{"id":26644,"date":"2021-12-21T17:48:39","date_gmt":"2021-12-21T09:48:39","guid":{"rendered":"https:\/\/www.redcover.com.my\/soalan-lazim-tempoh-aia-a-life-protect\/"},"modified":"2023-05-25T09:09:55","modified_gmt":"2023-05-25T01:09:55","slug":"soalan-lazim-tempoh-aia-a-life-protect","status":"publish","type":"post","link":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/","title":{"rendered":"Soalan Lazim Tempoh AIA A-Life Protect"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-a-life-protect-term\">Tempoh Perlindungan A-Life<\/h2>\n\n<p>Tempoh Perlindungan Hayat adalah produk insurans hayat bertempoh daripada <a href=\"https:\/\/www.redcover.com.my\/ms\/aia-insurance-malaysia\/\">AIA Malaysia.<\/a> <a href=\"https:\/\/www.redcover.com.my\/ms\/mengenai-ejen-insurans-perlindungan-merah-dan-penulis-wasiat-di-malaysia\/\">Ejen insurans Red Cover<\/a> boleh memberi anda sebut harga terbaik untuk ini.<\/p>\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\" style=\"grid-template-columns:28% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"994\" height=\"995\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319.jpg\" alt=\"Perancang Hayat Levine Lee\" class=\"wp-image-877 size-full\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319.jpg 994w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-500x500.jpg 500w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-180x180.jpg 180w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-690x691.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-150x150.jpg 150w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-300x300.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-768x769.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.InsuranceAdvisor.profile.010319-600x600.jpg 600w\" sizes=\"auto, (max-width: 994px) 100vw, 994px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Klik butang di bawah untuk menghubungi Ejen Insurans AIA Levine Lee, untuk menjawab soalan anda mengenai pelan insurans ini.<\/p>\n\n\n\n<div class=\"wp-block-jetpack-send-a-message\">\n<div class=\"wp-block-jetpack-whatsapp-button aligncenter is-color-dark\"><a class=\"whatsapp-block__button\" href=\"https:\/\/api.whatsapp.com\/send?phone=60103619298&amp;text=Hi%2C%20I%20have%20questions%20on%20AIA%20insurance.%20%20My%20name%20is%3A%20%20\" style=\"background-color:#25D366;color:#fff\" target=\"_blank\" rel=\"noopener noreferrer\">Sembang di WhatsApp<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<hr class=\"wp-block-separator has-css-opacity\" \/>\n\n<p>Tempoh Perlindungan A-Life boleh dibeli untuk satu set masa. AIA akan menawarkan 3 jenis pelan kepada anda. Pertama, tempoh tahap kedua, tempoh 5 tahun, dan terakhir, tempoh tahunan yang boleh diperbaharui. Lebih-lebih lagi, ia menyediakan pelbagai pilihan perlindungan untuk memenuhi keperluan anda. Mari kita mulakan dengan mencari tempoh perlindungan optimum untuk keperluan perlindungan anda.  <\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/aia-term-life-insurance-for-emergency-funds-1024x682.jpg\" alt=\"Insurans Hayat Bertempoh AIA untuk dana kecemasan\" class=\"wp-image-26097\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-1024x682.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-300x200.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-768x512.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-1536x1023.jpg 1536w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-600x400.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-690x460.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Insurans Hayat Bertempoh AIA untuk dana kecemasan<\/figcaption><\/figure>\n\n<h2 class=\"wp-block-heading\" id=\"h-aia-term-life-insurance-faqs\">Soalan Lazim Insurans Hayat Bertempoh AIA<\/h2>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1634013560472\"><strong class=\"schema-faq-question\">Siapakah yang layak untuk membeli Tempoh Perlindungan A-Life?<\/strong> <p class=\"schema-faq-answer\"><img loading=\"lazy\" decoding=\"async\" width=\"897\" height=\"223\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Table-of-eligible-to-buy-A-Life-Protect-Term.jpg\" class=\"attachment-full size-full\" alt=\"Table of eligible to buy A- Life Protect Term\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Table-of-eligible-to-buy-A-Life-Protect-Term.jpg 897w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Table-of-eligible-to-buy-A-Life-Protect-Term-300x75.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Table-of-eligible-to-buy-A-Life-Protect-Term-768x191.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Table-of-eligible-to-buy-A-Life-Protect-Term-690x172.jpg 690w\" sizes=\"auto, (max-width: 897px) 100vw, 897px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1634016007699\"><strong class=\"schema-faq-question\">Apakah tempoh perlindungan dan umur tamat tempoh untuk Tempoh Perlindungan A-Life?<\/strong> <p class=\"schema-faq-answer\"><img loading=\"lazy\" decoding=\"async\" width=\"489\" height=\"223\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/coverage-term-and-expiry-age.jpg\" class=\"attachment-full size-full\" alt=\"A-Life Protect Term Coverage and Expiry Term or Age\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/coverage-term-and-expiry-age.jpg 489w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/coverage-term-and-expiry-age-300x137.jpg 300w\" sizes=\"auto, (max-width: 489px) 100vw, 489px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1633938736904\"><strong class=\"schema-faq-question\">Apakah jumlah minimum dan maksimum yang diinsuranskan yang boleh saya beli?<\/strong> <p class=\"schema-faq-answer\">Jumlah minimum yang diinsuranskan ialah RM 25,000 manakala jumlah maksimum yang diinsuranskan adalah tertakluk kepada <a href=\"https:\/\/www.investopedia.com\/terms\/u\/underwriting.asp\" target=\"_blank\" rel=\"noreferrer noopener\">pengunderaitan.<\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1633939340608\"><strong class=\"schema-faq-question\">Bolehkah pelan istilah diperbaharui atau ditukar?<br><\/strong> <p class=\"schema-faq-answer\"><strong>Keistimewaan Penukaran<\/strong><br>\u2022 Tempoh Perlindungan Hayat boleh ditukar kepada pelan tetap lain (tetapi bukan untuk pelan penyakit kritikal) tanpa sebarang pengunderaitan tambahan sebelum ulang tahun ke-65 pihak yang diinsuranskan semasa pelan itu masih berkuatkuasa.<br>. Jumlah yang diinsuranskan untuk ditukar mestilah sama dengan jumlah polisi yang diinsuranskan dan tidak boleh kurang daripada RM 25,000. Penerimaan juga bergantung kepada umur kemasukan maksimum dasar baru.<br><br><strong>Boleh Diperbaharui Terjamin<\/strong><br>\u2022<strong> 5 TahunTerm<\/strong> boleh diperbaharui pada tamat tempoh tahun polisi ke-5 tanpa pengunderaitan selanjutnya.<br>\u2022<strong> Tempoh Boleh Diperbaharui tahunan<\/strong> boleh diperbaharui pada tarikh tamat setiap tahun polisi tanpa<br>pengunderaitan selanjutnya.<br><br><strong>Berikut adalah ringkasan manfaat ini<\/strong><br><img loading=\"lazy\" decoding=\"async\" width=\"906\" height=\"223\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Summary-of-benefits.jpg\" class=\"attachment-full size-full\" alt=\"Summary of benefits\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Summary-of-benefits.jpg 906w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Summary-of-benefits-300x74.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Summary-of-benefits-768x189.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Summary-of-benefits-690x170.jpg 690w\" sizes=\"auto, (max-width: 906px) 100vw, 906px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1634017945843\"><strong class=\"schema-faq-question\">Berapakah premium tahunan yang perlu saya bayar?<\/strong> <p class=\"schema-faq-answer\">Kadar premium tahunan <em>(setiap RM 1,000 diinsuranskan) <\/em>untuk kehidupan standard, lelaki, bukan perokok, kelas pekerjaan 1;<br><br><img loading=\"lazy\" decoding=\"async\" width=\"880\" height=\"223\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Annual-premium-.jpg\" class=\"attachment-full size-full\" alt=\"Annual premium\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Annual-premium-.jpg 880w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Annual-premium--300x76.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Annual-premium--768x195.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Annual-premium--690x175.jpg 690w\" sizes=\"auto, (max-width: 880px) 100vw, 880px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1634010168368\"><strong class=\"schema-faq-question\">Adakah premium saya akan meningkat apabila umur saya meningkat?<\/strong> <p class=\"schema-faq-answer\"><img loading=\"lazy\" decoding=\"async\" width=\"845\" height=\"223\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Premium-age-Increase-table.jpg\" class=\"attachment-full size-full\" alt=\"Premium age Increase table\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Premium-age-Increase-table.jpg 845w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Premium-age-Increase-table-300x79.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Premium-age-Increase-table-768x203.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Premium-age-Increase-table-690x182.jpg 690w\" sizes=\"auto, (max-width: 845px) 100vw, 845px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1634019058701\"><strong class=\"schema-faq-question\">Adakah premium untuk Tempoh Perlindungan A-Life dijamin?<\/strong> <p class=\"schema-faq-answer\">  Premium untuk pelan ini dijamin.  <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1634019201769\"><strong class=\"schema-faq-question\">Apakah yuran dan caj yang perlu saya bayar?<\/strong> <p class=\"schema-faq-answer\">Tiada yuran dan caj selain daripada premium yang perlu dibayar.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1634019296000\"><strong class=\"schema-faq-question\">Adakah premium yang dibayar untuk polisi ini layak mendapat pelepasan cukai pendapatan?<\/strong> <p class=\"schema-faq-answer\">Ya, berdasarkan penghakiman akhir Lembaga Hasil Dalam Negeri Malaysia, premium yang dibayar untuk pelan ini mungkin melayakkan anda mendapat pelepasan cukai peribadi sehingga RM 6,000 untuk produk insurans hayat tahunan dan KWSP.<\/p> <\/div> <\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<hr class=\"wp-block-separator\" \/>\n\n<h2 class=\"wp-block-heading\" id=\"h-contact-insurance-agent-for-best-insurance-proposals-in-malaysia\">Hubungi Ejen Insurans untuk Cadangan Insurans Terbaik di Malaysia<\/h2>\n\n<p>Levine Lee mempunyai lebih daripada 15 tahun pengalaman bekerja dengan AIA dan ING Insurance sebagai <a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\">ejen insurans hayat AIA <\/a>dan perancang hayat. Jack Gan mempunyai lebih daripada 25 tahun dengan Orix dan RHB Insurance sebagai pengurusan ejen insurans am dan perniagaan.<\/p>\n\n<p>Hubungi <a href=\"https:\/\/www.redcover.com.my\/ms\/ejen-insurans-aia-kl-levine-lee\/\">EJEN INSURANS AIA LEVINE LEE<\/a>, di <a href=\"tel:+60126840948\">+6012 684 0948<\/a>. Dia adalah titik fokus untuk kenalan pelanggan awal. Jack Gan atau <a href=\"https:\/\/www.redcover.com.my\/ms\/mengenai-ejen-insurans-perlindungan-merah-dan-penulis-wasiat-di-malaysia\/\">ahli pasukan insurans Red Cover<\/a> yang lain akan menghubungi anda bergantung kepada keperluan insurans anda.<\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Red-Cover-Business-and-General-Insurance-Agents--1024x576.jpg\" alt=\"Perniagaan Perlindungan Merah dan Ejen Insurans Am\" class=\"wp-image-24085\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--1024x576.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--690x388.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents-.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Perniagaan Perlindungan Merah dan Ejen Insurans Am Malaysia<\/figcaption><\/figure>\n\n<p>Levine dan pasukannya boleh bekerjasama dengan anda untuk membuat cadangan insurans dan sebut harga terbaik untuk memenuhi keperluan dan rancangan bajet anda. Pasukan ini boleh mendapatkan sebut harga daripada pelbagai Syarikat Insurans di Malaysia untuk keperluan insurans perniagaan am anda.  <\/p>\n\n<p>Hantar borang di bawah untuk keperluan anda.<\/p>\n\n<hr class=\"wp-block-separator\" \/>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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Quotation<\/h2>\n                            <p class='gform_description'><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_1'  action='\/ms\/wp-json\/wp\/v2\/posts\/26644' data-formid='1' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_1' class='gform_fields top_label form_sublabel_above description_below validation_below'><div id=\"field_1_11\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_above gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_11'>Instagram<\/label><div class='ginput_container'><input name='input_11' id='input_1_11' type='text' value='' 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for.<\/div><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_1_5'><div class='gchoice gchoice_1_5_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.1' type='checkbox'  value='Medical Card'  id='choice_1_5_1'   aria-describedby=\"gfield_description_1_5\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_1' id='label_1_5_1' class='gform-field-label gform-field-label--type-inline'>Medical Card<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.2' type='checkbox'  value='Life Insurance'  id='choice_1_5_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_2' id='label_1_5_2' class='gform-field-label gform-field-label--type-inline'>Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.3' type='checkbox'  value='Critical Illness Insurance'  id='choice_1_5_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_3' id='label_1_5_3' class='gform-field-label gform-field-label--type-inline'>Critical Illness Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.4' type='checkbox'  value='Lady Insurance'  id='choice_1_5_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_4' id='label_1_5_4' class='gform-field-label gform-field-label--type-inline'>Lady Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.5' type='checkbox'  value='Baby Insurance'  id='choice_1_5_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_5' id='label_1_5_5' class='gform-field-label gform-field-label--type-inline'>Baby Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.6' type='checkbox'  value='Personal Accident Insurance'  id='choice_1_5_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_6' id='label_1_5_6' class='gform-field-label gform-field-label--type-inline'>Personal Accident Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.7' type='checkbox'  value='Travel Insurance'  id='choice_1_5_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_7' id='label_1_5_7' class='gform-field-label gform-field-label--type-inline'>Travel Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.8' type='checkbox'  value='Student Travel Insurance'  id='choice_1_5_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_8' id='label_1_5_8' class='gform-field-label gform-field-label--type-inline'>Student Travel Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_9'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.9' type='checkbox'  value='Key Person Insurance'  id='choice_1_5_9'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_9' id='label_1_5_9' class='gform-field-label gform-field-label--type-inline'>Key Person Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_11'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.11' type='checkbox'  value='Employee Benefits Insurance'  id='choice_1_5_11'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_11' id='label_1_5_11' class='gform-field-label gform-field-label--type-inline'>Employee Benefits Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_12'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.12' type='checkbox'  value='Group Health and Surgical Insurance (GHS)'  id='choice_1_5_12'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_12' id='label_1_5_12' class='gform-field-label gform-field-label--type-inline'>Group Health and Surgical Insurance (GHS)<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_13'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.13' type='checkbox'  value='Group Term Life Insurance (GTL)'  id='choice_1_5_13'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_13' id='label_1_5_13' class='gform-field-label gform-field-label--type-inline'>Group Term Life Insurance (GTL)<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_14'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.14' type='checkbox'  value='Group Personal Accident (GPA)'  id='choice_1_5_14'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_14' id='label_1_5_14' class='gform-field-label gform-field-label--type-inline'>Group Personal Accident (GPA)<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_15'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.15' type='checkbox'  value='Workers Compensation Insurance'  id='choice_1_5_15'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_15' id='label_1_5_15' class='gform-field-label gform-field-label--type-inline'>Workers Compensation Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_16'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.16' type='checkbox'  value='Foreign Housekeeper \/ Maid Insurance'  id='choice_1_5_16'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_16' id='label_1_5_16' class='gform-field-label gform-field-label--type-inline'>Foreign Housekeeper \/ Maid Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_17'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.17' type='checkbox'  value='Takaful Medical Card'  id='choice_1_5_17'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_17' id='label_1_5_17' class='gform-field-label gform-field-label--type-inline'>Takaful Medical Card<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_18'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.18' type='checkbox'  value='Takaful Life Insurance'  id='choice_1_5_18'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_18' id='label_1_5_18' class='gform-field-label gform-field-label--type-inline'>Takaful Life Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><div class='gchoice gchoice_1_5_19'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.19' type='checkbox'  value='Takaful Critical illness Insurance'  id='choice_1_5_19'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_5_19' id='label_1_5_19' class='gform-field-label gform-field-label--type-inline'>Takaful Critical illness Insurance<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_1_1\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix no_first_name no_middle_name has_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_1_1'>\n                            \n                            \n                            \n                            <span id='input_1_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_1_1_6' value=''   aria-required='true'   placeholder='Full Name'  \/>\n                                                    <label for='input_1_1_6' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_1_8\" class=\"gfield gfield--type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_8'>City \/ Town<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_8' id='input_1_8' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_1_3\" class=\"gfield gfield--type-phone gf_left_half gfield--width-half gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_3'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div 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'https:\/\/www.redcover.com.my\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_1').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_1');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_1').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_1').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_1').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_1').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 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currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_1\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_1\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_1\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 1, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                      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https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Be-Part-Of-Our-Team-768x192.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Be-Part-Of-Our-Team-690x173.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Be-Part-Of-Our-Team.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Di Red Cover Life Planning, kami memberi penekanan kepada kakitangan kami &#8211; membantu mereka berkembang, mengembangkan kebolehan mereka, dan menemui peluang baru. Sertai kami sekarang untuk menjadi sebahagian daripada pasukan dan cerita kami.<\/p>\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-small-font-size\"><a class=\"wp-block-button__link has-custom-background-color has-background wp-element-button\" href=\"https:\/\/www.redcover.com.my\/ms\/peluang-kerjaya-perniagaan-dan-insurans-hayat-di-malaysia\/\">Sertai kami di red Cover<\/a><\/div>\n<\/div>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n","protected":false},"excerpt":{"rendered":"<p>Tempoh Perlindungan A-Life Tempoh Perlindungan Hayat adalah produk insurans hayat bertempoh daripada AIA Malaysia. Ejen insurans Red Cover boleh memberi anda sebut harga terbaik untuk ini. Tempoh Perlindungan A-Life boleh dibeli untuk satu set masa. AIA akan menawarkan 3 jenis pelan kepada anda. Pertama, tempoh tahap kedua, tempoh 5 tahun, dan terakhir, tempoh tahunan yang [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":26099,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3063],"tags":[3200,3216,3217],"class_list":{"0":"post-26644","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insurans-hayat","8":"tag-aia-insurans-hayat-bertempoh","9":"tag-insurans-hayat-bertempoh","10":"tag-insurans-hayat-bertempoh-malaysia","11":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Soalan Lazim Tempoh AIA A-Life Protect - Red Cover<\/title>\n<meta name=\"description\" content=\"Tempoh Perlindungan Hayat adalah produk insurans hayat bertempoh dari AIA Malaysia. Hubungi ejen insurans Red Cover untuk memberikan anda sebut harga terbaik.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Soalan Lazim Tempoh AIA A-Life Protect\" \/>\n<meta property=\"og:description\" content=\"Tempoh Perlindungan Hayat adalah produk insurans hayat bertempoh dari AIA Malaysia. 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She has over 15 years of working experience with AIA and ING Insurance as an insurance agent and life planner. This makes her efficient and effective to manage clients for AIA Group Insurance Plans, AIA Life Insurance and AIA Takaful policies. Based in Kuala Lumpur (KL) in the Klang Valley in Malaysia, Levine serves her customers all over Malaysia. And also corporate clients from overseas for their operations in Malaysia.","sameAs":["https:\/\/www.redcover.com.my\/aia-insurance-agent-levine-lee\/","https:\/\/web.facebook.com\/LevineLeeAIA\/","https:\/\/x.com\/LevineLeeSaw"],"url":"https:\/\/www.redcover.com.my\/ms\/author\/levine\/"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634013560472","position":1,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634013560472","name":"Who is eligible to buy A-Life Protect Term?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634016007699","position":2,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634016007699","name":"What are the coverage term and expiry age for A-Life Protect Term?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1633938736904","position":3,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1633938736904","name":"What is the minimum and maximum sum assured that I can purchase?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The minimum sum assured is RM 25,000 while the maximum sum assured is subject to <a href=\"https:\/\/www.investopedia.com\/terms\/u\/underwriting.asp\" target=\"_blank\" rel=\"noreferrer noopener\">underwriting<\/a>.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1633939340608","position":4,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1633939340608","name":"Can the term plans be renewed or converted?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>Conversion Privilege<\/strong><br \/>\u2022A-Life Protect Term can be switched to another permanent plan (but not for critical illness plans) without any extra underwriting before the insured's 65th birthday while the plan is still in force.<br \/>.The sum assured to be converted must be equal to the policy's sum assured and must not be less than RM 25,000. Acceptance is also contingent on the new policy's maximum entry age.<br \/><br \/><strong>Guaranteed Renewable<\/strong><br \/>\u2022<strong> 5-YearTerm<\/strong> can be renewed at the expiry of the 5th policy year without further underwriting.<br \/>\u2022<strong> Yearly Renewable Term<\/strong> can be renewed at the expiry of every policy year without<br \/>further underwriting.<br \/><br \/><strong>Below is the summary of these benefits<\/strong><br \/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634017945843","position":5,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634017945843","name":"How much annual premium do I have to pay?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Annual premium rate <em>(per RM 1,000 sum assured) <\/em>for standard life, male, non-smoker, occupation class 1;<br \/><br \/>","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634010168368","position":6,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634010168368","name":"Will my premium increase as my age increases?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634019058701","position":7,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634019058701","name":"Are the premiums for A-Life Protect Term guaranteed?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":" The premiums for this plan are guaranteed. ","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634019201769","position":8,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634019201769","name":"What are the fees and charges that I have to pay?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"There are no fees and charges other than the premium payable.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634019296000","position":9,"url":"https:\/\/www.redcover.com.my\/ms\/soalan-lazim-tempoh-aia-a-life-protect\/#faq-question-1634019296000","name":"Are the premiums paid for this policy\u00a0eligible for income tax relief?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, based on the end judgment of the Inland Revenue Board of Malaysia, the premiums paid for this plan may qualify you for personal tax relief of up to RM 6,000 for annual life insurance products and EPF.","inLanguage":"ms-MY"},"inLanguage":"ms-MY"}]}},"featured_image_src":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-600x400.jpg","featured_image_src_square":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds-600x600.jpg","author_info":{"display_name":"Levine Lee","author_link":"https:\/\/www.redcover.com.my\/ms\/author\/levine\/"},"jetpack_featured_media_url":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/aia-term-life-insurance-for-emergency-funds.jpg","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts\/26644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/comments?post=26644"}],"version-history":[{"count":4,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts\/26644\/revisions"}],"predecessor-version":[{"id":31870,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/posts\/26644\/revisions\/31870"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media\/26099"}],"wp:attachment":[{"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/media?parent=26644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/categories?post=26644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redcover.com.my\/ms\/wp-json\/wp\/v2\/tags?post=26644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}