{"id":22017,"date":"2021-06-19T10:09:00","date_gmt":"2021-06-19T02:09:00","guid":{"rendered":"https:\/\/www.redcover.com.my\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%88%bf%e5%b1%8b%e3%80%81%e6%88%bf%e5%b1%8b%e5%92%8c%e8%b4%a2%e4%ba%a7%e7%9a%84%e7%81%ab%e7%81%be%e4%bf%9d%e9%99%a9\/"},"modified":"2021-09-12T17:05:16","modified_gmt":"2021-09-12T09:05:16","slug":"%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%88%bf%e5%b1%8b%e3%80%81%e6%88%bf%e5%b1%8b%e5%92%8c%e8%b4%a2%e4%ba%a7%e7%9a%84%e7%81%ab%e7%81%be%e4%bf%9d%e9%99%a9","status":"publish","type":"page","link":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%88%bf%e5%b1%8b%e3%80%81%e6%88%bf%e5%b1%8b%e5%92%8c%e8%b4%a2%e4%ba%a7%e7%9a%84%e7%81%ab%e7%81%be%e4%bf%9d%e9%99%a9\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u623f\u5c4b\u3001\u623f\u5c4b\u548c\u8d22\u4ea7\u7684\u706b\u707e\u4fdd\u9669"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-fire-insurance-in-malaysia\">\u9a6c\u6765\u897f\u4e9a\u706b\u707e\u4fdd\u9669<\/h2>\n\n<p>\u6d88\u9632\u4fdd\u9669\u63d0\u4f9b\u7ed9\u4e1a\u4e3b\uff0c\u5bb6\u5ead\u5c45\u6c11\u548c\u4f01\u4e1a\u3002 \u9a6c\u6765\u897f\u4e9a\u8fd9\u9879\u4fdd\u9669\u8ba1\u5212\u7684\u610f\u56fe\u662f\u4fdd\u969c\u4f4f\u5b85\u548c\u5546\u4e1a\u7269\u4e1a\u514d\u53d7\u706b\u707e\u3001\u95ea\u7535\u6216\u5bb6\u5ead\u7164\u6c14\u7206\u70b8\u9020\u6210\u7684\u635f\u5931\u6216\u635f\u5bb3\u3002 <\/p>\n\n<figure class=\"wp-block-video aligncenter\"><video height=\"720\" style=\"aspect-ratio: 1280 \/ 720;\" width=\"1280\" controls=\"\" poster=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance.png\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance.mp4\"><\/video><figcaption>\u706b\u707e\u4fdd\u9669<\/figcaption><\/figure>\n\n<h2 class=\"wp-block-heading\" id=\"h-insurance-coverage-against-fire-for-houses-homes-and-properties\">\u623f\u5c4b\u3001\u623f\u5c4b\u548c\u8d22\u4ea7\u706b\u707e\u4fdd\u9669<\/h2>\n\n<h3 class=\"wp-block-heading\" id=\"h-fire-coverage-plans\">\u706b\u707e\u8986\u76d6\u8ba1\u5212<\/h3>\n\n<p>\u4e0d\u540c\u7684\u4fdd\u9669\u516c\u53f8\u6216\u4fdd\u9669\u516c\u53f8\u6709\u4e0d\u540c\u7684\u706b\u707e\u635f\u5931\u548c\u635f\u5931\u4fdd\u9669\u8ba1\u5212\u3002 \u4ed6\u4eec\u4f1a\u8be2\u95ee\u8d22\u4ea7\u4f7f\u7528\u6848\u4f8b\uff0c\u662f\u54ea\u79cd\u7c7b\u578b\u7684\u8d22\u4ea7\uff0c\u4ee5\u53ca\u60a8\u8fc7\u53bb\u5bf9\u8be5\u8d22\u4ea7\u7684\u4fdd\u9669\u8bb0\u5f55\u3002<\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia-1024x684.jpg\" alt=\"&#x9A6C;&#x6765;&#x897F;&#x4E9A;&#x623F;&#x5C4B;&#x3001;&#x623F;&#x5C4B;&#x548C;&#x8D22;&#x4EA7;&#x7684;&#x706B;&#x707E;&#x4FDD;&#x9669;\" class=\"wp-image-22003\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia-1024x684.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia-300x200.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia-768x513.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia-1536x1025.jpg 1536w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia-600x400.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia-690x461.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-for-Houses-Homes-and-Property-in-Malaysia.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u9a6c\u6765\u897f\u4e9a\u623f\u5c4b\u3001\u4f4f\u5b85\u548c\u8d22\u4ea7\u4fdd\u9669<\/figcaption><\/figure>\n\n<h3 class=\"wp-block-heading\" id=\"h-insurance-companies-for-fire-coverage\">\u4fdd\u9669\u516c\u53f8\u4e3a\u706b\u707e\u4fdd\u9669<\/h3>\n\n<p>\u6709\u51e0\u4e2a\u53ef\u9760\u7684\u4fdd\u9669\u516c\u53f8\uff08AXA\uff0c\u81ea\u7531\u4fdd\u9669\uff0cRHB\u4fdd\u9669\uff0c\u9ad8\u5bcc\u4f0a\u8d6b\u62c9\u65af\uff09\uff0c\u63d0\u4f9b\u8fd9\u4e9b\u7c7b\u578b\u7684\u4fdd\u9669\u5355\u5728\u9a6c\u6765\u897f\u4e9a\u3002 \u5b83\u4eec\u6709\u4e0d\u540c\u7684\u5f62\u5f0f\u3001\u6761\u4ef6\u3001\u5173\u7a0e\u548c\u4fdd\u8d39\u8981\u8ba1\u7b97\u3002<\/p>\n\n<p>\u8bf7 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%85%b3%e4%ba%8e%e7%ba%a2%e5%b0%81%e9%9d%a2%e7%94%9f%e6%b4%bb%e8%a7%84%e5%88%92\/\">\u54a8\u8be2\u4e13\u4e1a\u7684\u6d88\u9632\u4fdd\u9669\u4ee3\u7406\uff0c<\/a> \u5982\u9a6c\u6765\u897f\u4e9a\u7684\u7ea2\u4fdd\u4fdd\u9669\u4ee3\u7406\u4eba\uff0c\u4e3a\u60a8\u7684\u9700\u6c42\u5b9a\u5236\u5efa\u8bae\u548c\u4fdd\u9669\u516c\u53f8\u7684\u9009\u62e9\u3002<\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1622638752835\"><strong class=\"schema-faq-question\">\u706b\u707e\u4fdd\u9669\u8303\u56f4<\/strong> <p class=\"schema-faq-answer\">\u6b64\u4fdd\u9669\u8303\u56f4\u9002\u7528\u4e8e\u9a6c\u6765\u897f\u4e9a\u7684\u4f4f\u5b85\u548c\u5546\u4e1a\u7269\u4e1a\u3002 \u8be5\u4fdd\u9669\u6db5\u76d6\u79df\u91d1\u635f\u5931\u3001\u8d1f\u503a\u548c\u8d54\u507f\uff0c\u5305\u62ec\u5efa\u7b51\u7269\u3001\u7ed3\u6784\u3001\u5185\u5bb9\u3001\u673a\u68b0\u3001\u8bbe\u5907\u3001\u7528\u5177\u3001\u5bb6\u5177\u3001\u5bb6\u5c45\u7528\u54c1\u3001 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e7%9a%84%e5%ba%93%e5%ad%98%e3%80%81%e8%b4%a7%e7%89%a9%e5%92%8c%e8%82%a1%e7%a5%a8%e4%bf%9d%e9%99%a9\/\">\u5e93\u5b58\u548c\u5e93\u5b58<\/a> \u7b49\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u60a8\u7684\u8981\u6c42\u548c\u987e\u8651\uff0c\u8fd9\u4e9b\u635f\u5931\u548c\u8d54\u507f\u662f\u7531\u706b\u707e\u3001\u96f7\u7535\u6216\u5bb6\u5ead\u7164\u6c14\u7206\u70b8\u5f15\u8d77\u7684\u3002<br><br><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"400\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Coverage.jpg\" class=\"attachment-full size-full\" alt=\"Fire Insurance Coverage\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Coverage.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Coverage-300x100.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Coverage-1024x341.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Coverage-768x256.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Coverage-690x230.jpg 690w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1622638772751\"><strong class=\"schema-faq-question\">\u9a6c\u6765\u897f\u4e9a\u706b\u707e\u4fdd\u9669\u6240\u6db5\u76d6\u7684\u635f\u5bb3\u8d54\u507f<\/strong> <p class=\"schema-faq-answer\">\u672c\u4fdd\u9669\u8ba1\u5212\u6db5\u76d6\u610f\u5916\u706b\u707e\u3001\u7167\u660e\u6216\u6c14\u4f53\u7206\u70b8\u9020\u6210\u7684\u635f\u574f\u6216\u635f\u5931\u3002 \u6839\u636e\u4fdd\u9669\u516c\u53f8\u7684\u8981\u6c42\uff0c\u53ef\u4ee5\u589e\u52a0\u81ea\u7136\u707e\u5bb3\u3001\u98de\u673a\u635f\u574f\u3001\u6811\u6728\u6216\u98de\u673a\u7b49\u5760\u843d\u7269\u3001\u9a9a\u4e71\u548c\u6076\u610f\u635f\u574f\u7684\u9644\u52a0\u4fdd\u9669\u3002<br><br>\u6240\u6db5\u76d6\u7684\u635f\u5bb3\u6216\u635f\u5931\u57fa\u4e8e\u6240\u7b7e\u53d1\u4fdd\u9669\u5355\u4e2d\u6240\u8ff0\u8d22\u4ea7\u7684\u4ef7\u503c\u53ca\u5176\u5185\u5bb9\u3002 \u4e0d\u4e00\u5b9a\u57fa\u4e8e\u4fdd\u9669\u7533\u8bf7\u8868\u4e2d\u4e66\u5199\u7684\u62df\u8bae\u4ef7\u503c\u3002<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"400\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Damages-Covered-by-Fire-Insurance-in-Malaysia.jpg\" class=\"attachment-full size-full\" alt=\"Damages Covered by Fire Insurance in Malaysia\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Damages-Covered-by-Fire-Insurance-in-Malaysia.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Damages-Covered-by-Fire-Insurance-in-Malaysia-300x100.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Damages-Covered-by-Fire-Insurance-in-Malaysia-1024x341.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Damages-Covered-by-Fire-Insurance-in-Malaysia-768x256.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Damages-Covered-by-Fire-Insurance-in-Malaysia-690x230.jpg 690w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1624064266730\"><strong class=\"schema-faq-question\"><strong>\u706b\u707e\u4fdd\u9669\u4fdd\u8d39\u6210\u672c\u8ba1\u7b97\u548c\u4ef7\u683c<\/strong><\/strong> <p class=\"schema-faq-answer\">\u8fd9\u4e9b\u623f\u4ea7\u53ef\u4ee5\u6839\u636e\u5e02\u573a\u4ef7\u503c\u6216\u6062\u590d\u91d1\u989d\u8fdb\u884c\u4f30\u4ef7\u3002 \u4fdd\u8d39\u4ef7\u683c\u5c06\u5728\u6b64\u57fa\u7840\u4e0a\u8ba1\u7b97\u3002  <br><br>\u5e02\u573a\u4ef7\u503c\u57fa\u7840\u662f\u635f\u574f\u8d22\u4ea7\u7684\u6210\u672c\u51cf\u53bb\u78e8\u635f\u548c\u4efb\u4f55\u6298\u65e7\uff08\u5982\u9002\u7528\uff09\u3002  <br><br>\u6062\u590d\u57fa\u7840\u5c06\u662f\u6240\u9700\u7684\u5168\u90e8\u91d1\u989d\uff0c\u4ee5\u5f25\u8865\u635f\u574f\u7684\u8d22\u4ea7\uff0c\u5982\u679c\u4f60\u7684\u4fdd\u9669\u91d1\u989d\u662f\u8db3\u591f\u7684\u4fdd\u9669\u3002 \u4efb\u4f55\u8d39\u7528\u5dee\u5f02\u5c06\u7531\u60a8\u81ea\u638f\u8170\u5305\u652f\u4ed8\u3002<br><br>\u9a6c\u6765\u897f\u4e9a\u4e00\u822c\u4fdd\u9669\u534f\u4f1a\uff08PIAM\uff09\u6709\u4e00\u4e2a\u8ba1\u7b97\u5668\u6765 <a href=\"https:\/\/piam.org.my\/building-cost-calculator-bcc\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8ba1\u7b97\u8981\u6295\u4fdd\u7684\u8d22\u4ea7\u91d1\u989d<\/a>\u3002 \u4f46\u662f\uff0c\u6240\u6d89\u53ca\u7684\u590d\u6742\u6027\u53ef\u80fd\u9700\u8981\u7ecf\u9a8c\u4e30\u5bcc\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u6765\u6307\u5bfc\u60a8\u3002<br><br><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"600\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Premiums-Cost-Calculation-and-Prices.jpg\" class=\"attachment-full size-full\" alt=\"Fire Insurance Premiums Cost Calculation and Prices\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Premiums-Cost-Calculation-and-Prices.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Premiums-Cost-Calculation-and-Prices-300x150.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Premiums-Cost-Calculation-and-Prices-1024x512.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Premiums-Cost-Calculation-and-Prices-768x384.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Premiums-Cost-Calculation-and-Prices-800x400.jpg 800w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Fire-Insurance-Premiums-Cost-Calculation-and-Prices-690x345.jpg 690w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1622638805912\"><strong class=\"schema-faq-question\">\u706b\u707e\u4fdd\u9669\u7d22\u8d54\u6240\u9700\u7684\u6587\u4ef6  <\/strong> <p class=\"schema-faq-answer\">\u4fdd\u9669\u516c\u53f8\u5c06\u5177\u6709\u5404\u79cd\u8981\u6c42\uff0c\u5e76\u53d6\u51b3\u4e8e\u5176 SOP \u548c\u5458\u5de5\u652f\u6301\u3002 \u60a8\u7684\u6d88\u9632\u4fdd\u9669\u4ee3\u7406\u5c06\u662f\u60a8\u4e3a\u60a8\u5b8c\u6210\u8fd9\u4e9b\u5de5\u4f5c\u7684\u6700\u4f73\u6307\u5357\u3002<br>1. \u706b\u707e\u635f\u5bb3\u8d54\u507f\u7d22\u8d54\u8868\u9700\u8981\u5b8c\u5168\u586b\u5199  <br>2. \u635f\u574f\u8d22\u4ea7\u635f\u5931\u7684\u8be6\u7ec6\u6e05\u5355<br>3. \u8b66\u65b9\u62a5\u544a\uff1a<br>4. \u6d88\u9632\u961f\u62a5\u544a\uff1a<br>5. \u8d44\u4ea7\u8bb0\u5f55\u548c\u8d2d\u4e70\u6536\u636e<br>7. \u5e93\u5b58\u8bb0\u5f55\u548c\u63a5\u6536\u8bc1\u660e<br>8. \u4fdd\u9669\u7406\u8d54\u5458\u62a5\u544a<br><br><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Documents-Required-for-Fire-Insurance-Claim.jpg\" class=\"attachment-full size-full\" alt=\"Documents Required for Fire Insurance Claim\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Documents-Required-for-Fire-Insurance-Claim.jpg 1200w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Documents-Required-for-Fire-Insurance-Claim-300x200.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Documents-Required-for-Fire-Insurance-Claim-1024x683.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Documents-Required-for-Fire-Insurance-Claim-768x512.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Documents-Required-for-Fire-Insurance-Claim-600x400.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Documents-Required-for-Fire-Insurance-Claim-690x460.jpg 690w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p> <\/div> <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-contact-insurance-agent-for-best-insurance-proposals-in-malaysia\">\u8054\u7cfb\u9a6c\u6765\u897f\u4e9a\u6700\u4f73\u4fdd\u9669\u5efa\u8bae\u4fdd\u9669\u4ee3\u7406\u4eba<\/h2>\n\n<p>\u674e\u7ef4\u6069\u5728\u53cb\u90a6\u4fdd\u9669\u548cING\u4fdd\u9669\u62c5\u4efb\u4fdd\u9669\u4ee3\u7406\u4eba\u548c\u4eba\u5bff\u89c4\u5212\u5e08\uff0c\u62e5\u6709\u8d85\u8fc715\u5e74\u7684\u5de5\u4f5c\u7ecf\u9a8c\u3002 \u6770\u514b\u7518\u6709\u8d85\u8fc725\u5e74\u4e0e\u5965\u91cc\u514b\u65af\u548cRHB\u4fdd\u9669\u4f5c\u4e3a\u4e00\u822c\u548c\u5546\u4e1a\u4fdd\u9669\u4ee3\u7406\u7ba1\u7406\u3002<\/p>\n\n<p>\u8054\u7cfb<a href=\"https:\/\/www.redcover.com.my\/aia-insurance-agent-levine-lee-2\/\">\u674e\u6587<\/a>\u5229<a href=\"mailto:info@redcover.com.my\">\uff0cinfo@redcover.com.my<\/a>\u6216<a href=\"tel:+60126840948\">+6012 684 0948<\/a>\u3002 \u5979\u662f\u521d\u59cb\u5ba2\u6237\u8054\u7cfb\u7684\u7126\u70b9\u3002 Jack Gan \u6216\u5176\u4ed6 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%85%b3%e4%ba%8e%e7%ba%a2%e5%b0%81%e9%9d%a2%e7%94%9f%e6%b4%bb%e8%a7%84%e5%88%92\/\">\u7ea2\u4fdd\u4fdd\u9669\u56e2\u961f\u6210\u5458<\/a> \u5c06\u6839\u636e\u60a8\u7684\u4fdd\u9669\u8981\u6c42\u4ecb\u5165\u8054\u7cfb\u60a8\u3002<\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/Red-Cover-Business-and-General-Insurance-Agents--1024x576.jpg\" alt=\"&#x7EA2;&#x4FDD;&#x4E1A;&#x52A1;&#x548C;&#x4E00;&#x822C;&#x4FDD;&#x9669;&#x4EE3;&#x7406;&#x4EBA;\" class=\"wp-image-22567\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--1024x576.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--300x169.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--768x432.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents--690x388.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-Business-and-General-Insurance-Agents-.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u9a6c\u6765\u897f\u4e9a\u7ea2\u4fdd\u9669\u4e1a\u52a1\u548c\u4e00\u822c\u4fdd\u9669\u4ee3\u7406\u4eba<\/figcaption><\/figure>\n\n<p>\u5979\u548c\u5979\u7684\u56e2\u961f\u53ef\u4ee5\u4e0e\u60a8\u5408\u4f5c\uff0c\u521b\u5efa\u6700\u597d\u7684\u4fdd\u9669\u5efa\u8bae\u548c\u62a5\u4ef7\uff0c\u4ee5\u6ee1\u8db3\u60a8\u7684\u9700\u6c42\u548c\u9884\u7b97\u8ba1\u5212\u3002 \u56e2\u961f\u53ef\u4ee5\u4ece\u9a6c\u6765\u897f\u4e9a\u7684\u591a\u5bb6\u4fdd\u9669\u516c\u53f8\u83b7\u5f97\u60a8\u7684\u62a5\u4ef7\uff0c\u4ee5\u6ee1\u8db3\u60a8\u7684\u4e00\u822c\u5546\u4e1a\u4fdd\u9669\u9700\u6c42\u3002<\/p>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var 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Quotation<\/h3>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_4'  action='\/zh-hans\/wp-json\/wp\/v2\/pages\/22017' data-formid='4' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_4' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_4_22\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_4_22'>Instagram<\/label><div class='ginput_container'><input name='input_22' id='input_4_22' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_4_22'>\u8fd9\u4e2a\u5b57\u6bb5\u662f\u7528\u4e8e\u9a8c\u8bc1\u76ee\u7684\uff0c\u5e94\u8be5\u4fdd\u6301\u4e0d\u53d8\u3002<\/div><\/li><li id=\"field_4_20\" class=\"gfield gfield--type-html gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><a name=\"enquiry\"><\/a><\/li><li id=\"field_4_12\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield_contains_required field_sublabel_below gfield--has-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Insurance Required<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='gfield_description' id='gfield_description_4_12'>Select which items you would like to get proposals for.<\/div><div class='ginput_container ginput_container_checkbox'><ul class='gfield_checkbox' id='input_4_12'><li class='gchoice gchoice_4_12_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.1' type='checkbox'  value='SME Insurance'  id='choice_4_12_1'   aria-describedby=\"gfield_description_4_12\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_1' id='label_4_12_1' class='gform-field-label gform-field-label--type-inline'>SME Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_2'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.2' type='checkbox'  value='Keyman Insurance'  id='choice_4_12_2'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_2' id='label_4_12_2' class='gform-field-label gform-field-label--type-inline'>Keyman Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_3'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.3' type='checkbox'  value='GHS \/ GTL \/ GPA \/ Group Insurance'  id='choice_4_12_3'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_3' id='label_4_12_3' class='gform-field-label gform-field-label--type-inline'>GHS \/ GTL \/ GPA \/ Group Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_4'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.4' type='checkbox'  value='Employee Insurance Benefits \/ Medical Plans'  id='choice_4_12_4'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_4' id='label_4_12_4' class='gform-field-label gform-field-label--type-inline'>Employee Insurance Benefits \/ Medical Plans<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_5'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.5' type='checkbox'  value='Workers Compensation Insurance'  id='choice_4_12_5'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_5' id='label_4_12_5' class='gform-field-label gform-field-label--type-inline'>Workers Compensation Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_6'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.6' type='checkbox'  value='Public Liability Insurance'  id='choice_4_12_6'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_6' id='label_4_12_6' class='gform-field-label gform-field-label--type-inline'>Public Liability Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_7'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.7' type='checkbox'  value='Product Liability Insurance'  id='choice_4_12_7'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_7' id='label_4_12_7' class='gform-field-label gform-field-label--type-inline'>Product Liability Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_8'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.8' type='checkbox'  value='Professional Indemnity Insurance'  id='choice_4_12_8'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_8' id='label_4_12_8' class='gform-field-label gform-field-label--type-inline'>Professional Indemnity Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_9'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.9' type='checkbox'  value='Restaurant, Food and Drink Poisoning Insurance'  id='choice_4_12_9'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_9' id='label_4_12_9' class='gform-field-label gform-field-label--type-inline'>Restaurant, Food and Drink Poisoning Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_11'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.11' type='checkbox'  value='Project, Contractors All Risks, Erection All Risks Insurance'  id='choice_4_12_11'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_11' id='label_4_12_11' class='gform-field-label gform-field-label--type-inline'>Project, Contractors All Risks, Erection All Risks Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_12'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.12' type='checkbox'  value='All Risks Insurance'  id='choice_4_12_12'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_12' id='label_4_12_12' class='gform-field-label gform-field-label--type-inline'>All Risks Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_13'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.13' type='checkbox'  value='Machinery and Equipment (M&amp;E) Insurance'  id='choice_4_12_13'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_13' id='label_4_12_13' class='gform-field-label gform-field-label--type-inline'>Machinery and Equipment (M&#038;E) Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_14'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.14' type='checkbox'  value='Company Car \/ Commercial Motor Vehicle Insurance'  id='choice_4_12_14'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_14' id='label_4_12_14' class='gform-field-label gform-field-label--type-inline'>Company Car \/ Commercial Motor Vehicle Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_15'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.15' type='checkbox'  value='Fidelity Guarantee \/ Employee Dishonesty Insurance'  id='choice_4_12_15'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_15' id='label_4_12_15' class='gform-field-label gform-field-label--type-inline'>Fidelity Guarantee \/ Employee Dishonesty Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_16'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.16' type='checkbox'  value='Burglary insurance'  id='choice_4_12_16'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_16' id='label_4_12_16' class='gform-field-label gform-field-label--type-inline'>Burglary insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_17'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.17' type='checkbox'  value='Fire Insurance'  id='choice_4_12_17'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_17' id='label_4_12_17' class='gform-field-label gform-field-label--type-inline'>Fire Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_18'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.18' type='checkbox'  value='Inventory, Goods and Stocks Insurance'  id='choice_4_12_18'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_18' id='label_4_12_18' class='gform-field-label gform-field-label--type-inline'>Inventory, Goods and Stocks Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_19'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.19' type='checkbox'  value='Goods In Transit Insurance'  id='choice_4_12_19'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_19' id='label_4_12_19' class='gform-field-label gform-field-label--type-inline'>Goods In Transit Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_21'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.21' type='checkbox'  value='Marine Cargo Insurance'  id='choice_4_12_21'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_21' id='label_4_12_21' class='gform-field-label gform-field-label--type-inline'>Marine Cargo Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_22'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.22' type='checkbox'  value='Marine Hull and Machinery Insurance'  id='choice_4_12_22'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_22' id='label_4_12_22' class='gform-field-label gform-field-label--type-inline'>Marine Hull and Machinery Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_23'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.23' type='checkbox'  value='Marine Liability Insurance'  id='choice_4_12_23'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_23' id='label_4_12_23' class='gform-field-label gform-field-label--type-inline'>Marine Liability Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><li class='gchoice gchoice_4_12_24'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_12.24' type='checkbox'  value='Yacht, Boat And Pleasure Craft Insurance'  id='choice_4_12_24'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_4_12_24' id='label_4_12_24' class='gform-field-label gform-field-label--type-inline'>Yacht, Boat And Pleasure Craft Insurance<\/label>\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_4_19\" class=\"gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_4_19'>Company Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_19' id='input_4_19' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_4_18\" class=\"gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_4_18'>City\/Town<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_18' id='input_4_18' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_4_1\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_hidden_label gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span 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This insurance covers rental loss, liabilities and indemnities from, building, structure, contents, machinery, equipment, utensils, furniture, household goods, <a href=\"https:\/\/www.redcover.com.my\/inventory-goods-and-stocks-insurance-in-malaysia\/\">inventory and stocks<\/a> and many more, depending on your requirements and concerns, that are caused by fire, lightning or domestic gas explosions.<br \/><br \/>","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%88%bf%e5%b1%8b%e3%80%81%e6%88%bf%e5%b1%8b%e5%92%8c%e8%b4%a2%e4%ba%a7%e7%9a%84%e7%81%ab%e7%81%be%e4%bf%9d%e9%99%a9\/#faq-question-1622638772751","position":2,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%88%bf%e5%b1%8b%e3%80%81%e6%88%bf%e5%b1%8b%e5%92%8c%e8%b4%a2%e4%ba%a7%e7%9a%84%e7%81%ab%e7%81%be%e4%bf%9d%e9%99%a9\/#faq-question-1622638772751","name":"Damages Covered by Fire Insurance in Malaysia","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"This insurance plan covers damage or loss caused by accidental fire, lighting or gas explosion.    Additional coverage for natural disasters, aircraft damage, falling objects like trees or aircraft, riots and malicious damage can be added on request, depending on the insurance company.<br \/><br \/>The damage or loss covered is based on the value of the property and its contents as stated in the insurance policy issued.  And not necessarily based on the proposed value as written in the insurance application forms.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%88%bf%e5%b1%8b%e3%80%81%e6%88%bf%e5%b1%8b%e5%92%8c%e8%b4%a2%e4%ba%a7%e7%9a%84%e7%81%ab%e7%81%be%e4%bf%9d%e9%99%a9\/#faq-question-1624064266730","position":3,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%88%bf%e5%b1%8b%e3%80%81%e6%88%bf%e5%b1%8b%e5%92%8c%e8%b4%a2%e4%ba%a7%e7%9a%84%e7%81%ab%e7%81%be%e4%bf%9d%e9%99%a9\/#faq-question-1624064266730","name":"Fire Insurance Premiums Cost Calculation and Prices","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The properties can be valued on the basis of market value or reinstatement amount.  The premiums prices will be calculated on these basis.  <br \/><br \/>Market value basis is the cost of the damaged property less the wear and tear and any depreciation if applicable.  <br \/><br \/>Reinstatement basis will be the  full amount required to make good the damaged property , if your insured amount is sufficient cover.   Any differences in costs will be paid out of pocket by you.<br \/><br \/>General Insurance Association of Malaysia (PIAM) has a calculator to <a href=\"https:\/\/piam.org.my\/building-cost-calculator-bcc\/\" target=\"_blank\" rel=\"noreferrer noopener\">calculate the property amount to be insured<\/a>.  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A fire damages claim form needs to be filled up completely  <br \/>2.  Detailed listing of damages of the the property damaged<br \/>3. The Police Report;<br \/>4. The Fire Brigade Report;<br \/>5.  Asset records and purchase receipts<br \/>7.  Inventory records and proof of receiving<br \/>8. 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