150.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_-768x384.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_-800x400.jpg 800w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Perancangan Pewarisan untuk Acara Berisiko Tinggi<\/figcaption><\/figure>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1621148166914\"><strong class=\"schema-faq-question\">Apakah Perancangan Pewarisan Perniagaan?<\/strong> <p class=\"schema-faq-answer\">Pada asasnya, ia adalah penyerahan peranan. Dari satu orang ke orang lain. Atau dari satu orang ke entiti undang-undang untuk menyelesaikan kerja. Merancang untuk ini, memastikan gangguan perniagaan diminimumkan dan pekerja, pelanggan dan pembekal yakin dengan kesinambungan perniagaan.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621148243717\"><strong class=\"schema-faq-question\">Apakah Elemen Utama Perancangan Penggantian Perniagaan?<\/strong> <p class=\"schema-faq-answer\">Terdapat banyak <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/us\/Documents\/deloitte-private\/us-dges-business-succession-planning-collection.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">elemen dalam perancangan penggantian perniagaan.<\/a> Ketua di antaranya ialah kawalan pegangan saham dan liputan aliran tunai.  <br><br>Sekiranya seorang keyperson atau pemegang saham meninggal dunia, pemegang saham yang masih hidup mesti mempunyai rancangan untuk menampung kemungkinan ini. Peristiwa ini akan berlaku. Ini adalah pertanyaan tentang kapan itu akan terjadi. Kemudian adakah anda bersedia untuk itu, apabila ia berlaku.<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621148262373\"><strong class=\"schema-faq-question\">Pegangan saham dan Kawalan<\/strong> <p class=\"schema-faq-answer\">Pemegang saham mengawal dan menentukan hala tuju perniagaan atau syarikat. Sekiranya pemegang saham meninggal dunia atau menjadi hilang upaya kekal, kawalan pemegang saham terhadap perniagaan dibuka kepada orang lain untuk mengawal perniagaan atau syarikat. Biasanya pasangan, anak-anak atau saudara-mara pemegang saham akan mendapat kawalan dan mungkin menyebabkan perubahan dalam arah perniagaan.<br><br>Untuk mengelakkan terbitan pegangan saham sedemikian, <a href=\"https:\/\/www.redcover.com.my\/ms\/product\/rockwills-buy-sell-trust-2\/\">Amanah Beli Jual<\/a> diwujudkan oleh para pemegang saham. Kepercayaan jual beli ini mengandungi perjanjian jual beli untuk mengagihkan saham pemegang saham si mati kepada pemegang saham yang masih hidup. Pengagihan ini boleh dibiayai oleh polisi Insurans Hayat atau Put-option untuk membeli saham pada harga tertentu.<br><br><a href=\"https:\/\/www.redcover.com.my\/ms\/product\/rockwills-buy-sell-trust-2\/\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"801\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c.jpg\" class=\"attachment-full size-full\" alt=\"Buy Sell Trust\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c.jpg 800w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-300x300.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-150x150.jpg 150w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-768x769.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-600x600.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-500x500.jpg 500w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-690x691.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-180x180.jpg 180w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c-50x50.jpg 50w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621148293443\"><strong class=\"schema-faq-question\">Risiko Keyman dan Aliran Tunai<\/strong> <p class=\"schema-faq-answer\">Keyman adalah orang yang membawa perniagaan atau jualan untuk syarikat. Orang ini penting dalam membawa perniagaan atau jualan. Jika orang ini meninggal dunia, atau dilumpuhkan secara kekal, perniagaan akan mengalami kesan yang dahsyat terhadap aliran tunainya.  <br><br>Untuk menyelesaikan masalah aliran tunai sementara ini, perniagaan perlu merancang keperluan aliran tunainya dan membeli Keyman Insurance untuk menampung risiko aliran tunai ini.<br><br><a href=\"https:\/\/www.redcover.com.my\/ms\/product\/keyman-insurance-plans-malaysia\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Keyman-Insurance-Plans.jpg\" class=\"attachment-full size-full\" alt=\"AIA Keyman Insurance Plans\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Keyman-Insurance-Plans.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Keyman-Insurance-Plans-690x518.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Keyman-Insurance-Plans-300x225.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Keyman-Insurance-Plans-768x576.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Keyman-Insurance-Plans-1024x768.jpg 1024w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621148316633\"><strong class=\"schema-faq-question\">Bagaimana untuk mewujudkan Pelan Penggantian Pemegang Saham?<\/strong> <p class=\"schema-faq-answer\">\u2022 Anda memerlukan bantuan <a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">Perancang Harta Pusaka Profesional,<\/a>yang sudah biasa dengan polisi Beli Jual Amanah dan Insurans Hayat untuk membiayai amanah tersebut.<br>\u2022 <a href=\"https:\/\/www.rockwills.com\/service\/other-professional-services\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pasukan sokongan estet<\/a> ini hendaklah termasuk peguam pakar, akauntan, cukai dan kewangan dan setiausaha syarikat.<br>\u2022 <a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-malaysia\/\">Francais Rockwills<\/a> adalah perancang estet profesional, dengan latihan mendalam dalam perancangan estet, proses perancangan estet Rockwills dan perkhidmatan sokongan.<br><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"675\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Franchisee-Malaysia-KL-Levine-Lee-c.jpg\" class=\"attachment-full size-full\" alt=\"Rockwills Franchisee Malaysia KL Levine Lee\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Franchisee-Malaysia-KL-Levine-Lee-c.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Franchisee-Malaysia-KL-Levine-Lee-c-300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Franchisee-Malaysia-KL-Levine-Lee-c-1024x576.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Franchisee-Malaysia-KL-Levine-Lee-c-768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Rockwills-Franchisee-Malaysia-KL-Levine-Lee-c-690x388.jpg 690w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1621148514250\"><strong class=\"schema-faq-question\">Bagaimana untuk mewujudkan Pelan Perlindungan Aliran Tunai Keyman?<\/strong> <p class=\"schema-faq-answer\">\u2022 Anda memerlukan bantuan <a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\">Ejen Insurans Pakar <\/a>yang biasa dengan Insurans Keyman, polisi Insurans Hayat dan Undang-undang Cukai Malaysia mengenai Insurans Keyman.<br><a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1067\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia.jpg\" class=\"attachment-full size-full\" alt=\"Levine Lee Insurance Agent Malaysia\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia.jpg 1600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia-300x200.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia-1024x683.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia-768x512.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia-1536x1024.jpg 1536w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia-600x400.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-Insurance-Agent-Malaysia-690x460.jpg 690w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/a><\/p> <\/div> <\/div>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24251\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Rockwills Beli Jual Amanah\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Buy-Sell-Trust-c.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Rockwills Beli Jual Amanah<\/h2><div class=\"wc-block-featured-product__description\"><h2>Rockwills Beli-Jual Amanah<\/h2>\n<p>Rockwills Buy-Sell Trust ini memastikan kelancaran pemindahan pegangan saham antara pemegang saham atas ketidakupayaan atau kematian pemegang saham. Ia adalah alat perancangan penggantian perniagaan yang kuat untuk memastikan kejayaan perniagaan yang berterusan.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/rockwills-buy-sell-trust-2\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div><div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24357\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"Pelan Insurans Keyman Malaysia\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Keyman-Insurance-Plans-1024x768.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">Pelan Insurans Keyman Malaysia<\/h2><div class=\"wc-block-featured-product__description\"><h2>Pelan Polisi Insurans Keyman Malaysia<\/h2>\n<ul>\n<li>10 tahun Polisi Insurans Hayat Bertempoh dengan 3 jumlah pilihan yang berbeza.<\/li>\n<li>Termasuk Manfaat Hilang Upaya Menyeluruh dan Kekal dengan jumlah yang diinsuranskan.<\/li>\n<li>Ini adalah pelan model untuk Keyman Lelaki berusia 30 tahun dalam Syarikat atau Perniagaan<\/li>\n<li>Hubungi <a href=\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\">Ejen Insurans AIA Levine Lee<\/a> untuk Sebut Harga Tersuai.<\/li>\n<\/ul>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-Price-amount amount\"><span class=\"woocommerce-Price-currencySymbol\">&#082;&#077;<\/span>0.00<\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/keyman-insurance-plans-malaysia\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div><div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"24231\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"AIA A-Life Melindungi Pelan Tahunan Insurans Hayat Bertempoh Malaysia\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Term-Life-Insurance-Plans.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">AIA A-Life Melindungi Pelan Tahunan Insurans Hayat Bertempoh Malaysia<\/h2><div class=\"wc-block-featured-product__description\"><h2>AIA A-Life Melindungi Pelan Insurans Hayat Bertempoh Malaysia<\/h2>\n<p>Insurans hayat A-Life Protect Termal menyediakan perlindungan kematian bagi orang yang diinsuranskan, dalam tempoh tempoh pada premium yang berpatutan. Pelan-pelan yang disenaraikan di sini adalah pelan Tahunan Yang Boleh Diperbaharu. Dan termasuk perlindungan hilang upaya seperti yang disenaraikan di bawah.<\/p>\n<p>Sesuai untuk keperluan Insurans Keyman Perniagaan dan Perancangan Harta Individu.<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/ms\/product\/aia-a-life-protect-term-insurance-term-term-plan-year-malaysia\/\">Membeli-belah sekarang<\/a><\/div>\n\n<\/div><\/div><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-contact-aia-agent-and-rockwills-malaysia-franchisee-and-estate-planner-levine-lee\">Hubungi Ejen AIA dan Rockwills Malaysia Franchisee dan Perancang Harta Tanah Levine Lee<\/h2>\n\n<p><a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\">Ejen Insurans AIA <\/a>dan <a href=\"https:\/\/www.redcover.com.my\/ms\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">Rockwills Franchisee Levine Lee<\/a> bersedia untuk memberi nasihat, panduan dan merancang keperluan pentadbiran harta pusaka anda. Sama ada perkhidmatan penulisan wasiat atau perkhidmatan pemegang amanah.<\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Insurance-Trusts-AIA-Rockwills-with-Red-Cover-c-1024x576.jpg\" alt=\"Insurans Amanah AIA Rockwills dengan Perlindungan Merah\" class=\"wp-image-24082\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Trusts-AIA-Rockwills-with-Red-Cover-c-1024x576.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Trusts-AIA-Rockwills-with-Red-Cover-c-300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Trusts-AIA-Rockwills-with-Red-Cover-c-768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Trusts-AIA-Rockwills-with-Red-Cover-c-690x388.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Insurance-Trusts-AIA-Rockwills-with-Red-Cover-c.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Insurans Amanah AIA Rockwills dengan Perlindungan Merah<\/figcaption><\/figure>\n\n<p>Anda boleh menghubungi atau WhatsApp kepada <a href=\"tel:+60126840948\">francais Rockwills Levine Lee di talian +6012-684-0948<\/a> atau menghantar borang di bawah. Dia akan berhubung dengan anda berdasarkan permintaan anda dalam borang.<\/p>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n\/* ]]> *\/\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_24' >\n                        <div class='gform_heading'>\n                            <h3 class=\"gform_title\">Request for Estate Planning Advice \/ Quotation<\/h3>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_24'  action='\/ms\/wp-json\/wp\/v2\/posts\/24741' data-formid='24' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_24' class='gform_fields top_label form_sublabel_above description_below validation_below'><li id=\"field_24_9\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_above gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_24_9'>URL<\/label><div class='ginput_container'><input name='input_9' id='input_24_9' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_24_9'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_24_6\" class=\"gfield gfield--type-html gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><a name=\"enquiry\"><\/a><\/li><li id=\"field_24_5\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield_contains_required field_sublabel_above gfield--has-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Request for:<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='gfield_description' id='gfield_description_24_5'>Select which items you would like to get advice and proposals for.<\/div><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_24_5'><li class='gchoice gchoice_24_5_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.1' type='checkbox'  value='Estate Administration Services'  id='choice_24_5_1'   aria-describedby=\"gfield_description_24_5\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_1' id='label_24_5_1' class='gform-field-label gform-field-label--type-inline'>Estate Administration Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.2' type='checkbox'  value='Will Writing Services'  id='choice_24_5_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_2' id='label_24_5_2' class='gform-field-label gform-field-label--type-inline'>Will Writing Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.3' type='checkbox'  value='Will Custody Services'  id='choice_24_5_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_3' id='label_24_5_3' class='gform-field-label gform-field-label--type-inline'>Will Custody Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.4' type='checkbox'  value='Trust Deed Writing Services'  id='choice_24_5_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_4' id='label_24_5_4' class='gform-field-label gform-field-label--type-inline'>Trust Deed Writing Services<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.5' type='checkbox'  value='Special Purpose Trust'  id='choice_24_5_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_5' id='label_24_5_5' class='gform-field-label gform-field-label--type-inline'>Special Purpose Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.6' type='checkbox'  value='Business Continuity Buy-Sell Trust'  id='choice_24_5_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_6' id='label_24_5_6' class='gform-field-label gform-field-label--type-inline'>Business Continuity Buy-Sell Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.7' type='checkbox'  value='Keyman Insurance'  id='choice_24_5_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_7' id='label_24_5_7' class='gform-field-label gform-field-label--type-inline'>Keyman Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.8' type='checkbox'  value='Insurance Trust'  id='choice_24_5_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_8' id='label_24_5_8' class='gform-field-label gform-field-label--type-inline'>Insurance Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_9'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.9' type='checkbox'  value='Family Trust'  id='choice_24_5_9'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_9' id='label_24_5_9' class='gform-field-label gform-field-label--type-inline'>Family Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_11'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.11' type='checkbox'  value='Pet Trust'  id='choice_24_5_11'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_11' id='label_24_5_11' class='gform-field-label gform-field-label--type-inline'>Pet Trust<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_12'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.12' type='checkbox'  value='Life Insurance'  id='choice_24_5_12'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_12' id='label_24_5_12' class='gform-field-label gform-field-label--type-inline'>Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_13'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.13' type='checkbox'  value='Critical Illness Insurance'  id='choice_24_5_13'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_13' id='label_24_5_13' class='gform-field-label gform-field-label--type-inline'>Critical Illness Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_14'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.14' type='checkbox'  value='Personal Accident Insurance \/ Travel Insurance'  id='choice_24_5_14'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_14' id='label_24_5_14' class='gform-field-label gform-field-label--type-inline'>Personal Accident Insurance \/ Travel Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_15'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.15' type='checkbox'  value='Takaful Life Insurance'  id='choice_24_5_15'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_15' id='label_24_5_15' class='gform-field-label gform-field-label--type-inline'>Takaful Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_24_5_16'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.16' type='checkbox'  value='Wasiat Services'  id='choice_24_5_16'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_24_5_16' id='label_24_5_16' class='gform-field-label gform-field-label--type-inline'>Wasiat Services<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_24_1\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix no_first_name no_middle_name has_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_24_1'>\n                            \n                            \n                            \n                            <span id='input_24_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_24_1_6' value=''   aria-required='true'   placeholder='Full Name'  \/>\n                                                    <label for='input_24_1_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_24_7\" class=\"gfield gfield--type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_24_7'>City \/ Town<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_7' id='input_24_7' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_24_3\" class=\"gfield gfield--type-phone gf_left_half gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_24_3'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_24_3' type='tel' value='' class='medium'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_24_2\" class=\"gfield gfield--type-email gf_right_half gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_24_2'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_24_2' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_24_8\" class=\"gfield gfield--type-text gfield--width-full field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_hidden\"  ><div class=\"admin-hidden-markup\"><i class=\"gform-icon gform-icon--hidden\" aria-hidden=\"true\" title=\"This field is hidden when viewing the form\"><\/i><span>This field is hidden when viewing the form<\/span><\/div><label class='gfield_label gform-field-label' for='input_24_8'>Enquiry Submitted From Page:<\/label><div class='ginput_container ginput_container_text'><input name='input_8' id='input_24_8' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/li><\/ul><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_24' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Send'  \/> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_24' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_24' id='gform_theme_24' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_24' id='gform_style_settings_24' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_24' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='24' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='MYR' value='lpy+cLFKxLw3e\/+L6v0c2cQkT+YzXJSGbPq6H6Z18BxbILqHiweKz1E84NUfWOaN74ha84ljwrYmcpQmjFf1PsEE\/V3VXSY0Z4eJX1e53Fenbeo=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_24' value='WyJbXSIsImI0YzRhMmJlZGE3OTEzNWY5NDRiNjU3ODI2YTQ1MWQ2Il0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_24' id='gform_target_page_number_24' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_24' id='gform_source_page_number_24' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"ak_\"><label>&#916;<textarea name=\"ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"ak_js\" value=\"107\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><\/form>\n                        <\/div><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n gform.initializeOnLoaded( function() {gformInitSpinner( 24, 'https:\/\/www.redcover.com.my\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_24').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_24');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_24').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_24').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_24').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_24').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_24').val();gformInitSpinner( 24, 'https:\/\/www.redcover.com.my\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [24, current_page]);window['gf_submitting_24'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_24').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [24]);window['gf_submitting_24'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_24').text());}else{jQuery('#gform_24').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"24\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_24\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_24\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_24\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 24, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} ); \n\/* ]]> *\/\n<\/script>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pelan Penggantian Perniagaan Perancangan penggantian perniagaan adalah proses perancangan yang pelbagai. Tapi dua hal penting yang menonjol. Aliran tunai dan pelan penggantian pegangan saham. Aspek asas ini boleh dirancang dengan Keyman Insurance dan Perjanjian Jual Beli. Hubungi Ejen AIA dan Rockwills Malaysia Franchisee dan Perancang Harta Tanah Levine Lee Ejen Insurans AIA dan Rockwills Franchisee [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":24743,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3063,3012],"tags":[3107,3124,3127,3126,3128,3129,3125,3106],"class_list":{"0":"post-24741","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurans-hayat","8":"category-wasiat-dan-amanah","9":"tag-akaun-amanah","10":"tag-beli-jual-amanah","11":"tag-insurans-hayat","12":"tag-insurans-keyman","13":"tag-pelan-penggantian-pegangan-saham","14":"tag-perancangan-liputan-aliran-tunai","15":"tag-perjanjian-beli-jual","16":"tag-perkhidmatan-pemegang-amanah","17":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Perancangan Pewarisan Perniagaan - Insurance, Wasiat dan Amanah | Red Cover<\/title>\n<meta name=\"description\" content=\"Perancangan penggantian perniagaan dengan perjanjian jual beli dan insurans Keyman. Melindungi Aliran Tunai Dan Perubahan Dalam Pegangan Saham. Klik Untuk Butiran.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Perancangan Pewarisan Perniagaan\" \/>\n<meta property=\"og:description\" content=\"Perancangan penggantian perniagaan dengan perjanjian jual beli dan insurans Keyman. Melindungi Aliran Tunai Dan Perubahan Dalam Pegangan Saham. Klik Untuk Butiran.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/\" \/>\n<meta property=\"og:site_name\" content=\"Red Cover\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LevineLeeAIA\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/web.facebook.com\/LevineLeeAIA\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-12T09:00:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-12T09:00:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg?fit=1600%2C800&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Levine Lee\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LevineLeeSaw\" \/>\n<meta name=\"twitter:site\" content=\"@LevineLeeSaw\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/\"},\"author\":{\"name\":\"Levine Lee\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d\"},\"headline\":\"Perancangan Pewarisan Perniagaan\",\"datePublished\":\"2021-09-12T09:00:14+00:00\",\"dateModified\":\"2021-09-12T09:00:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/\"},\"wordCount\":501,\"publisher\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg\",\"keywords\":[\"akaun amanah\",\"beli-jual amanah\",\"insurans hayat\",\"insurans keyman\",\"pelan penggantian pegangan saham\",\"perancangan liputan aliran tunai\",\"perjanjian beli-jual\",\"perkhidmatan pemegang amanah\"],\"articleSection\":[\"Insurans Hayat\",\"Wasiat dan Amanah\"],\"inLanguage\":\"ms-MY\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/\",\"url\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/\",\"name\":\"Perancangan Pewarisan Perniagaan - Insurance, Wasiat dan Amanah | Red Cover\",\"isPartOf\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg\",\"datePublished\":\"2021-09-12T09:00:14+00:00\",\"dateModified\":\"2021-09-12T09:00:46+00:00\",\"description\":\"Perancangan penggantian perniagaan dengan perjanjian jual beli dan insurans Keyman. Melindungi Aliran Tunai Dan Perubahan Dalam Pegangan Saham. Klik Untuk Butiran.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148166914\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148243717\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148262373\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148293443\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148316633\"},{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148514250\"}],\"inLanguage\":\"ms-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage\",\"url\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg\",\"contentUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg\",\"width\":1600,\"height\":800,\"caption\":\"Insurans Keyman\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.redcover.com.my\/ms\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Perancangan Pewarisan Perniagaan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#website\",\"url\":\"https:\/\/www.redcover.com.my\/ms\/\",\"name\":\"Red Cover\",\"description\":\"AIA Insurance Agent and Life Planner Malaysia\",\"publisher\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.redcover.com.my\/ms\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ms-MY\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#organization\",\"name\":\"Red Cover Life Planning\",\"url\":\"https:\/\/www.redcover.com.my\/ms\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1\",\"width\":150,\"height\":100,\"caption\":\"Red Cover Life Planning\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/LevineLeeAIA\/\",\"https:\/\/x.com\/LevineLeeSaw\",\"https:\/\/www.instagram.com\/levinesaw\/\",\"https:\/\/www.linkedin.com\/in\/levine-lee-saw-hoon-460599154\/\",\"https:\/\/www.pinterest.com\/levinelee\/pins\/\",\"https:\/\/www.youtube.com\/channel\/UCqHhxmvino9yuogbOA0FmPw\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d\",\"name\":\"Levine Lee\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g\",\"caption\":\"Levine Lee\"},\"description\":\"Levine Lee is an expert AIA insurance agent and life planner. She has over 15 years of working experience with AIA and ING Insurance as an insurance agent and life planner. This makes her efficient and effective to manage clients for AIA Group Insurance Plans, AIA Life Insurance and AIA Takaful policies. Based in Kuala Lumpur (KL) in the Klang Valley in Malaysia, Levine serves her customers all over Malaysia. And also corporate clients from overseas for their operations in Malaysia.\",\"sameAs\":[\"https:\/\/www.redcover.com.my\/aia-insurance-agent-levine-lee\/\",\"https:\/\/web.facebook.com\/LevineLeeAIA\/\",\"https:\/\/x.com\/LevineLeeSaw\"],\"url\":\"https:\/\/www.redcover.com.my\/ms\/author\/levine\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148166914\",\"position\":1,\"url\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148166914\",\"name\":\"What is Business Succession Planning?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"At its foundation, its the handover of roles.  From one person to another.  Or from one person to a legal entity to get the job done.  Planning for this, ensures the business interruption is minimized and employees, customers and suppliers are confident of business continuity.\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148243717\",\"position\":2,\"url\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148243717\",\"name\":\"What are the Key Elements of Business Succession Planning?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There are many <a href=\\\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/us\/Documents\/deloitte-private\/us-dges-business-succession-planning-collection.pdf\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">elements in business succession planning<\/a>.  Chief among them is share holding control and cashflow coverage.  <br \/><br \/>In the event a keyperson or shareholder dies, the surviving shareholders must have a plan in place to cover for these eventualities.   These events will happen.  It is a question of when it will happen.  Then are you ready for it, when it happens.<br \/>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148262373\",\"position\":3,\"url\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148262373\",\"name\":\"Shareholdings and Control\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Shareholders control and decide on the direction of the business or company.  In the event a shareholder dies or becomes permanently disabled, that shareholder's control of the business is opened up to other people to control the business or company.  Usually that shareholder's spouse, children or relatives will get control and likely cause changes in the business direction.<br \/><br \/>To prevent such a shareholding issue, a <a href=\\\"https:\/\/www.redcover.com.my\/product\/rockwills-buy-sell-trust\/\\\">Buy-Sell Trust<\/a> is created by the shareholders. This buy-sell trust contains the buy-sell agreement to distribute the deceased shareholder's shares to the surviving shareholders.  This distribution can be funded by Life Insurance policies or a Put-option to buy the shares at a certain price.<br \/><br \/><a href=\\\"https:\/\/www.redcover.com.my\/product\/rockwills-buy-sell-trust\/\\\"><\/a>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148293443\",\"position\":4,\"url\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148293443\",\"name\":\"Keyman and Cashflow Risk\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A Keyman is the person that brings in the business or sales for the company.  This person is essential in bringing in the business or sales.  If this person dies, or is permanently disabled, the business will suffer a terrible impact to its cashflow. <br \/><br \/>To solve this type of temporary cashflow problem, the business needs to plan its cashflow requirements and buy Keyman Insurance to cover this cashflow risk.<br \/><br \/><a href=\\\"https:\/\/www.redcover.com.my\/product\/keyman-insurance-plans-malaysia\/\\\"><\/a>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148316633\",\"position\":5,\"url\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148316633\",\"name\":\"How to create a Shareholder Succession Plan?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u2022 You need the help of a <a href=\\\"https:\/\/www.redcover.com.my\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\\\">Professional Estate Planner<\/a>, who is familiar with the Buy-Sell Trust and Life Insurance policies to fund the trust.<br \/>\u2022 This <a href=\\\"https:\/\/www.rockwills.com\/service\/other-professional-services\/\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">estate support team<\/a> should include specialist lawyers, accountants, tax and finance and company secretaries.<br \/>\u2022 <a href=\\\"https:\/\/www.redcover.com.my\/rockwills-malaysia\/\\\">Rockwills<\/a> franchisees are professional estate planners, with in-depth training in estate planning, Rockwills estate planning processes and support services.<br \/>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148514250\",\"position\":6,\"url\":\"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148514250\",\"name\":\"How to create a Keyman Cashflow Coverage Plan?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u2022 You need the help of a <a href=\\\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\\\">Expert Insurance Agent <\/a>who is familiar with Keyman Insurance, Life Insurance policies and the Malaysian Tax Law on Keyman Insurance.<br \/><a href=\\\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\\\"><\/a>\",\"inLanguage\":\"ms-MY\"},\"inLanguage\":\"ms-MY\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Perancangan Pewarisan Perniagaan - Insurance, Wasiat dan Amanah | Red Cover","description":"Perancangan penggantian perniagaan dengan perjanjian jual beli dan insurans Keyman. Melindungi Aliran Tunai Dan Perubahan Dalam Pegangan Saham. Klik Untuk Butiran.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/","og_locale":"ms_MY","og_type":"article","og_title":"Perancangan Pewarisan Perniagaan","og_description":"Perancangan penggantian perniagaan dengan perjanjian jual beli dan insurans Keyman. Melindungi Aliran Tunai Dan Perubahan Dalam Pegangan Saham. Klik Untuk Butiran.","og_url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/","og_site_name":"Red Cover","article_publisher":"https:\/\/www.facebook.com\/LevineLeeAIA\/","article_author":"https:\/\/web.facebook.com\/LevineLeeAIA\/","article_published_time":"2021-09-12T09:00:14+00:00","article_modified_time":"2021-09-12T09:00:46+00:00","og_image":[{"width":1600,"height":800,"url":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg?fit=1600%2C800&ssl=1","type":"image\/jpeg"}],"author":"Levine Lee","twitter_card":"summary_large_image","twitter_creator":"@LevineLeeSaw","twitter_site":"@LevineLeeSaw","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#article","isPartOf":{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/"},"author":{"name":"Levine Lee","@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d"},"headline":"Perancangan Pewarisan Perniagaan","datePublished":"2021-09-12T09:00:14+00:00","dateModified":"2021-09-12T09:00:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/"},"wordCount":501,"publisher":{"@id":"https:\/\/www.redcover.com.my\/ms\/#organization"},"image":{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg","keywords":["akaun amanah","beli-jual amanah","insurans hayat","insurans keyman","pelan penggantian pegangan saham","perancangan liputan aliran tunai","perjanjian beli-jual","perkhidmatan pemegang amanah"],"articleSection":["Insurans Hayat","Wasiat dan Amanah"],"inLanguage":"ms-MY"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/","url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/","name":"Perancangan Pewarisan Perniagaan - Insurance, Wasiat dan Amanah | Red Cover","isPartOf":{"@id":"https:\/\/www.redcover.com.my\/ms\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage"},"image":{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg","datePublished":"2021-09-12T09:00:14+00:00","dateModified":"2021-09-12T09:00:46+00:00","description":"Perancangan penggantian perniagaan dengan perjanjian jual beli dan insurans Keyman. Melindungi Aliran Tunai Dan Perubahan Dalam Pegangan Saham. Klik Untuk Butiran.","breadcrumb":{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148166914"},{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148243717"},{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148262373"},{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148293443"},{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148316633"},{"@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148514250"}],"inLanguage":"ms-MY","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/"]}]},{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#primaryimage","url":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg","contentUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg","width":1600,"height":800,"caption":"Insurans Keyman"},{"@type":"BreadcrumbList","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.redcover.com.my\/ms\/"},{"@type":"ListItem","position":2,"name":"Perancangan Pewarisan Perniagaan"}]},{"@type":"WebSite","@id":"https:\/\/www.redcover.com.my\/ms\/#website","url":"https:\/\/www.redcover.com.my\/ms\/","name":"Red Cover","description":"AIA Insurance Agent and Life Planner Malaysia","publisher":{"@id":"https:\/\/www.redcover.com.my\/ms\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.redcover.com.my\/ms\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ms-MY"},{"@type":"Organization","@id":"https:\/\/www.redcover.com.my\/ms\/#organization","name":"Red Cover Life Planning","url":"https:\/\/www.redcover.com.my\/ms\/","logo":{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","width":150,"height":100,"caption":"Red Cover Life Planning"},"image":{"@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LevineLeeAIA\/","https:\/\/x.com\/LevineLeeSaw","https:\/\/www.instagram.com\/levinesaw\/","https:\/\/www.linkedin.com\/in\/levine-lee-saw-hoon-460599154\/","https:\/\/www.pinterest.com\/levinelee\/pins\/","https:\/\/www.youtube.com\/channel\/UCqHhxmvino9yuogbOA0FmPw\/"]},{"@type":"Person","@id":"https:\/\/www.redcover.com.my\/ms\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d","name":"Levine Lee","image":{"@type":"ImageObject","inLanguage":"ms-MY","@id":"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g","caption":"Levine Lee"},"description":"Levine Lee is an expert AIA insurance agent and life planner. She has over 15 years of working experience with AIA and ING Insurance as an insurance agent and life planner. This makes her efficient and effective to manage clients for AIA Group Insurance Plans, AIA Life Insurance and AIA Takaful policies. Based in Kuala Lumpur (KL) in the Klang Valley in Malaysia, Levine serves her customers all over Malaysia. And also corporate clients from overseas for their operations in Malaysia.","sameAs":["https:\/\/www.redcover.com.my\/aia-insurance-agent-levine-lee\/","https:\/\/web.facebook.com\/LevineLeeAIA\/","https:\/\/x.com\/LevineLeeSaw"],"url":"https:\/\/www.redcover.com.my\/ms\/author\/levine\/"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148166914","position":1,"url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148166914","name":"What is Business Succession Planning?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"At its foundation, its the handover of roles.  From one person to another.  Or from one person to a legal entity to get the job done.  Planning for this, ensures the business interruption is minimized and employees, customers and suppliers are confident of business continuity.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148243717","position":2,"url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148243717","name":"What are the Key Elements of Business Succession Planning?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"There are many <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/us\/Documents\/deloitte-private\/us-dges-business-succession-planning-collection.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">elements in business succession planning<\/a>.  Chief among them is share holding control and cashflow coverage.  <br \/><br \/>In the event a keyperson or shareholder dies, the surviving shareholders must have a plan in place to cover for these eventualities.   These events will happen.  It is a question of when it will happen.  Then are you ready for it, when it happens.<br \/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148262373","position":3,"url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148262373","name":"Shareholdings and Control","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Shareholders control and decide on the direction of the business or company.  In the event a shareholder dies or becomes permanently disabled, that shareholder's control of the business is opened up to other people to control the business or company.  Usually that shareholder's spouse, children or relatives will get control and likely cause changes in the business direction.<br \/><br \/>To prevent such a shareholding issue, a <a href=\"https:\/\/www.redcover.com.my\/product\/rockwills-buy-sell-trust\/\">Buy-Sell Trust<\/a> is created by the shareholders. This buy-sell trust contains the buy-sell agreement to distribute the deceased shareholder's shares to the surviving shareholders.  This distribution can be funded by Life Insurance policies or a Put-option to buy the shares at a certain price.<br \/><br \/><a href=\"https:\/\/www.redcover.com.my\/product\/rockwills-buy-sell-trust\/\"><\/a>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148293443","position":4,"url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148293443","name":"Keyman and Cashflow Risk","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A Keyman is the person that brings in the business or sales for the company.  This person is essential in bringing in the business or sales.  If this person dies, or is permanently disabled, the business will suffer a terrible impact to its cashflow. <br \/><br \/>To solve this type of temporary cashflow problem, the business needs to plan its cashflow requirements and buy Keyman Insurance to cover this cashflow risk.<br \/><br \/><a href=\"https:\/\/www.redcover.com.my\/product\/keyman-insurance-plans-malaysia\/\"><\/a>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148316633","position":5,"url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148316633","name":"How to create a Shareholder Succession Plan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u2022 You need the help of a <a href=\"https:\/\/www.redcover.com.my\/rockwills-franchisee-and-estate-planner-kl-levine-lee\/\">Professional Estate Planner<\/a>, who is familiar with the Buy-Sell Trust and Life Insurance policies to fund the trust.<br \/>\u2022 This <a href=\"https:\/\/www.rockwills.com\/service\/other-professional-services\/\" target=\"_blank\" rel=\"noreferrer noopener\">estate support team<\/a> should include specialist lawyers, accountants, tax and finance and company secretaries.<br \/>\u2022 <a href=\"https:\/\/www.redcover.com.my\/rockwills-malaysia\/\">Rockwills<\/a> franchisees are professional estate planners, with in-depth training in estate planning, Rockwills estate planning processes and support services.<br \/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148514250","position":6,"url":"https:\/\/www.redcover.com.my\/ms\/perancangan-pewarisan-perniagaan\/#faq-question-1621148514250","name":"How to create a Keyman Cashflow Coverage Plan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"\u2022 You need the help of a <a href=\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\">Expert Insurance Agent <\/a>who is familiar with Keyman Insurance, Life Insurance policies and the Malaysian Tax Law on Keyman Insurance.<br \/><a href=\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\"><\/a>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"}]}},"featured_image_src":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg","featured_image_src_square":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg","author_info":{"display_name":"Levine Lee","author_link":"https:\/\/www.redcover.com.my\/ms\/author\/levine\/"},"jetpack_featured_media_url":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Keyman-Insurance.fb_.jpg","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts\/24741","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/comments?post=24741"}],"version-history":[{"count":3,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts\/24741\/revisions"}],"predecessor-version":[{"id":24778,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts\/24741\/revisions\/24778"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media\/24743"}],"wp:attachment":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media?parent=24741"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/categories?post=24741"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/tags?post=24741"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}