{"id":33423,"date":"2026-11-04T19:08:57","date_gmt":"2026-11-04T11:08:57","guid":{"rendered":"https:\/\/www.redcover.com.my\/product\/zurich-maid-insurance-malaysia\/"},"modified":"2026-11-04T19:30:10","modified_gmt":"2026-11-04T11:30:10","slug":"insurans-pembantu-rumah-zurich-malaysia","status":"publish","type":"product","link":"https:\/\/www.redcover.com.my\/ms\/product\/insurans-pembantu-rumah-zurich-malaysia\/","title":{"rendered":"Insurans Pembantu Rumah Zurich Malaysia"},"content":{"rendered":"<a href=\"https:\/\/www.redcover.com.my\/brand\/zurich\/\">\n\t<img decoding=\"async\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Zurich-Brand-logo.png\"\n\t     alt=\"Zurich\"\n\t     class=\"alignright\"\n\t\t\t     style=\"width: 64px; height: 64px;\"\n\t\t\t\/>\n<\/a>\n\n<h2>Polisi Insurans Pembantu Rumah Zurich Malaysia<\/h2>\n<p>Insurans pembantu rumah Zurich ini ialah Domestic Maid Insurance Scheme daripada Zurich. Ia ialah polisi kemalangan diri untuk pembantu rumah di Malaysia, yang ditaja jamin oleh Zurich General Insurance Malaysia Berhad. Ia melindungi kematian dan hilang upaya akibat kemalangan, perbelanjaan perubatan dan kemasukan hospital akibat kemalangan, penghantaran pulang, dan liabiliti kepada pihak ketiga.<\/p>\n<h3>Jadual Manfaat<\/h3>\n<table>\n<thead>\n<tr>\n<th>Manfaat<\/th>\n<th>Jumlah Diinsuranskan (RM)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Kematian Akibat Kemalangan<\/td>\n<td>35,000<\/td>\n<\/tr>\n<tr>\n<td>Hilang Upaya Kekal Akibat Kemalangan (sehingga)<\/td>\n<td>35,000<\/td>\n<\/tr>\n<tr>\n<td>Perbelanjaan Perubatan Akibat Kemalangan (sehingga, RM50 pertama setiap tuntutan tidak dibayar)<\/td>\n<td>1,000<\/td>\n<\/tr>\n<tr>\n<td>Perbelanjaan Penghantaran Pulang<\/td>\n<td>5,000<\/td>\n<\/tr>\n<tr>\n<td>Kemasukan Hospital dan Perbelanjaan Pembedahan Akibat Kemalangan<\/td>\n<td>3,000<\/td>\n<\/tr>\n<tr>\n<td>Manfaat Mingguan (satu minggu bagi setiap kejadian, maksimum 15 minggu bagi setiap tempoh polisi)<\/td>\n<td>120 seminggu<\/td>\n<\/tr>\n<tr>\n<td>Liabiliti Gantian (termasuk kos guaman)<\/td>\n<td>2,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Harga<\/h3>\n<table>\n<thead>\n<tr>\n<th>Tempoh<\/th>\n<th>Harga (RM)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>12 Bulan<\/td>\n<td>70.20<\/td>\n<\/tr>\n<tr>\n<td>24 Bulan<\/td>\n<td>97.20<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Harga termasuk cukai perkhidmatan 8%.<\/p>\n<h3>Siapa Yang Boleh Dilindungi<\/h3>\n<ul>\n<li>Pembantu rumah berumur 16 hingga 65 tahun (umur pada hari lahir berikutnya).<\/li>\n<li>Pembantu rumah mesti diambil bekerja secara sah oleh pemegang polisi.<\/li>\n<li>Pembantu rumah mesti warganegara Malaysia, atau warga asing yang mempunyai permit kerja yang sah atau status pemastautin tetap di Malaysia.<\/li>\n<\/ul>\n<h3>Pengecualian Utama<\/h3>\n<p>Keadaan sedia ada; menunggang motosikal, skuter atau moped (sebagai penunggang atau pembonceng); kehamilan, bersalin dan keguguran (kecuali disebabkan oleh kemalangan); wabak atau pandemik; bunuh diri atau mencederakan diri sendiri; pembunuhan atau serangan akibat provokasi; mabuk alkohol atau dadah; perbuatan jenayah; sukan profesional dan berbahaya, serta perlumbaan selain berjalan kaki; peperangan, keganasan, radiasi dan risiko nuklear; HIV atau AIDS. Senarai ini tidak lengkap. Sila rujuk kontrak polisi untuk semua pengecualian.<\/p>\n<h3>Tuntutan<\/h3>\n<p>Untuk tuntutan, hubungi ejen insurans kami Levine Lee (<a href=\"tel:+60103619298\">+60103619298<\/a>). Tuntutan mesti dimaklumkan dalam tempoh 14 hari selepas kemalangan.<\/p>\n<h2>Butiran Polisi<\/h2>\n<p>Polisi ini ditaja jamin oleh Zurich General Insurance Malaysia Berhad, No. Pendaftaran 201701035345 (1249516-V). Zurich General Insurance Malaysia Berhad adalah dilesenkan di bawah Akta Perkhidmatan Kewangan 2013 dan dikawal selia oleh Bank Negara Malaysia. Manfaat yang dibayar di bawah produk yang layak dilindungi oleh PIDM sehingga had perlindungan (<a href=\"https:\/\/www.pidm.gov.my\" target=\"_blank\" rel=\"noopener noreferrer\">www.pidm.gov.my<\/a>).<\/p>\n<p>Halaman ini ialah ringkasan untuk rujukan mudah. Manfaat, terma dan pengecualian penuh terdapat dalam <a href=\"\/wp-content\/uploads\/zurich-domestic-maid-insurance-policy-wording.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">kontrak polisi<\/a> dan <a href=\"\/wp-content\/uploads\/zurich-domestic-maid-insurance-product-disclosure-sheet.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Lembaran Pendedahan Produk<\/a>.<\/p>\n<h2>Pembelian Insurans Pembantu Rumah Malaysia<\/h2>\n<p>Selepas pembelian melalui ejen kami, Zurich <strong>mengeluarkan polisi insurans setelah semua maklumat dan bayaran diterima<\/strong>.<\/p>\n<h2>Borang Permohonan Insurans Pembantu Rumah Malaysia<\/h2>\n<p><a href=\"\/wp-content\/uploads\/zurich-domestic-maid-insurance-proposal-form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Borang permohonan boleh dimuat turun di sini<\/a>.  Bayaran akan diminta setelah borang diisi dan dikutip oleh kakitangan ejen jualan kami.<\/p>\n<p>Dokumen berikut diperlukan bersama borang permohonan yang telah diisi dan ditandatangani:<\/p>\n<ul>\n<li>Salinan pasport pembantu rumah dengan permit kerja Malaysia yang sah.<\/li>\n<li>Salinan MyKad majikan (warganegara Malaysia) atau pasport (bukan warganegara Malaysia).<\/li>\n<\/ul>\n<p>Hantar produk ini sebagai permintaan pesanan jualan (Tambah ke troli dan buat pembayaran.  Tiada bayaran akan diambil atau diminta.  Pesanan ini dianggap sebagai permintaan sebut harga mengikut keperluan anda).  Levine Lee akan menghubungi anda.<\/p>\n<p>Atau hubungi terus Levine Lee (<a href=\"tel:+60103619298\">+60103619298<\/a>) untuk maklumat lanjut mengenai produk insurans ini.<\/p>\n","protected":false},"excerpt":{"rendered":"[product_brand width=\"64px\" height=\"64px\" class=\"alignright\"]\n<h2>Insurans Pembantu Rumah Zurich Malaysia<\/h2>\n<p>Insurans pembantu rumah Zurich ini ialah polisi kemalangan diri untuk pembantu rumah di Malaysia. Jumlah diinsuranskan RM35,000, untuk 12 atau 24 bulan. Perlindungannya:<\/p>\n<ol>\n<li>Kematian dan Hilang Upaya Kekal Akibat Kemalangan<\/li>\n<li>Perbelanjaan Perubatan Akibat Kemalangan<\/li>\n<li>Kemasukan Hospital dan Perbelanjaan Pembedahan Akibat Kemalangan<\/li>\n<li>Manfaat Mingguan (maksimum 15 minggu)<\/li>\n<li>Perbelanjaan Penghantaran Pulang<\/li>\n<li>Liabiliti Gantian<\/li>\n<\/ol>\n<p>Majikan pembantu rumah mengisi borang permohonan polisi insurans ini.  <a href=\"\/wp-content\/uploads\/zurich-domestic-maid-insurance-proposal-form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Borang permohonan boleh dimuat turun di sini<\/a>.<\/p>\n<p>Setelah diisi, sila hantar pesanan jualan ini.  Ejen kami, Levine Lee, akan menghubungi anda untuk memproses permohonan dan kutipan bayaran.<\/p>\n<p>Zurich <strong>mengeluarkan polisi insurans setelah semua maklumat dan bayaran diterima<\/strong>.<\/p>\n<p>Baca butiran penuh di bawah.<\/p>\n","protected":false},"featured_media":24230,"template":"","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":""},"product_brand":[3668],"product_cat":[2890,2914],"product_tag":[2933,2934,2930,2935,3670],"class_list":["post-33423","product","type-product","status-publish","has-post-thumbnail","product_brand-zurich","product_cat-insurans-individu-atau-peribadi","product_cat-insurans-pembantu-rumah","product_tag-insurans-kemalangan-diri-pembantu-rumah","product_tag-insurans-liabiliti-pembantu-rumah","product_tag-insurans-pembantu-rumah","product_tag-insurans-untuk-pembantu-rumah-malaysia","product_tag-zurich-maid-insurance","entry","first","instock","sold-individually","purchasable","product-type-variable","has-default-attributes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium 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