{"id":20224,"date":"2020-11-23T13:37:23","date_gmt":"2020-11-23T05:37:23","guid":{"rendered":"https:\/\/www.redcover.com.my\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/"},"modified":"2022-07-05T15:26:25","modified_gmt":"2022-07-05T07:26:25","slug":"%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b","status":"publish","type":"post","link":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/","title":{"rendered":"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-medical-insurance-card-in-malaysia\">\u9a6c\u6765\u897f\u4e9a\u7684\u533b\u7597\u4fdd\u9669\u5361<\/h2>\n\n<p>\u9a6c\u6765\u897f\u4e9a\u7684\u4e2a\u4eba\u533b\u7597\u5361\u6709\u4e24\u79cd\u7c7b\u578b\u3002 \u4e00\u822c\u4fdd\u9669\u516c\u53f8\uff08\u5982RHB\u4fdd\u9669\uff09\u9881\u53d1\u7684\u5e74\u5ea6\u533b\u7597\u4fdd\u9669\u5361\u3002 \u6216\u7531\u53cb\u90a6\u4fdd\u9669\u7b49\u5bff\u9669\u516c\u53f8\u53d1\u884c\u7684\u7ec8\u8eab <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%ae%89%e9%82%a6%e4%bf%9d%e9%99%a9\/\">\u533b\u7597\u4fdd\u9669\u5361<\/a>\u3002<\/p>\n\n<figure class=\"wp-block-embed is-type-video is-provider-videopress wp-block-embed-videopress wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"VideoPress Video Player\" aria-label='VideoPress Video Player' width='500' height='281' src='https:\/\/videopress.com\/embed\/ix7vYT72?hd=0&amp;cover=1' frameborder='0' allowfullscreen allow='clipboard-write'><\/iframe><script src='https:\/\/v0.wordpress.com\/js\/next\/videopress-iframe.js?m=1674852142'><\/script>\n<\/div><\/figure>\n\n<p>\u8fd9\u4e9b\u533b\u7597\u5361\u652f\u4ed8\u60a8\u7684\u533b\u9662\u548c\u624b\u672f\u6cbb\u7597\u8d39\u7528\u5728\u9a6c\u6765\u897f\u4e9a\u7684\u533b\u9662\u3002 \u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u8fd9\u4e9b\u533b\u7597\u5361\u662f\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002<\/p>\n<div data-block-name=\"woocommerce\/handpicked-products\" data-edit-mode=\"false\" data-products=\"[19699,20038,15246]\" class=\"wc-block-grid wp-block-handpicked-products wp-block-woocommerce-handpicked-products wc-block-handpicked-products has-3-columns has-multiple-rows alignwide\"><ul class=\"wc-block-grid__products\"><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/rhb-%e5%8c%bb%e7%96%97-%e6%9c%80%e9%ab%98-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-500x500.jpg\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"\u7ea2\u76d6\u7684 RHB \u533b\u7597\u4fdd\u9669\u5361\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-500x500.jpg 500w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-300x300.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-150x150.jpg 150w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-768x768.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-600x600.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-690x690.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix-180x180.jpg 180w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/RHB-Medical-Insurance-Card-Red-Cover-Product-Pix.jpg 945w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">RHB\u533b\u7597\u6700\u9ad8\u533b\u7597\u4fdd\u9669<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"wp-block-button wc-block-grid__product-add-to-cart\"><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/rhb-%e5%8c%bb%e7%96%97-%e6%9c%80%e9%ab%98-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9\/\" aria-label=\"\u52a0\u5165\u8d2d\u7269\u8f66\uff1a\u201cRHB\u533b\u7597\u6700\u9ad8\u533b\u7597\u4fdd\u9669\u201d\" data-quantity=\"1\" data-product_id=\"20038\" data-product_sku=\"RMC-1\" data-price=\"0\" rel=\"nofollow\" class=\"wp-block-button__link  add_to_cart_button\">\u9009\u62e9\u9009\u9879<\/a><\/div>\n\t\t\t<\/li><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-500x500.jpg\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"\u53cb\u90a6\u533b\u7597\u4fdd\u9669\u5361 \u9a6c\u6765\u897f\u4e9a\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-500x500.jpg 500w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-300x300.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-150x150.jpg 150w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-768x768.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-600x600.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-690x690.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3-180x180.jpg 180w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3.jpg 945w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">\u53cb\u90a6\u533b\u7597\u4fdd\u9669\u5361 \u9a6c\u6765\u897f\u4e9a<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"wp-block-button wc-block-grid__product-add-to-cart\"><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\" aria-label=\"\u52a0\u5165\u8d2d\u7269\u8f66\uff1a\u201c\u53cb\u90a6\u533b\u7597\u4fdd\u9669\u5361 \u9a6c\u6765\u897f\u4e9a\u201d\" data-quantity=\"1\" data-product_id=\"19699\" data-product_sku=\"BMB-1\" data-price=\"0\" rel=\"nofollow\" class=\"wp-block-button__link  add_to_cart_button\">\u9009\u62e9\u9009\u9879<\/a><\/div>\n\t\t\t<\/li><li class=\"wc-block-grid__product\">\n\t\t\t\t<a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e7%bb%84-%e4%bd%8f%e9%99%a2-%e6%89%8b%e6%9c%af-%e4%bf%9d%e9%99%a9-%e5%8c%85\/\" class=\"wc-block-grid__product-link\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"wc-block-grid__product-image\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Employee-Benefits-Insurance-600x600-Red-Cover-500x500.jpg\" class=\"attachment-woocommerce_thumbnail size-woocommerce_thumbnail\" alt=\"AIA \u5458\u5de5\u798f\u5229\u4fdd\u9669\u7ea2\u8272\u4fdd\u9669\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Employee-Benefits-Insurance-600x600-Red-Cover-500x500.jpg 500w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Employee-Benefits-Insurance-600x600-Red-Cover-150x150.jpg 150w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Employee-Benefits-Insurance-600x600-Red-Cover-300x300.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Employee-Benefits-Insurance-600x600-Red-Cover-180x180.jpg 180w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Employee-Benefits-Insurance-600x600-Red-Cover.jpg 600w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/div>\n\t\t\t\t\t<div class=\"wc-block-grid__product-title\">AIA \u96c6\u56e2\u4f4f\u9662\u548c\u5916\u79d1 \uff08GHS\uff09 \u4fdd\u9669\u5957\u9910<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<div class=\"wc-block-grid__product-price price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"wp-block-button wc-block-grid__product-add-to-cart\"><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e7%bb%84-%e4%bd%8f%e9%99%a2-%e6%89%8b%e6%9c%af-%e4%bf%9d%e9%99%a9-%e5%8c%85\/\" aria-label=\"\u52a0\u5165\u8d2d\u7269\u8f66\uff1a\u201cAIA \u96c6\u56e2\u4f4f\u9662\u548c\u5916\u79d1 \uff08GHS\uff09 \u4fdd\u9669\u5957\u9910\u201d\" data-quantity=\"1\" data-product_id=\"15246\" data-product_sku=\"GHS-1\" data-price=\"0\" rel=\"nofollow\" class=\"wp-block-button__link  add_to_cart_button\">\u9009\u62e9\u9009\u9879<\/a><\/div>\n\t\t\t<\/li><\/ul><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-medical-insurance-in-malaysia\">\u9a6c\u6765\u897f\u4e9a\u7684\u533b\u7597\u4fdd\u9669<\/h2>\n\n<p>\u9a6c\u6765\u897f\u4e9a\u7684\u533b\u7597\u4fdd\u9669\u51fa\u552e\u7ed9\u4e2a\u4eba\u6216\u56e2\u4f53\u3002  <\/p>\n\n<p><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e7%bb%84-%e4%bd%8f%e9%99%a2-%e6%89%8b%e6%9c%af-%e4%bf%9d%e9%99%a9-%e5%8c%85\/\">\u9a6c\u6765\u897f\u4e9a\u7684\u96c6\u56e2\u533b\u7597\u4fdd\u9669<\/a> \u51fa\u552e\u7ed9\u516c\u53f8\u548c\u793e\u4f1a\u7684\u5458\u5de5\u6216\u4f1a\u5458\u3002 \u8fd9\u4e9b\u56e2\u4f53\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u63d0\u4f9b\u95e8\u8bca\u8bbf\u95ee\uff08\u4e0e\u5c0f\u7ec4\u8bca\u6240\u5217\u51fa\uff09\u4fdd\u9669\uff0c\u4ee5\u53ca\u533b\u9662\u548c\u624b\u672f\u4fdd\u9669 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e7%bb%84-%e4%bd%8f%e9%99%a2-%e6%89%8b%e6%9c%af-%e4%bf%9d%e9%99%a9-%e5%8c%85\/\">\uff08GHS\u4fdd\u9669<\/a>\uff09\u3002<\/p>\n\n<p><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%8f%8b%e9%82%a6%e5%8c%bb%e7%96%97%e5%8d%a1%e4%bf%9d%e9%99%a9%e5%8d%95\/\">\u9a6c\u6765\u897f\u4e9a\u7684\u4e2a\u4eba<\/a> \u533b\u7597\u4fdd\u9669\u51fa\u552e\u7ed9\u4e2a\u4eba\u3002 \u8fd9\u4e5f\u9002\u7528\u4e8e\u5bb6\u5ead\u6210\u5458\u3002 \u8fd9\u4e9b\u4e2a\u4eba\u533b\u7597\u4fdd\u9669\u4e0d\u5305\u62ec\u95e8\u8bca\u68c0\u67e5\uff0c\u4e5f\u6ca1\u6709\u5217\u51fa\u5c0f\u7ec4\u8bca\u6240\u3002 \u9664\u4e0e\u4f4f\u9662\u6709\u5173\u7684\u5c31\u8bca\u5916\u3002 \u8bf7\u8054\u7cfb <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86kl-%e6%9d%8e%e8%8e%b1%e6%96%87\/\">\u9a6c\u6765\u897f\u4e9a\u7684\u533b\u7597\u4fdd\u9669\u4ee3\u7406\u4eba<\/a> \uff0c\u4ee5\u8bf4\u660e\u60a8\u7684\u5177\u4f53\u533b\u7597\u4fdd\u9669\u8303\u56f4\u8981\u6c42\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-medical-card-coverage-in-malaysia\">\u9a6c\u6765\u897f\u4e9a\u7684\u533b\u7597\u5361\u8986\u76d6<\/h2>\n\n<p>\u533b\u7597\u5361\u7528\u4e8e <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%85%a5%e9%99%a2\/\">\u9a6c\u6765\u897f\u4e9a\u79c1\u7acb\u533b\u9662\u7684<\/a> \u65e0\u73b0\u91d1\u5165\u9662\u3002 \u53ea\u6709\u5f53\u79c1\u7acb\u533b\u9662\u662f\u4fdd\u9669\u516c\u53f8\u7684\u9762\u677f\u533b\u9662\u65f6\uff0c\u8fd9\u624d\u6709\u6548\u3002  <\/p>\n\n<p>\u4e00\u4e9b\u5c0f\u7ec4\u533b\u9662\u4f1a\u8981\u6c42\u73b0\u91d1\u62bc\u91d1\u7684\u5165\u9662\uff0c\u5373\u4f7f\u4ed6\u4eec\u4ece\u4fdd\u9669\u516c\u53f8\u5f97\u5230\u4fdd\u8bc1\u4e66\u3002  <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia-%e9%9d%a2%e6%9d%bf%e5%8c%bb%e9%99%a2%e5%8f%8a%e5%a6%82%e4%bd%95%e5%85%a5%e9%99%a2\/\">\u53cb\u90a6\u4fdd\u9669\u7684\u767d\u91d1\u9762\u677f<\/a>\u533b\u9662\uff0c\u4e0d\u9700\u8981\u73b0\u91d1\u5b58\u6b3e\u3002  <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e4%bf%9d%e9%99%a9%e4%bf%9d%e8%af%81%e4%b9%a6\/\">\u53cb\u90a6\u7684\u62c5\u4fdd\u4e66\uff08LOG\uff09<\/a> \u548c  <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">AIA \u533b\u7597\u5361\uff08\u5e94\u7528\u53ef\u7528\uff09<\/a> \u662f\u8fd9\u4e9b\u767d\u91d1\u533b\u9662\u7684\u53ef\u4fe1\u6587\u6863\u3002<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-why-get-medical-insurance-in-malaysia\">\u4e3a\u4ec0\u4e48\u8981\u5728\u9a6c\u6765\u897f\u4e9a\u83b7\u5f97\u533b\u7597\u4fdd\u9669\uff1f<\/h2>\n\n<p id=\"h-medical-insurance-is-a-lifeline-for-many-people-although-malaysia-is-a-blessed-country-with-government-hospitals-and-clinics-with-very-low-cost-of-treatment-there-is-the-long-wait-times-for-consultation-treatment-and-surgery\">\u533b\u7597\u4fdd\u9669\u662f\u8bb8\u591a\u4eba\u7684\u751f\u547d\u7ebf\u3002 \u867d\u7136\u9a6c\u6765\u897f\u4e9a\u662f\u4e00\u4e2a\u795d\u798f <a href=\"https:\/\/www.moh.gov.my\/index.php\/database_stores\/store_view\/3\" target=\"_blank\" rel=\"noreferrer noopener\">\u7684\u56fd\u5bb6\uff0c<\/a> \u6709\u653f\u5e9c\u533b\u9662\u548c\u8bca\u6240\uff0c\u4f46\u7b49\u5f85\u65f6\u95f4\u548c\u53ef\u7528\u6027\u5f88\u957f\uff1a<\/p>\n\n<ul class=\"wp-block-list\"><li>\u533b\u751f\u548c\u4e13\u79d1\u54a8\u8be2\u9884\u7ea6<\/li><li>\u75c5\u5e8a<\/li><li>ICU \u548c Ccu \u5e8a<\/li><li>\u6cbb\u7597\u65b9\u6848<\/li><li>\u624b\u672f\u65f6\u95f4\u8868<\/li><\/ul>\n\n<p>\u533b\u7597\u5361\u8ba9\u60a8\u4ee5\u6700\u5feb\u7684\u901f\u5ea6\u83b7\u5f97\u66f4\u5e7f\u6cdb\u7684\u6cbb\u7597\u548c\u7ecf\u9a8c\u4e30\u5bcc\u7684\u533b\u751f\u3002 \u6240\u6709\u79bb\u4f60\u6700\u8fd1\uff0c\u4f60\u53ef\u4ee5\u5728\u533b\u7597\u5361\u5e94\u7528\u7a0b\u5e8f\u627e\u5230\u3002 \u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u5b89\u5fc3\u533b\u7597\u8d26\u5355\u7684\u652f\u4ed8\u548c\u8d39\u7528\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions-on-malaysian-medical-insurance-cards\">\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u4fdd\u9669\u5361\u7684\u5e38\u89c1\u95ee\u9898<\/h2>\n\n<p>\u5728\u9a6c\u6765\u897f\u4e9a\uff0c\u5173\u4e8e\u533b\u7597\u4fdd\u9669\u5361\u548c\u8ba1\u5212\u6709\u5f88\u591a\u95ee\u9898\u3002 \u5927\u591a\u6570\u95ee\u9898\u90fd\u7279\u5b9a\u4e8e\u4fdd\u9669\u8ba1\u5212\u3001\u4fdd\u9669\u516c\u53f8\u7c7b\u578b\u548c\u627f\u4fdd\u4eba\u5bf9\u7533\u8bf7\u548c\u5065\u5eb7\u7533\u62a5\u8868\u7684\u5ba1\u67e5\u3002  <\/p>\n\n<p>\u8bf7\u8bb0\u4f4f\uff0c\u60a8\u7684\u5bb6\u8c31\u3001\u75c5\u53f2\u8bb0\u5f55\u6216\u533b\u751f\u62a5\u544a\uff0c\u4f1a\u5bf9\u60a8\u83b7\u5f97\u533b\u7597\u4fdd\u9669\u7684\u6279\u51c6\u4ea7\u751f\u5f3a\u70c8\u7684\u5f71\u54cd\u3002 \u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u5728\u4eba\u751f\u65e9\u671f\u62e5\u6709\u4e2a\u4eba\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002<\/p>\n\n<p>\u6709\u5173\u533b\u7597\u4fdd\u9669\u7684\u66f4\u591a\u5e38\u89c1\u95ee\u9898\uff0c\u8bf7\u70b9\u51fb\u6b64\u5904\uff1a <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%8f%8b%e9%82%a6%e4%bf%9d%e9%99%a9\/\">\u53cb\u90a6\u4fdd\u9669<\/a><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-list-of-usual-medical-insurance-exclusions-and-questions\">\u901a\u5e38\u7684\u533b\u7597\u4fdd\u9669\u6392\u9664\u548c\u95ee\u9898\u5217\u8868<\/h3>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1601080174216\"><strong class=\"schema-faq-question\">\u9884\u5148\u5b58\u5728\u7684\u6216\u6307\u5b9a\u7684\u75be\u75c5\u6216\u6f5c\u5728\u7684\u5065\u5eb7\u72b6\u51b5<\/strong> <p class=\"schema-faq-answer\">\u5982\u679c\u60a8\u5df2\u7ecf\u751f\u75c5\uff0c\u6216\u6709\u9884\u5148\u5b58\u5728\u7684\u75be\u75c5\u72b6\u51b5\uff0c\u901a\u5e38\u6ca1\u6709\u4fdd\u9669\u516c\u53f8\u6216\u8ba1\u5212\u5c06\u5e26\u4f60\u3002 \u5bf9\u4e8e\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u8fd9\u8fd8\u5305\u62ec\u6ce8\u518c\u4fdd\u9669\u8ba1\u5212\u768430\u5230120\u5929\uff08\u7b49\u5f85\u671f\uff09\uff0c\u5982\u679c\u4f60\u88ab\u8bca\u65ad\u51fa\u60a3\u6709\u8fd9\u6837\u7684\u5065\u5eb7\u72b6\u51b5\uff0c <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e4%bc%99%e8%ae%a1%e4%bb%ac%ef%bc%8c%e4%bd%a0%e7%9a%84%e6%9c%9f%e9%97%b4%e8%a2%ab%e8%a6%86%e7%9b%96%e4%ba%86%e5%90%97%ef%bc%9f-%e6%88%91%e7%9a%84%e6%84%8f%e6%80%9d%e6%98%af%e7%ad%89%e5%be%85%e6%9c%9f\/\">\u6b64\u7b49\u5f85<\/a>\u671f\u53d6\u51b3\u4e8e\u60a8\u6ce8\u518c\u4fdd\u9669\u8ba1\u5212\u548c\u4fdd\u9669\u516c\u53f8\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1601080457970\"><strong class=\"schema-faq-question\">\u4ec0\u4e48\u662f\u9884\u5148\u5b58\u5728\u7684\u6216\u6307\u5b9a\u7684\u75be\u75c5\u6216\u5065\u5eb7\u72b6\u51b5\uff1f<\/strong> <p class=\"schema-faq-answer\">a. \u9ad8\u8840\u538b\u3001\u7cd6\u5c3f\u75c5\u548c\u5fc3\u8840\u7ba1\u75be\u75c5\u3002<br>B\u3002 \u8eab\u4f53\u4efb\u4f55\u90e8\u4f4d\u7684\u6240\u6709\u80bf\u7624\u3001\u56ca\u80bf\u3001\u7ed3\u8282\u548c\u606f\u8089\u3002<br>C\u3002 \u6ccc\u5c3f\u7cfb\u7edf\u548c\u80c6\u9053\u7cfb\u7edf\u7684\u7ed3\u77f3\u3002<br>D\u3002 \u8033\u6735\u3001\u9f3b\u5b50\uff08\u5305\u62ec\u9f3b\u7aa6\uff09\u6216\u5589\u5499\u75be\u75c5<br>e. \u8d6b\u5c3c\u4e9a\u65af\uff0c \u51fa\u8840\uff0c \u8180\u5b50\uff0c \u6c34\u585e\uff0c \u53d8\u79cd\u3002<br>F\u3002 \u5305\u62ec\u5b50\u5bab\u5185\u819c\u5f02\u4f4d\u75c7\u5728\u5185\u7684\u751f\u6b96\u7cfb\u7edf\u75be\u75c5<br>G\u3002 \u810a\u67f1\u75be\u75c5\uff08\u5305\u62ec\u6ed1\u76d8\uff09\u6216\u4efb\u4f55\u819d\u76d6\u72b6\u51b5<br>H\u3002 17\u5c81\u5185\u51fa\u73b0\u6216\u8bca\u65ad\u7684\u5148\u5929\u6027\u5148\u5929\u7f3a\u9677\u3002 \u5305\u62ec\u766b\u75eb\u3002<br><br>\u60a8\u53ef\u4ee5\u5728\u6b64\u533b\u7597\u4fdd\u9669\u8986\u76d6 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%8f%8b%e9%82%a6%e5%8c%bb%e7%96%97%e5%8d%a1%e4%bf%9d%e9%99%a9%e5%8d%95\/\">\u9875\u9762\u9605\u8bfb\u66f4\u591a\u5185\u5bb9<\/a> \u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606104021694\"><strong class=\"schema-faq-question\">\u4eba\u5bff\u4fdd\u9669\u662f\u5426\u5305\u62ec\u533b\u7597\u8d39\u7528\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e0d\u3002 \u4eba\u5bff\u4fdd\u9669\u8ba1\u5212\u7684\u8d54\u4ed8\uff0c\u6839\u636e\u60a8\u7684\u4fdd\u9669\u548c\u533b\u751f\u7684\u533b\u7597\u62a5\u544a\u652f\u4ed8\u3002 \u6ca1\u6709\u533b\u9662\u4fdd\u8bc1\u4e66\u7684\u7b7e\u53d1\uff0c\u4e5f\u4e0d\u9700\u8981\u533b\u7597\u8d26\u5355\u3002 \u4eba\u5bff\u4fdd\u9669\u8ba1\u5212\u4ec5\u5728\u6b7b\u4ea1\u6216\u5b8c\u5168\u6c38\u4e45\u6027\u6b8b\u75be\uff08\u6216\u4fdd\u5355\u5230\u671f\u65f6\uff09\u652f\u4ed8\u3002 \u5982\u679c\u4f60\u8fd8\u6d3b\u7740\uff0c\u6216\u80fd\u591f\u56de\u53bb\u5de5\u4f5c\uff0c\u4e0d\u4f1a\u652f\u4ed8\u3002 \u4eba\u5bff\u4fdd\u9669\u901a\u5e38\u662f\u4e3a\u4f60\u6240\u7231\u7684\u4eba\u63d0\u4f9b\u7ecf\u6d4e\u9700\u8981\uff0c\u6216\u5728\u652f\u4ed8\u533b\u7597\u3001\u4e27\u846c\u6216\u4efb\u4f55\u5176\u4ed6\u8d39\u7528\u540e\u652f\u4ed8\u3002 \u4ec5\u4e00\u6b21\u4ed8\u6b3e\u3002 \u7136\u540e\u5173\u95ed\u7b56\u7565\u3002 \u4e0e\u533b\u7597\u4fdd\u9669\u4e0d\u540c\uff0c\u533b\u7597\u4fdd\u9669\u6bcf\u5e74\u5c06\u8d54\u4ed8\u91cd\u65b0\u8bbe\u5b9a\u4e3a\u539f\u6765\u7684\u4fdd\u9669\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606104322966\"><strong class=\"schema-faq-question\">\u5371\u91cd\u75be\u75c5\u4fdd\u9669\u662f\u5426\u6db5\u76d6\u533b\u7597\u8d39\u7528\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e0d\u3002 \u91cd\u5927\u75be\u75c5\u4fdd\u9669\u57fa\u4e8e\u60a8\u7684\u4fdd\u9669\u548c\u533b\u751f\u7684\u533b\u7597\u62a5\u544a\u3002 \u5f53\u88ab\u4fdd\u9669\u4eba\u88ab\u8bca\u65ad\u51fa\u60a3\u6709\u5371\u91cd\u75be\u75c5\u65f6\uff0c\u91cd\u5927\u75be\u75c5\u4fdd\u9669\u8ba1\u5212\u652f\u4ed8\u3002 \u7136\u540e\uff0c\u91cd\u5927\u75be\u75c5\u8ba1\u5212\u5c06\u652f\u4ed8\u7ed9\u6307\u5b9a\u53d7\u76ca\u4eba\u3002 \u7528\u4e8e\u751f\u6d3b\u8d39\u7528\u548c\u5176\u4ed6\u8d26\u5355\u6216\u6dfb\u52a0\u5230\u50a8\u84c4\u4e2d\u3002 \u901a\u5e38\u53ea\u652f\u4ed8\u4e00\u6b21\uff08\u67d0\u4e9b\u4fdd\u8d39\u8ba1\u5212\u5141\u8bb8\u6700\u591a\u652f\u4ed8\u4e09\u6b21\uff09\uff0c\u7136\u540e\u4fdd\u5355\u5173\u95ed\u3002 \u4e0e\u533b\u7597\u4fdd\u9669\u4e0d\u540c\uff0c\u533b\u7597\u4fdd\u9669\u6bcf\u5e74\u5c06\u8d54\u4ed8\u91cd\u65b0\u8bbe\u5b9a\u4e3a\u539f\u6765\u7684\u4fdd\u9669\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606105253618\"><strong class=\"schema-faq-question\">\u4eba\u8eab\u610f\u5916\u4fdd\u9669\u662f\u5426\u5305\u62ec\u533b\u7597\u8d39\u7528\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e0d\u3002 \u5b83\u53ea\u5305\u62ec\u610f\u5916\u6b7b\u4ea1\u6216\u610f\u5916\u4e8b\u6545\u9020\u6210\u7684\u8eab\u4f53\u90e8\u4f4d\u4e22\u5931\u3002 \u6700\u9ad8 PA \u4fdd\u8d39\u53ef\u80fd\u4ec5\u6db5\u76d6\uff08\u53d6\u51b3\u4e8e\u8ba1\u5212\uff09\u56e0\u4e8b\u6545\u800c\u4ea7\u751f\u7684\u533b\u7597\u8d39\u7528\u3002 \u75be\u75c5\u4e0d\u5305\u62ec\u5728\u5185\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1601081600949\"><strong class=\"schema-faq-question\">\u9a6c\u6765\u897f\u4e9a\u662f\u5426\u4eab\u53d7\u751f\u80b2\u3001\u751f\u80b2\u6216\u5206\u5a29\u4fdd\u9669\uff1f<\/strong> <p class=\"schema-faq-answer\">\u4e0d\u3002 \u8fd9\u662f\u60a8\u505a\u51fa\u7684\u9009\u62e9\u3002 \u5206\u5a29\u662f\u8fd9\u4e2a\u8fc7\u7a0b\u7684\u81ea\u7136\u7ed3\u679c\u3002 \u56e0\u6b64\uff0c\u8ba1\u5212\u81ea\u5df1\u7684\u73b0\u91d1\u8282\u7701\u5a74\u513f\u5206\u5a29\u6210\u672c\u3002 \u5e76\u9605\u8bfb\u4fdd\u9669\u5355\u7684\u7ec6\u5370\u5982\u4f55\u7d22\u8d54\uff0c \u5982\u679c\u5b83\u8bf4\u8fd9\u662f\u8986\u76d6\u7684\u3002 \u8bf7\u4ee3\u7406\u5411\u60a8\u5c55\u793a\u5b98\u65b9\u653f\u7b56\u4ee5\u663e\u793a\u6b64\u3002 \u7136\u800c\uff0c\u6839\u636e\u6240\u9009\u7684\u533b\u7597\u6216\u751f\u80b2\u4fdd\u9669\u8303\u56f4\uff0c\u53ef\u4ee5\u6db5\u76d6 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia-%e5%ad%95%e6%9c%9f%e4%bf%9d%e9%99%a9%e4%bf%9d%e9%99%a9%e8%ae%a1%e5%88%92-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u5206\u5a29\u548c\u598a\u5a20\u5e76\u53d1\u75c7<\/a> \u3002 \u6216\u8005\uff0c\u60a8\u4e5f\u53ef\u4ee5\u67e5\u770b <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-a-life-lady360-%e4%bf%9d%e9%99%a9%e8%ae%a1%e5%88%92\/\">\u53cb\u90a6\u4fdd\u9669 A-Life Lady360<\/a> \u8ba1\u5212\u7684\u5206\u5a29\u73b0\u91d1\u5956\u52b1\uff0c\u4e86\u89e3\u5982\u4f55\u83b7\u5f97\u53cb\u90a6\u4fdd\u9669\u73b0\u91d1\u5956\u52b1\u8986\u76d6\u7684\u5206\u5a29\u8d39\u7528\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1601081744238\"><strong class=\"schema-faq-question\">\u598a\u5a20\u5e76\u53d1\u75c7\u662f\u5426\u7531\u533b\u7597\u4fdd\u9669\u627f\u4fdd\uff1f<\/strong> <p class=\"schema-faq-answer\">\u8fd9\u53d6\u51b3\u4e8e\u6240\u63d0\u4f9b\u7684\u4fdd\u9669\u8ba1\u5212\u3002 \u598a\u5a20\u5e76\u53d1\u75c7\u7531\u533b\u7597\u4fdd\u9669\u548c\u5b55 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia-a-life-%e5%a5%b3%e5%a3%ab360-%e5%a5%b3%e5%a3%ab%e4%bf%9d%e9%99%a9%e8%ae%a1%e5%88%92\/\">\u4ea7\u4fdd\u9669\u8ba1\u5212\u627f\u4fdd<\/a>\u3002 \u6839\u636e\u5404\u81ea\u7684\u4fdd\u9669\u8ba1\u5212\uff0c\u6240\u6db5\u76d6\u7684\u5e76\u53d1\u75c7\u7c7b\u578b\u4f1a\u6709\u6240\u4e0d\u540c\u3002 \u60a8\u9700\u8981\u9605\u8bfb\u5177\u4f53\u7684\u4fdd\u9669\u8ba1\u5212\uff0c\u4e86\u89e3\u8be6\u60c5\u3002 \u6216\u8005\u8bf7\u6211\u4eec\u7ecf\u9a8c\u4e30\u5bcc\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u674e\u6587\u6587\uff08Levine Lee\uff09\u5e2e\u52a9\u60a8\u6f84\u6e05\u8fd9\u4e00\u70b9\uff0c\u4e86\u89e3\u60a8\u7684\u5177\u4f53\u60c5\u51b5\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1601433345623\"><strong class=\"schema-faq-question\">\u5bb6\u5ead\u6210\u5458\u662f\u5426\u53d7\u5bb6\u5ead\u533b\u7597\u4fdd\u9669\u4fdd\u9669\uff1f<\/strong> <p class=\"schema-faq-answer\">\u8fd9\u53d6\u51b3\u4e8e\u6240\u63d0\u4f9b\u7684\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u53ea\u6709\u5f53\u60a8\u7684\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u5305\u62ec\u5bb6\u5ead\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u9009\u9879\u65f6\uff0c\u5bb6\u5ead\u6210\u5458\u624d\u5305\u62ec\u5728\u5185\u3002 \u53ea\u6709\u5f53\u4fdd\u9669\u8ba1\u5212\u6307\u5b9a\u5e74\u9f84\u8303\u56f4\u548c\u5bb6\u5ead\u6210\u5458\u7c7b\u578b\u65f6\u3002 \u4e3a\u5bb6\u5ead\u6210\u5458\u5236\u5b9a\u4e2a\u4eba\u4fdd\u9669\u8ba1\u5212\u6bd4\u4e3a\u5bb6\u5ead\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u5236\u5b9a\u5355\u72ec\u7684\u4fdd\u9669\u8ba1\u5212\u8981\u4fbf\u5b9c\u3002 \u8bf7\u81f4\u7535 <a href=\"tel:+60126840948\">+6012-684 0948<\/a> \u54a8\u8be2\u6211\u4eec\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606108546580\"><strong class=\"schema-faq-question\">\u533b\u7597\u4fdd\u9669\u5361\u662f\u5426\u6db5\u76d6\u56fd\u9645\u65c5\u884c\u65f6\uff1f<\/strong> <p class=\"schema-faq-answer\">\u662f\u7684\u3002 \u4e00 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u5f20\u597d\u7684\u533b\u7597\u4fdd\u9669\u5361<\/a> \u5e94\u8be5\u4f5c\u4e3a\u65c5\u6e38\u533b\u7597\u4fdd\u9669\u3002 \u6d77\u5916\u901a\u5e38\u6709\u65f6\u95f4\u9650\u5236\uff08\u901a\u5e3890\u5929\u8986\u76d6\u9a6c\u6765\u897f\u4e9a\uff0c\u65b0\u52a0\u5761\u548c\u6587\u83b1\u4ee5\u5916\u7684\u53cb\u90a6 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u4fdd\u9669\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u4fdd\u9669\u5361<\/a>\uff09\u3002 \u901a\u5e38\u8fd9\u4ec5\u6db5\u76d6\u9a6c\u6765\u897f\u4e9a\u516c\u6c11\u3002 \u5bf9\u4e8e\u975e\u9a6c\u6765\u897f\u4e9a\u516c\u6c11\uff0c\u4fdd\u9669\u8303\u56f4\u53ef\u80fd\u662f\u6709\u6761\u4ef6\u7684\uff08\u53ef\u80fd\u53ea\u6709\u533b\u7597\u7d27\u6025\u60c5\u51b5\uff09\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u8d2d\u4e70\u7684\u4fdd\u9669\u516c\u53f8\u548c\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u8bf7\u54a8\u8be2\u60a8\u7684\u4fdd\u9669\u516c\u53f8\u6216\u7ecf\u9a8c\u4e30\u5bcc\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1601433590319\"><strong class=\"schema-faq-question\">\u533b\u7597\u4fdd\u9669\u4f55\u65f6\u5f00\u59cb\u6216\u53ef\u4ee5\u4f7f\u7528\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5b83\u4ece\u533b\u7597\u4fdd\u9669\u7b7e\u53d1\u65e5\u671f\u6216\u5f00\u59cb\u65e5\u671f\u5f00\u59cb\uff0c\u6709\u6761\u4ef6\u3002 \u5bf9\u4e8e\u610f\u5916\u4f24\u5bb3\uff0c\u533b\u7597\u4fdd\u9669\u81ea\u7b7e\u53d1\u4e4b\u65e5\u8d77\u7acb\u5373\u751f\u6548\u3002 \u5bf9\u4e8e\u75be\u75c5\uff0c\u81ea\u53d1\u884c\u4e4b\u65e5\u8d77 30 \u5929\u3002 \u5bf9\u4e8e\u6307\u5b9a\u7684\u75be\u75c5\uff0c\u81ea\u7b7e\u53d1\u4e4b\u65e5\u8d77 120 \u5929\u3002 \u5bf9\u4e8e\u6307\u5b9a\u7684 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia-%e5%ad%95%e6%9c%9f%e4%bf%9d%e9%99%a9%e4%bf%9d%e9%99%a9%e8%ae%a1%e5%88%92-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u4ea7\u5987\u5e76\u53d1\u75c7<\/a>\uff0c\u81ea\u7b7e\u53d1\u4e4b\u65e5\u8d771\u5e74\u3002 \u8fd9\u4e9b\u4fdd\u9669\u8ba1\u5212\u4ece\u7b7e\u53d1\u4e4b\u65e5\u8d77\u5f00\u59cb\u65f6\u95f4\uff0c\u79f0\u4e3a\u7b49\u5f85\u671f\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606096123470\"><strong class=\"schema-faq-question\">\u5ec9\u4ef7\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u548c\u4fdd\u8d39\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u6709\u4ec0\u4e48\u533a\u522b\uff1f<\/strong> <p class=\"schema-faq-answer\">\u533a\u522b\u5728\u4e8e\u7406 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e7%b4%a2%e8%b5%94%e5%a4%84%e7%90%86\/\">\u8d54\u8fc7\u7a0b<\/a> \u548c\u533b\u7597\u4fdd\u9669\u653f\u7b56\u7684\u7eed\u4fdd\u3002 \u4e00\u4e9b\u5ec9\u4ef7\u7684\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u53ef\u80fd\u4f1a\u6539\u53d8\u4ed6\u4eec\u7684\u6761\u6b3e\u548c\u6761\u4ef6\uff0c\u5728\u7eed\u4fdd\uff0c\u4ee5\u652f\u4ed8\u6b63\u5728\u63d0\u51fa\u7684\u7d22\u8d54\u3002  <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606096274665\"><strong class=\"schema-faq-question\">\u4fdd\u9669\u516c\u53f8\u4e4b\u95f4\u7684\u7406\u8d54\u6d41\u7a0b\u6709\u4ec0\u4e48\u4e0d\u540c\uff1f<\/strong> <p class=\"schema-faq-answer\">\u8fd9\u53d6\u51b3\u4e8e\u4fdd\u9669\u516c\u53f8\u533b\u7597\u4fdd\u9669\u653f\u7b56\u7684\u7ec6\u7eb9\u7ec6\u8282\u3002 \u8fd9\u662f\u57fa\u4e8e\u7d22\u8d54\u7684\u771f\u5b9e\u6027\u53ca\u5176\u6d88\u9664\u6b3a\u8bc8\u56e0\u7d20\uff0c\u7279\u522b\u662f\u5f53\u533b\u751f\u7684\u62a5\u544a\u4e0e\u60a8\u8d2d\u4e70\u4fdd\u9669\u65f6\u7684\u5065\u5eb7\u58f0\u660e\u76f8\u77db\u76fe\u65f6\u3002 \u8be2\u95ee\u6211\u4eec\u7684 <a href=\"tel:+60126840948\">\u4fdd\u9669\u4ee3\u7406\u4eba\u674e\u6587<\/a> \uff0c\u4e86\u89e3\u5979\u7684\u7ecf\u5386\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606096587325\"><strong class=\"schema-faq-question\">\u5982\u679c\u7ecf\u5e38\u63d0\u51fa\u533b\u7597\u7d22\u8d54\uff0c\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u662f\u5426\u4f1a\u7eed\u7b7e\uff1f<\/strong> <p class=\"schema-faq-answer\"><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%ae%89%e9%82%a6%e4%bf%9d%e9%99%a9\/\">\u50cf\u53cb\u90a6\u4fdd\u9669\u8fd9\u6837\u7684<\/a>\u5bff\u9669\u516c\u53f8\uff0c\u4f1a\u7b7e\u53d1\u4e00\u4efd\u6db5\u76d6\u8ba1\u5212\u5bff\u547d\u7684\u4fdd\u5355\u5408\u540c\u3002 \u53ea\u8981\u652f\u4ed8\u4fdd\u8d39\uff0c\u533b\u7597\u4fdd\u9669\u5361\u5373\u53ef\u751f\u6548\u5e76\u6709\u6548\u4f7f\u7528\uff0c\u5408\u540c\u7ec6\u8282\u4e0d\u4f5c\u4efb\u4f55\u8fdb\u4e00\u6b65\u66f4\u6539\u3002 \u4f46\u662f\uff0c\u4e00\u822c\u4fdd\u9669\u516c\u53f8\u4f1a\u7b7e\u53d1\u4e00\u4efd\u5e74\u5ea6\u5408\u540c\uff0c\u5408\u540c\u671f\u6ee1\u3002 \u6839\u636e\u60a8\u7684\u7d22\u8d54\u5386\u53f2\u8bb0\u5f55\u548c\u5176\u4ed6\u56e0\u7d20\uff0c\u4fdd\u5355\u7eed\u8ba2\u5c06\u662f\u4e00\u4e2a\u8ba1\u7b97\u98ce\u9669\uff0c\u7531\u5b83\u4eec\u6269\u5c55\u5230\u60a8\u3002 \u4fdd\u9669\u516c\u53f8\u4e5f\u53ef\u4ee5\u66f4\u6539\u7eed\u4fdd\u533b\u7597\u4fdd\u9669\u5361\u4fdd\u5355\u7684\u6761\u6b3e\u548c\u6761\u4ef6\u3002 \u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u4e70\u5bb6\u5728\u8d2d\u4e70\u6700\u4fbf\u5b9c\u7684\u533b\u7597\u5361\u65f6\u8981\u4e86\u89e3\u5408\u540c\u7ec6\u8282\u7684\u539f\u56e0\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606096929473\"><strong class=\"schema-faq-question\">\u6211\u5982\u4f55\u77e5\u9053\u6211\u662f\u5426\u6709\u8d44\u683c\u53c2\u52a0\u533b\u7597\u4fdd\u9669\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5982\u679c\u60a8\u6ca1\u6709\u5fc3\u810f\u75c5\u3001\u9ad8\u8840\u538b\u3001\u7cd6\u5c3f\u75c5\u3001\u764c\u75c7\u3001\u9752\u5149\u773c\u7b49\u4e25\u91cd\u75be\u75c5\u7684\u4e2a\u4eba\u75c5\u53f2\uff0c\u60a8\u901a\u5e38\u6709\u8d44\u683c\u3002 \u4e0d\u4ece\u4e8b\u9ad8\u98ce\u9669\u884c\u4e1a\u3002 \u4f60\u53ef\u4ee5\u770b\u5230\u533b\u7597\u4fdd\u9669\u5361 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%8f%8b%e9%82%a6%e5%8c%bb%e7%96%97%e5%8d%a1%e4%bf%9d%e9%99%a9%e5%8d%95\/\">\u7684\u5165\u5883\u8981\u6c42\u548c\u4fdd\u9669\u7684\u8be6\u7ec6\u4fe1\u606f<\/a>\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606097174984\"><strong class=\"schema-faq-question\">\u4e3a\u4ec0\u4e48\u6211\u7684\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u4e0d\u7eed\u7b7e\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5982\u679c\u60a8\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u63d0\u51fa\u5927\u91cf\u533b\u7597\u7d22\u8d54\uff0c\u5e76\u4e14\u6b63\u5728\u53d8\u8001\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u8ba4\u4e3a\u60a8\u662f\u9ad8\u98ce\u9669\u7684\uff0c\u5e76\u4e14\u4e0d\u4f1a\u7eed\u8ba2\u60a8\u7684\u533b\u7597\u4fdd\u9669\u5361\u3002 \u7279\u522b\u662f\u968f\u7740\u5e74\u9f84\u7684\u589e\u957f\uff0c\u6709\u7d22\u8d54\u53f2\u548c\u5065\u5eb7\u72b6\u51b5\u7684\u5bb6\u65cf\u53f2\u3002 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u7136\u800c\uff0cAIA A-Life<\/a> \u533b\u7597\u4fdd\u9669\u662f\u7ec8\u8eab\u5408\u540c\uff0c\u8fd9\u610f\u5473\u7740\u53ea\u8981\u60a8\u652f\u4ed8\u4fdd\u8d39\uff0c\u5408\u540c\u7684\u7ec8\u8eab\u751f\u6548\u5373\u4e3a\u5408\u540c\u751f\u6548\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606097538080\"><strong class=\"schema-faq-question\">\u6211\u5982\u4f55\u77e5\u9053\u6211\u7684\u533b\u7597\u4fdd\u9669\u5361\u662f\u5426\u4e3a\u7ec8\u8eab\u5408\u540c\uff1f<\/strong> <p class=\"schema-faq-answer\">\u68c0\u67e5\u54ea\u79cd\u7c7b\u578b\u7684\u4fdd\u9669\u516c\u53f8\u7b7e\u53d1\u7684\u533b\u7597\u4fdd\u9669\u5361\u4fdd\u5355\u3002 \u9605\u8bfb\u6709\u5173\u7ec8\u6b62\u548c\u7eed\u8ba2\u6761\u6b3e\u7684\u653f\u7b56\u3002 \u5c31\u7ec8\u6b62 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86kl-%e6%9d%8e%e8%8e%b1%e6%96%87\/\">\u6216\u7eed\u4fdd<\/a> \u95ee\u9898\u54a8\u8be2\u60a8\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u3002 \u8be2\u95ee\u60a8\u7684\u5bb6\u4eba\u548c\u670b\u53cb\u6216\u533b\u7597\u4fdd\u5065\u4e13\u4e1a\u4eba\u5458\u5728\u533b\u7597\u4fdd\u9669\u7eed\u4fdd\u65b9\u9762\u7684\u7ecf\u9a8c\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606098654338\"><strong class=\"schema-faq-question\">\u6211\u5e94\u8be5\u4f55\u65f6\u8d2d\u4e70\u533b\u7597\u4fdd\u9669\u8ba1\u5212\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5c3d\u65e9\u3002 \u5728\u5f53\u4eca\u4e16\u754c\uff0c <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia-39-%e9%87%8d%e5%a4%a7%e7%96%be%e7%97%85%e4%bf%9d%e9%99%a9%e8%ae%a1%e5%88%92-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u4e25\u91cd\u7684\u75be\u75c5\uff0c<\/a>\u764c\u75c7\uff0c\u5fc3\u810f\u75c5\uff0c\u611f\u67d3\u548c\u4e8b\u6545\u968f\u65f6\u53ef\u80fd\u53d1\u751f\u3002 \u5c3d\u65e9\u83b7\u5f97\u4fdd\u9669\u3002 \u8fd9\u6837\uff0c\u60a8\u5c31\u53ef\u8fdb\u5165\u8fde\u7eed\u7684\u73b0\u91d1\u57fa\u91d1\uff0c\u4ee5\u652f\u4ed8\u60a8\u7684\u533b\u7597\u8d39\u7528\u3002 \u8ba9\u4f60\u7528\u8f9b\u82e6\u6323\u6765\u7684\u79ef\u84c4\u505a\u751f\u6d3b\u4e2d\u7684\u5176\u4ed6\u4e8b\u60c5\uff0c\u800c\u4e0d\u662f\u4ed8\u533b\u7597\u8d39\u7528\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606098920266\"><strong class=\"schema-faq-question\">\u5982\u679c\u6211\u6709\u516c\u53f8\u533b\u7597\u4fdd\u9669\uff0c\u6211\u4e3a\u4ec0\u4e48\u8981\u8d2d\u4e70\u81ea\u5df1\u7684\u533b\u7597\u4fdd\u9669\uff1f<\/strong> <p class=\"schema-faq-answer\">\u7ec8\u8eab\u5c31\u4e1a\u5df2\u7ecf\u6d88\u5931\u3002 \u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u968f\u65f6\u5931\u53bb\u5de5\u4f5c\u3002 \u9000\u4f11\u5e74\u9f84\u4e3a60\u5c81\uff0c\u9664\u6b64\u4e4b\u5916\u6ca1\u6709\u66f4\u591a\u7684\u5de5\u4f5c\u3002 \u7531\u4e8e\u73b0\u4ee3\u533b\u5b66\uff0c <a href=\"https:\/\/ourworldindata.org\/life-expectancy\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e73\u5747\u9884\u671f\u5bff\u547d<\/a> \uff082019\u5e74\u6570\u636e\uff09\u5df2\u589e\u52a0\u523076.2\u5c81\uff08\u9a6c\u6765\u897f\u4e9a\uff09\u548c83.6\u5c81\uff08\u65b0\u52a0\u5761\uff09\u3002 \u4f60\u9700\u8981\u4e00 <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u4efd\u7ec8\u8eab\u533b\u7597\u4fdd\u9669\u5408\u540c<\/a>\uff0c\u4ee5\u6db5\u76d6\u9aa8\u6298\uff0c\u66ff\u6362\uff0c\u75be\u75c5\u548c\u5176\u4ed6\u5065\u5eb7\u5e76\u53d1\u75c7\u53d1\u751f\u5728\u751f\u6d3b\u548c\u8001\u5e74\u3002 \u800c <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e5%91%98%e5%b7%a5%e7%a6%8f%e5%88%a9%e4%bf%9d%e9%99%a9%e8%ae%a1%e5%88%92-%e4%b8%93%e5%ae%b6%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86-2\/\">\u5927\u591a\u6570\u516c\u53f8\u533b\u7597\u4fdd\u9669<\/a> \u8d2d\u4e70\uff0c\u901a\u5e38\u4e0d\u63d0\u4f9b\u8db3\u591f\u7684\u4fdd\u9669\uff08\u7531\u4e8e\u60a8\u7684\u516c\u53f8\u9884\u7b97\uff09\u7684\u533b\u7597\u8d26\u5355\u3002 \u4f60\u4ecd\u7136\u9700\u8981\u4ece\u81ea\u5df1\u7684\u53e3\u888b\u91cc\u638f\u94b1\u6765\u652f\u4ed8\u591a\u4f59\u7684\u94b1\u3002 \u60a8\u7684\u4e2a\u4eba\u533b\u7597\u4fdd\u9669\u53ef\u4ee5\u4e3a\u6b64\u63d0\u4f9b\u4fdd\u9669\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1606099848568\"><strong class=\"schema-faq-question\">\u4e70\u4e00\u5f20\u533b\u7597\u4fdd\u9669\u5361\u8981\u82b1\u591a\u5c11\u94b1\uff1f<\/strong> <p class=\"schema-faq-answer\">\u8fd9\u53d6\u51b3\u4e8e\u5e74\u9f84\uff0c\u6027\u522b\u548c\u4f60\u60f3\u8981\u7684\u4fdd\u9669\u8303\u56f4\u3002 \u5728 AIA A-Life \u533b\u7597\u4fdd\u9669\u8ba1\u5212\u9875\u9762\u8ba1\u7b97\u5e76\u67e5\u770b <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/aia-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9-%e5%8d%a1-%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a\/\">\u60a8\u80fd\u5426\u652f\u4ed8\u7ec8\u8eab\u5408\u540c<\/a> \u7684\u8d39\u7528\u3002 \u53bb\u8fd9\u4e2a <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/rhb-%e5%8c%bb%e7%96%97-%e6%9c%80%e9%ab%98-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9\/\">RHB\u533b\u7597\u4fdd\u9669\u9875\u9762<\/a> \u5728\u9a6c\u6765\u897f\u4e9a <a href=\"https:\/\/www.redcover.com.my\/zh-hans\/product\/rhb-%e5%8c%bb%e7%96%97-%e6%9c%80%e9%ab%98-%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9\/\">\u6700\u4fbf\u5b9c\u7684\u533b\u7597\u5361\u4e4b\u4e00<\/a>\u3002  <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1607485074196\"><strong class=\"schema-faq-question\">\u4fdd\u9669\u5355\u4e2d\u7684\u65e0\u4e89\u8bae\u6761\u6b3e<\/strong> <p class=\"schema-faq-answer\">\u6240\u6709\u4e2a\u4eba\u4fdd\u9669\u5355\u90fd\u6709\u65e0\u53ef\u4e89\u8bae\u6761\u6b3e\u3002 \u8fd9\u662f\u81ea\u4fdd\u5355\u751f\u6548\u4e4b\u65e5\u8d77\u4e24\u5e74\u7684\u671f\u9650\u3002 \u5982\u679c\u7533\u8bf7\u65f6\u5bf9\u5065\u5eb7\u72b6\u51b5\u4f5c\u51fa\u4efb\u4f55\u865a\u5047\u9648\u8ff0\uff0c\u4fdd\u9669\u4eba\u53ef\u4ee5\u53d6\u6d88\u4fdd\u5355\u3002 \u8fd9\u610f\u5473\u7740\u5728\u7533\u8bf7\u4e2a\u4eba\u4fdd\u9669\u65f6\uff0c\u6700\u597d\u5728\u5065\u5eb7\u7533\u62a5\u8868\u4e0a\u7533\u62a5\u4efb\u4f55\u5065\u5eb7\u95ee\u9898\u3002 \u8bf7\u6211\u4eec\u7684 <a href=\"tel:+60126840948\">\u4fdd\u9669\u4ee3\u7406\u4eba\u674e\u6587\uff08Levine Lee\uff09<\/a> \u6f84\u6e05\u6b64\u4e8b\u3002<\/p> <\/div> <\/div>\n\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\" style=\"max-width:1600px\">\n<h2 class=\"wp-block-heading\">\u533b\u7597\u4fdd\u9669\u5361 &#8211; \u652f\u4ed8\u7684\u533b\u7597\u8d26\u5355<\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86kl-%e6%9d%8e%e8%8e%b1%e6%96%87\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/\/LevineLee.-InsuranceAgent.TopPerformer2018-1-1024x683.jpg\" alt=\"&#x83B1;&#x6587;&#xB7;&#x674E;&#xB7;&#x827E;&#x96C5;&#x4FDD;&#x9669;&#x4EE3;&#x7406;&#x4EBA;&#x3002;\" class=\"wp-image-14480\" srcset=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-1024x683.jpg 1024w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-690x460.jpg 690w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-300x200.jpg 300w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-768x512.jpg 768w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1-600x400.jpg 600w, https:\/\/www.redcover.com.my\/wp-content\/uploads\/LevineLee.-InsuranceAgent.TopPerformer2018-1.jpg 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption>\u83b1\u6587\u00b7\u674e\u00b7\u827e\u96c5\u4fdd\u9669\u4ee3\u7406\u4eba\u3002<\/figcaption><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-contact-aia-insurance-agent-levine-lee-for-your-medical-insurance-quotation\">\u8054\u7cfb\u53cb\u90a6\u4fdd\u9669\u4ee3\u7406\u674e\u6587\u6587\u60a8\u7684\u533b\u7597\u4fdd\u9669\u62a5\u4ef7<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86kl-%e6%9d%8e%e8%8e%b1%e6%96%87\/\">\u83b1\u6587<\/a> \u00b7\u674e\u53ef\u4ee5\u5e2e\u52a9\u4f60\u4fdd\u62a4\u81ea\u5df1\u548c\u4eb2\u4eba\u7684\u672a\u6765\u3002 \u770b\u770b\u4f60\u662f\u5426\u6709\u8d44\u683c\u8d2d\u4e70\u533b\u7597\u4fdd\u9669\u3002 \u7acb\u5373\u83b7\u5f97\u8d22\u52a1\u5b89\u5168\u3002 \u4e0d\u8981\u78b0\u4f60\u7684\u79ef\u84c4\u3002 \u8ba9\u533b\u7597\u4fdd\u9669\u652f\u4ed8\u4f60\u7684\u533b\u7597\u8d39\u7528\u3002<\/p>\n\n\n\n<p>\u5979\u53ef\u4ee5\u5e2e\u52a9\u5728\u56f0\u96be\u65f6\u671f\u63d0\u4f9b\u7ecf\u6d4e\u4fdd\u969c\uff0c\u5e76\u5728\u60a8\u4e0d\u5728\u65f6\u51cf\u8f7b\u60a8\u7684\u53d7\u629a\u517b\u4eba\u7684\u7ecf\u6d4e\u8d1f\u62c5\u3002<\/p>\n\n\n\n<p>\u8054\u7cfb\u6211\u4eec\u7684<a href=\"https:\/\/www.redcover.com.my\/zh-hans\/aia%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86kl-%e6%9d%8e%e8%8e%b1%e6%96%87\/\">\u53cb\u90a6\u4eba\u5bff\u89c4\u5212<\/a>\u987e\u95ee\u4e0e\u6211\u4eec\u8054\u7cfb\uff0c\u5f00\u59cb\u60a8\u7684\u4e2a\u4eba\u4fdd\u9669\u6216\u7acb\u5373\u9009\u62e9\u60a8\u7684\u8ba1\u5212\u3002 \u770b\u770b\u4f60\u662f\u5426\u6709\u8d44\u683c\u8d2d\u4e70\u533b\u7597\u4fdd\u9669\u3002 \u6b63\u786e\u8986\u76d6\u3002 \u6b63\u786e\u5efa\u8bae\u3002<a href=\"tel:+60126840948\">\u4eca\u5929\u81f4\u7535\u674e\u83b1\u6587\uff08+6012-684 0948\uff09\uff0c\u5c31\u4e2a\u6027\u5316\u6700\u4f73\u4fdd\u9669\u4fdd\u969c\u63d0\u4f9b\u5efa\u8bae<\/a>\u3002 \u6216\u67e5\u770b\u4e0b\u9762\u7684\u533b\u7597\u4fdd\u9669\u5361\u4ea7\u54c1\uff0c\u4e86\u89e3\u66f4\u591a\u8be6\u60c5\u3002<\/p>\n<\/div><\/div><\/div>\n<div data-block-name=\"woocommerce\/featured-product\" data-content-align=\"left\" data-edit-mode=\"false\" data-product-id=\"19699\" class=\"wc-block-featured-product alignnone has-background-dim has-left-content wp-block-woocommerce-featured-product\" style=\"min-height:500px;\"><div class=\"wc-block-featured-product__wrapper\"><div class=\"background-dim__overlay\" style=\"background-color: #000000\"><\/div><img decoding=\"async\" alt=\"\u53cb\u90a6\u533b\u7597\u4fdd\u9669\u5361 \u9a6c\u6765\u897f\u4e9a\" class=\"wc-block-featured-product__background-image\" src=\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Insurance-Card-Malaysiav3.jpg\" style=\"object-fit: none;object-position: 50% 50%;\" \/><h2 class=\"wc-block-featured-product__title\">\u53cb\u90a6\u533b\u7597\u4fdd\u9669\u5361 \u9a6c\u6765\u897f\u4e9a<\/h2><div class=\"wc-block-featured-product__description\"><p>\u8fd9\u662f\u53cb\u90a6\u4fdd\u9669\u7684\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002<\/p>\n<ul>\n<li>A-Life\u533b\u7597\u5b9a\u671f\u4e3a\u60a8\u63d0\u4f9b100\u5c81\u4ee5\u4e0b\u7684\u533b\u7597\u4fdd\u9669\u3002<\/li>\n<li>A-Life\u533b\u7597\u5b9a\u671f\u652f\u4ed8\u60a8\u7684\u533b\u7597\u7d22\u8d54\u5168\u989d\uff0c\u4e0d\u5f81\u6536\u4efb\u4f55\u5171\u540c\u4fdd\u9669\u6216\u514d\u8d54\u8d39\u7528\u3002<\/li>\n<li>\u60a8\u53ef\u4ee5\u6210\u4e3a\u60a8\u7684\u914d\u5076\u548c\u5b50\u5973\u6ce8\u518c\u533b\u7597\u4fdd\u9669\u7684\u4fdd\u5355\u6240\u6709\u8005<\/li>\n<li>\u60a8\u53ef\u4ee5\u4f7f\u7528\u6b64\u533b\u7597\u5361\u83b7\u5f97\u6240\u5f97\u7a0e\u51cf\u514d\uff0c\u6700\u591a\u53ef\u83b7\u5f97 RM3\uff0c000<\/li>\n<li>\u62e8\u6253\u53cb\u90a6\u56fd\u9645\u53cb\u90a624\u5c0f\u65f6\u670d\u52a1\u70ed\u7ebf+603-21665421\u5e76\u64a4\u9500\u901a\u8bdd\u8d39\uff0c\u4eab\u53d7\u5168\u7403\u63f4\u52a9\u670d\u52a1\u3002<\/li>\n<li>\u8ba1\u5212\u8be6\u7ec6\u4fe1\u606f\u548c\u4e0b\u8f7d\u5982\u4e0b\u8be6\u7ec6\u8bf4\u660e<\/li>\n<\/ul>\n<p>\u53d1\u9001\u6b64\u9884\u8d2d\uff0c\u83b7\u53d6\u6b63\u5f0f\u5efa\u8bae\u3002 \u6b64\u9884\u8d2d\u4e0d\u9700\u8981\u652f\u4ed8\u4efb\u4f55\u8d39\u7528\u3002<\/p>\n<\/div><div class=\"wc-block-featured-product__price\"><span class=\"woocommerce-price-before\">Calculate Now <\/span><\/div><div class=\"wc-block-featured-product__inner-blocks\">\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\">\u7acb\u5373\u8d2d\u4e70<\/a><\/div>\n<\/div>\n\n<\/div><\/div><\/div>\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background\" href=\"https:\/\/www.redcover.com.my\/product\/rhb-medisure-supreme-medical-insurance\/\" style=\"background-color:#326bdc\">\u8ba1\u7b97\u6700\u4fbf\u5b9c\u7684\u533b\u7597\u4fdd\u9669\u5361\u4ef7\u683c<\/a><\/div>\n<\/div>\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-custom-background-color has-background\" href=\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\">\u8ba1\u7b97\u6700\u4f73\u533b\u7597\u4fdd\u9669\u5361\u4ef7\u683c<\/a><\/div>\n<\/div>\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background\" href=\"tel:+60126840948\" style=\"background-color:#ff0000\">\u81f4\u7535AIA\u4fdd\u9669\u4ee3\u7406\u83b1\u6587\u674e\u4e86\u89e3\u8be6\u60c5<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u9a6c\u6765\u897f\u4e9a\u7684\u533b\u7597\u4fdd\u9669\u5361 \u9a6c\u6765\u897f\u4e9a\u7684\u4e2a\u4eba\u533b\u7597\u5361\u6709\u4e24\u79cd\u7c7b\u578b\u3002 \u4e00\u822c\u4fdd\u9669\u516c\u53f8\uff08\u5982RHB\u4fdd\u9669\uff09\u9881\u53d1\u7684\u5e74\u5ea6\u533b\u7597\u4fdd\u9669\u5361\u3002 \u6216 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":19766,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[2731],"tags":[2748,1949,1944,2749,2756,2753,2754,2752,2751,2755,2757,2760,2759,2758,2750],"class_list":{"0":"post-20224","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-2731","8":"tag-aia-","9":"tag-1949","10":"tag-1944","11":"tag-2749","12":"tag-2756","13":"tag-2753","14":"tag-2754","15":"tag-2752","16":"tag-2751","17":"tag-2755","18":"tag-2757","19":"tag-2760","20":"tag-2759","21":"tag-2758","22":"tag-2750","23":"entry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u533b\u7597\u5361 \u9a6c\u6765\u897f\u4e9a\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b - Red Cover<\/title>\n<meta name=\"description\" content=\"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\uff0c\u4e3a\u4e2a\u4eba\u3001\u5bb6\u5ead\u548c\u4f01\u4e1a\u63d0\u4f9b\u6700\u4f73\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u5355\u51fb\u67e5\u770b\u5185\u90e8\u8be6\u7ec6\u4fe1\u606f\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b\" \/>\n<meta property=\"og:description\" content=\"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\uff0c\u4e3a\u4e2a\u4eba\u3001\u5bb6\u5ead\u548c\u4f01\u4e1a\u63d0\u4f9b\u6700\u4f73\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u5355\u51fb\u67e5\u770b\u5185\u90e8\u8be6\u7ec6\u4fe1\u606f\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/\" \/>\n<meta property=\"og:site_name\" content=\"Red Cover\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LevineLeeAIA\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/web.facebook.com\/LevineLeeAIA\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-23T05:37:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-05T07:26:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg?fit=1280%2C720&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Levine Lee\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@LevineLeeSaw\" \/>\n<meta name=\"twitter:site\" content=\"@LevineLeeSaw\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/\"},\"author\":{\"name\":\"Levine Lee\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d\"},\"headline\":\"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b\",\"datePublished\":\"2020-11-23T05:37:23+00:00\",\"dateModified\":\"2022-07-05T07:26:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/\"},\"wordCount\":36,\"publisher\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg\",\"keywords\":[\"aia \u533b\u7597\u5361\",\"\u533b\u7597\u4fdd\u9669\",\"\u533b\u7597\u5361\",\"\u533b\u7597\u5361\u9a6c\u6765\u897f\u4e9a\",\"\u533b\u7597\u8d26\u5355\u652f\u4ed8\",\"\u5546\u4e1a\u533b\u7597\u4fdd\u9669\",\"\u56e2\u4f53\u533b\u7597\u4fdd\u9669\",\"\u5bb6\u5ead\u533b\u7597\u4fdd\u9669\",\"\u5bb6\u5ead\u533b\u7597\u5361\",\"\u5c0f\u4f01\u4e1a\u533b\u7597\u4fdd\u9669\",\"\u652f\u4ed8\u533b\u7597\u8d39\u7528\",\"\u65c5\u6e38\u533b\u7597\u4fdd\u9669\",\"\u65e0\u73b0\u91d1\u4f4f\u9662\",\"\u65e0\u73b0\u91d1\u5f55\u53d6\",\"\u9a6c\u6765\u897f\u4e9a\u6700\u597d\u7684\u533b\u7597\u5361\"],\"articleSection\":[\"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u4fdd\u9669\"],\"inLanguage\":\"zh-Hans\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/\",\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/\",\"name\":\"\u533b\u7597\u5361 \u9a6c\u6765\u897f\u4e9a\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b - Red Cover\",\"isPartOf\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg\",\"datePublished\":\"2020-11-23T05:37:23+00:00\",\"dateModified\":\"2022-07-05T07:26:25+00:00\",\"description\":\"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\uff0c\u4e3a\u4e2a\u4eba\u3001\u5bb6\u5ead\u548c\u4f01\u4e1a\u63d0\u4f9b\u6700\u4f73\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u5355\u51fb\u67e5\u770b\u5185\u90e8\u8be6\u7ec6\u4fe1\u606f\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080174216\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080457970\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104021694\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104322966\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606105253618\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081600949\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081744238\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433345623\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606108546580\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433590319\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096123470\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096274665\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096587325\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096929473\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097174984\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097538080\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098654338\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098920266\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606099848568\"},{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1607485074196\"}],\"inLanguage\":\"zh-Hans\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage\",\"url\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg\",\"contentUrl\":\"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg\",\"width\":1280,\"height\":720,\"caption\":\"AIA Medical Card Insurance Malaysia\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.redcover.com.my\/zh-hans\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#website\",\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/\",\"name\":\"Red Cover\",\"description\":\"\u9a6c\u6765\u897f\u4e9a AIA \u4fdd\u9669\u4ee3\u7406\u4eba\u548c\u4eba\u5bff\u89c4\u5212\u5e08\",\"publisher\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.redcover.com.my\/zh-hans\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#organization\",\"name\":\"\u7ea2\u8272\u5c01\u9762\u4eba\u751f\u8ba1\u5212\",\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1\",\"width\":150,\"height\":100,\"caption\":\"\u7ea2\u8272\u5c01\u9762\u4eba\u751f\u8ba1\u5212\"},\"image\":{\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/LevineLeeAIA\/\",\"https:\/\/x.com\/LevineLeeSaw\",\"https:\/\/www.instagram.com\/levinesaw\/\",\"https:\/\/www.linkedin.com\/in\/levine-lee-saw-hoon-460599154\/\",\"https:\/\/www.pinterest.com\/levinelee\/pins\/\",\"https:\/\/www.youtube.com\/channel\/UCqHhxmvino9yuogbOA0FmPw\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d\",\"name\":\"Levine Lee\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-Hans\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g\",\"caption\":\"Levine Lee\"},\"description\":\"Levine Lee is an expert AIA insurance agent and life planner. She has over 15 years of working experience with AIA and ING Insurance as an insurance agent and life planner. This makes her efficient and effective to manage clients for AIA Group Insurance Plans, AIA Life Insurance and AIA Takaful policies. Based in Kuala Lumpur (KL) in the Klang Valley in Malaysia, Levine serves her customers all over Malaysia. And also corporate clients from overseas for their operations in Malaysia.\",\"sameAs\":[\"https:\/\/www.redcover.com.my\/aia-insurance-agent-levine-lee\/\",\"https:\/\/web.facebook.com\/LevineLeeAIA\/\",\"https:\/\/x.com\/LevineLeeSaw\"],\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/author\/levine\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080174216\",\"position\":1,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080174216\",\"name\":\"Pre-existing or specified illness or underlying health conditions\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If you are already sick, or have a pre-existing disease condition, usually no insurance company or plan will  take you.  And for many insurance companies, this includes too, the 30 to  120 days (the waiting period) of signing up for an insurance plan, if you are diagnosed with such a health condition,.   This <a href=\\\"https:\/\/www.redcover.com.my\/waiting-periods-issues\/\\\">waiting period<\/a> depends on the insurance plan and insurer you sign up with.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080457970\",\"position\":2,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080457970\",\"name\":\"What is a pre-existing or specified illness or health conditions?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"a.  Hypertension, diabetes mellitus and cardiovascular diseases.<br \/>b.  All tumors, cysts, nodules and polyps in any part of the body.<br \/>c.  Stones of the urinary system and biliary system.<br \/>d.  Diseases of the ear, nose (including sinuses) or throat<br \/>e.  Hernias, haemorrhoids, fistulae, hydrocele, varicocele.<br \/>f.  Diseases of the reproductive system including endometriosis<br \/>g. Disorders of the spine (including slipped disc) or any knee conditions<br \/>h.  Congenital birth defects appearing or diagnosed within 17 years of age.  Includes epilepsy.<br \/><br \/>You can read more at this <a href=\\\"https:\/\/www.redcover.com.my\/a-life-medical-card-insurance\/\\\">medical insurance coverage<\/a> page.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104021694\",\"position\":3,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104021694\",\"name\":\"Does Life Insurance cover medical bills?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No.  Life insurance plans' payout, are paid based on your coverage and doctor's medical report.  No hospital guarantee letter issued nor  medical bills required.  Life insurance plans payout only when death or total permanent disability (or on policy maturity) occurs.  If you are still alive, or capable of going back to work, no payout will be made.  Life insurance is usually meant for your loved ones financial needs or to pay for medical, funeral or any other expenses after payout.  One time payout only.  Then the policy is closed.  Unlike medical insurance which resets the payout  back to the original coverage every year.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104322966\",\"position\":4,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104322966\",\"name\":\"Does Critical Illness Insurance cover medical bills?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No.  Critical Illness insurance are based on your coverage and the doctor's medical report.  Critical illness insurance plans payout when the insured person is diagnosed with the critical illness.  The Critical illness plan is then paid out to the named beneficiary.  To be used for living expenses and other bills or added to savings.   Usually one time payout only (some premium plans allow for upto three times payout) then the policy is closed.  Unlike medical insurance which resets the payout back to the original coverage every year.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606105253618\",\"position\":5,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606105253618\",\"name\":\"Does Personal Accident Insurance cover medical bills?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No.  It only covers accidental death or missing body parts resulting from an accident.  The highest PA premiums may cover (depending on plan) medical bills arising from accidents only.  Illnesses are not covered.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081600949\",\"position\":6,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081600949\",\"name\":\"Is child birth, maternity or baby delivery covered by medical insurance in Malaysia?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No.  This is a choice made by you.  And childbirth is the natural result of this process.  So plan for your own cash savings for baby delivery costs.  And read the fine print of the insurance policy of how to claim for this, if it says this is covered.  Ask the agent to show you an official policy to show this.  Childbirth and pregnancy complications however, can be covered, depending on the medical or <a href=\\\"https:\/\/www.redcover.com.my\/aia-maternity-pregnancy-insurance-coverage-plans-malaysia\/\\\">maternity insurance coverage<\/a> selected.  Or you can view the <a href=\\\"https:\/\/www.redcover.com.my\/product\/aia-a-life-lady360-insurance-plans\/\\\">childbirth cash rewards from AIA A-Life Lady360 plans<\/a> on how to get baby delivery costs covered with AIA's insurance cash rewards.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081744238\",\"position\":7,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081744238\",\"name\":\"Are pregnancy complications covered by medical insurance?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the insurance plan offered.  Pregnancy complications are covered by medical insurance as well as the <a href=\\\"https:\/\/www.redcover.com.my\/aia-a-life-lady360-lady-insurance-plan\/\\\">pregnancy maternity insurance plans<\/a>.  The type of complications covered will be different per the respective insurance plans.  You will need to read the specific insurance plan for details.  Or ask our experienced insurance agent Levine Lee to help clarify this for your specific situation.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433345623\",\"position\":8,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433345623\",\"name\":\"Are family members covered by a family medical insurance?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the medical insurance plan offered.  Family members are covered only if your medical insurance plan includes the family medical insurance plan option.  And only if the insurance plan specifies the age ranges and  family member type.   It might be cheaper to have individual insurance plans for your family members than a total family medical insurance plan.  Call <a href=\\\"tel:+60126840948\\\">+6012-684 0948<\/a> to check with our insurance agents on this.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606108546580\",\"position\":9,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606108546580\",\"name\":\"Does the medical insurance card cover when travelling internationally?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes.  A <a href=\\\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\\\">good medical insurance card<\/a>  should work as a travel medical insurance.  There are usually time limits overseas (usually 90 days coverage outside of Malaysia, Singapore and Brunei for <a href=\\\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\\\">AIA Malaysia medical insurance cards<\/a>).  Usually this covers Malaysian citizens only.  For non-Malaysian citizens, coverage maybe conditional (possible medical emergencies only) depending on the insurer and medical insurance plan purchased.  Check with your insurer or experienced insurance agent.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433590319\",\"position\":10,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433590319\",\"name\":\"When will the medical insurance start or can be used?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It starts from the medical insurance issue date or commencement date, with conditions.  For accidental injuries, the medical insurance is effective immediately from issue date.   For illnesses, 30days from issue date.  For specified illnesses, 120 days from issue date.  For specified <a href=\\\"https:\/\/www.redcover.com.my\/aia-maternity-pregnancy-insurance-coverage-plans-malaysia\/\\\">maternity complications<\/a>, 1 year from issue date.  These insurance plan start time from issue date, are called waiting periods.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096123470\",\"position\":11,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096123470\",\"name\":\"What is the difference between a cheap medical insurance plan and a premium medical insurance plan?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The difference lies in the <a href=\\\"https:\/\/www.redcover.com.my\/claims-processing-guidance\/\\\">claims process<\/a> and the renewal of the medical insurance policy. Some cheap medical insurance plans may change their terms and conditions, on renewal to cover the claims being made. \",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096274665\",\"position\":12,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096274665\",\"name\":\"What is the difference in the claims processes between insurers?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the fine print details of the medical insurance policy by insurer.  This is based on how real the claim is and their elimination of fraud factors, especially if the doctor's report contradicts your health declaration when you bought the insurance.  Ask our <a href=\\\"tel:+60126840948\\\">insurance agent Levine Lee<\/a> on her experiences of such situations.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096587325\",\"position\":13,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096587325\",\"name\":\"Will the medical insurance plan be renewed if frequent medical claims are made?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<a href=\\\"https:\/\/www.redcover.com.my\/aia-insurance-malaysia\/\\\">Life insurance companies like AIA<\/a>, issue a policy contract that covers the lifetime of the plan.  As long as the premiums are paid, the medical insurance card is in force and active for use, without any further changes in the contract details.  General insurance companies however, issue an annual contract, that expires at the end of the contracted year.  Policy renewal will be a calculated risk, based on your claim history and other factors, extended by them to you.  The insurance company may also change the terms and conditions of the medical insurance card policy on renewal.  Which is why it is buyer be aware of the contract details when buying the cheapest medical cards.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096929473\",\"position\":14,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096929473\",\"name\":\"How do I know if I am qualified for medical insurance?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You are usually qualified if you have no personal history of any critical illness like heart disease, high blood pressure, diabetes, cancer, glaucoma.  And not working in a high risk profession.  You can see details for <a href=\\\"https:\/\/www.redcover.com.my\/a-life-medical-card-insurance\/\\\">medical insurance card entry requirements and coverage<\/a>.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097174984\",\"position\":15,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097174984\",\"name\":\"Why would my medical insurance plan not be renewed?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If you are making a lot of medical claims over time, and are getting older, the insurance company can deem you a high risk and not renew your medical insurance card.  Especially as you grow older, with a claim history and a family history of the health condition.  <a href=\\\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\\\">AIA A-Life Medical Insurance<\/a> however, is a lifetime contract, which means it is in force for the life of the contract, as long as you pay the premiums.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097538080\",\"position\":16,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097538080\",\"name\":\"How would I know if my medical insurance card is a lifetime contract?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Check what type of insurance company issued the medical insurance card policy.  Read the policy on termination and renewal clauses.  Ask your <a href=\\\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\\\">insurance agent<\/a> on termination or renewal issues.  Ask your family and friends or healthcare professionals on their experiences with medical insurance renewals.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098654338\",\"position\":17,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098654338\",\"name\":\"When should I buy a Medical Insurance Plan?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As early as possible.  In today's world, <a href=\\\"https:\/\/www.redcover.com.my\/39-critical-illness-insurance-cover-and-protection\/\\\">critical illnesses<\/a>, cancer, heart disease, infections and accidents can happen at any time.  Get covered as early as possible.  This gives you entry to a continuous cash fund to cover your medical bills.  And lets you use your hard earned savings for the other things in life, instead of paying for medical bills.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098920266\",\"position\":18,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098920266\",\"name\":\"If I have a company medical insurance, why should I buy my own medical insurance?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Lifetime employment has disappeared.  Anyone can lose their job at any time.  Retirement is at age 60, with no more employment beyond that.  Due to modern medicine, <a href=\\\"https:\/\/ourworldindata.org\/life-expectancy\\\" target=\\\"_blank\\\" rel=\\\"noreferrer noopener\\\">average life expectancy<\/a> (2019 data) has increased to 76.2 (Malaysia) and 83.6 (Singapore) years old.  You need a <a href=\\\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\\\">lifetime medical insurance contract<\/a>, to cover broken bones, replacements, diseases and other health complications that happens in life and in old age.   And most <a href=\\\"https:\/\/www.redcover.com.my\/employee-benefits-insurance-plans-adjul19\/\\\">company medical insurance<\/a> bought, do not usually provide enough coverage (due to your company budget) of the medical bills.  You will still need to take out money from your own pocket to pay the excess.  Your personal medical insurance can cover for this.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606099848568\",\"position\":19,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606099848568\",\"name\":\"How much would it cost to get a medical insurance card?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on age, gender and your desired coverage.  Calculate and see if what you can afford for a lifetime contract at the <a href=\\\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\\\">AIA A-Life Medical Insurance Plan<\/a> page.  Go to this <a href=\\\"https:\/\/www.redcover.com.my\/product\/rhb-medisure-supreme-medical-insurance\/\\\">RHB medical insurance<\/a> page for one of the <a href=\\\"https:\/\/www.redcover.com.my\/product\/rhb-medisure-supreme-medical-insurance\/\\\">cheapest medical card in Malaysia<\/a>. \",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1607485074196\",\"position\":20,\"url\":\"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1607485074196\",\"name\":\"Indisputability Clause in the Insurance Policy\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All personal insurance policies have an indisputability clause.  This is for a period of two years from commencement date of insurance policy.  Where the insurer can void the policy if any misrepresentation on health conditions was made at the time of application.  This means its best to declare any health issues on the health declaration form when applying for personal insurance.    Ask our <a href=\\\"tel:+60126840948\\\">Insurance Agent Levine Lee<\/a> for clarification in doubt.\",\"inLanguage\":\"zh-Hans\"},\"inLanguage\":\"zh-Hans\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u533b\u7597\u5361 \u9a6c\u6765\u897f\u4e9a\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b - Red Cover","description":"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\uff0c\u4e3a\u4e2a\u4eba\u3001\u5bb6\u5ead\u548c\u4f01\u4e1a\u63d0\u4f9b\u6700\u4f73\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u5355\u51fb\u67e5\u770b\u5185\u90e8\u8be6\u7ec6\u4fe1\u606f\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/","og_locale":"zh_CN","og_type":"article","og_title":"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b","og_description":"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\uff0c\u4e3a\u4e2a\u4eba\u3001\u5bb6\u5ead\u548c\u4f01\u4e1a\u63d0\u4f9b\u6700\u4f73\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u5355\u51fb\u67e5\u770b\u5185\u90e8\u8be6\u7ec6\u4fe1\u606f\u3002","og_url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/","og_site_name":"Red Cover","article_publisher":"https:\/\/www.facebook.com\/LevineLeeAIA\/","article_author":"https:\/\/web.facebook.com\/LevineLeeAIA\/","article_published_time":"2020-11-23T05:37:23+00:00","article_modified_time":"2022-07-05T07:26:25+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg?fit=1280%2C720&ssl=1","type":"image\/jpeg"}],"author":"Levine Lee","twitter_card":"summary_large_image","twitter_creator":"@LevineLeeSaw","twitter_site":"@LevineLeeSaw","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#article","isPartOf":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/"},"author":{"name":"Levine Lee","@id":"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d"},"headline":"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b","datePublished":"2020-11-23T05:37:23+00:00","dateModified":"2022-07-05T07:26:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/"},"wordCount":36,"publisher":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/#organization"},"image":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg","keywords":["aia \u533b\u7597\u5361","\u533b\u7597\u4fdd\u9669","\u533b\u7597\u5361","\u533b\u7597\u5361\u9a6c\u6765\u897f\u4e9a","\u533b\u7597\u8d26\u5355\u652f\u4ed8","\u5546\u4e1a\u533b\u7597\u4fdd\u9669","\u56e2\u4f53\u533b\u7597\u4fdd\u9669","\u5bb6\u5ead\u533b\u7597\u4fdd\u9669","\u5bb6\u5ead\u533b\u7597\u5361","\u5c0f\u4f01\u4e1a\u533b\u7597\u4fdd\u9669","\u652f\u4ed8\u533b\u7597\u8d39\u7528","\u65c5\u6e38\u533b\u7597\u4fdd\u9669","\u65e0\u73b0\u91d1\u4f4f\u9662","\u65e0\u73b0\u91d1\u5f55\u53d6","\u9a6c\u6765\u897f\u4e9a\u6700\u597d\u7684\u533b\u7597\u5361"],"articleSection":["\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u4fdd\u9669"],"inLanguage":"zh-Hans"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/","url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/","name":"\u533b\u7597\u5361 \u9a6c\u6765\u897f\u4e9a\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b - Red Cover","isPartOf":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage"},"image":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage"},"thumbnailUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg","datePublished":"2020-11-23T05:37:23+00:00","dateModified":"2022-07-05T07:26:25+00:00","description":"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\uff0c\u4e3a\u4e2a\u4eba\u3001\u5bb6\u5ead\u548c\u4f01\u4e1a\u63d0\u4f9b\u6700\u4f73\u533b\u7597\u4fdd\u9669\u8ba1\u5212\u3002 \u5355\u51fb\u67e5\u770b\u5185\u90e8\u8be6\u7ec6\u4fe1\u606f\u3002","breadcrumb":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080174216"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080457970"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104021694"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104322966"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606105253618"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081600949"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081744238"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433345623"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606108546580"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433590319"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096123470"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096274665"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096587325"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096929473"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097174984"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097538080"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098654338"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098920266"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606099848568"},{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1607485074196"}],"inLanguage":"zh-Hans","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/"]}]},{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#primaryimage","url":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg","contentUrl":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg","width":1280,"height":720,"caption":"AIA Medical Card Insurance Malaysia"},{"@type":"BreadcrumbList","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.redcover.com.my\/zh-hans\/"},{"@type":"ListItem","position":2,"name":"\u9a6c\u6765\u897f\u4e9a\u533b\u7597\u5361\u548c\u533b\u7597\u4fdd\u9669\u7c7b\u578b"}]},{"@type":"WebSite","@id":"https:\/\/www.redcover.com.my\/zh-hans\/#website","url":"https:\/\/www.redcover.com.my\/zh-hans\/","name":"Red Cover","description":"\u9a6c\u6765\u897f\u4e9a AIA \u4fdd\u9669\u4ee3\u7406\u4eba\u548c\u4eba\u5bff\u89c4\u5212\u5e08","publisher":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.redcover.com.my\/zh-hans\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-Hans"},{"@type":"Organization","@id":"https:\/\/www.redcover.com.my\/zh-hans\/#organization","name":"\u7ea2\u8272\u5c01\u9762\u4eba\u751f\u8ba1\u5212","url":"https:\/\/www.redcover.com.my\/zh-hans\/","logo":{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.redcover.com.my\/wp-content\/uploads\/Red-Cover-v1.png?fit=150%2C100&ssl=1","width":150,"height":100,"caption":"\u7ea2\u8272\u5c01\u9762\u4eba\u751f\u8ba1\u5212"},"image":{"@id":"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/LevineLeeAIA\/","https:\/\/x.com\/LevineLeeSaw","https:\/\/www.instagram.com\/levinesaw\/","https:\/\/www.linkedin.com\/in\/levine-lee-saw-hoon-460599154\/","https:\/\/www.pinterest.com\/levinelee\/pins\/","https:\/\/www.youtube.com\/channel\/UCqHhxmvino9yuogbOA0FmPw\/"]},{"@type":"Person","@id":"https:\/\/www.redcover.com.my\/zh-hans\/#\/schema\/person\/921f8e3636b01b888c0071e8a382b95d","name":"Levine Lee","image":{"@type":"ImageObject","inLanguage":"zh-Hans","@id":"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/78a81f1e11fca534c2fa75649ab29597afaed9da7837b2344c9ed2e32f0b5628?s=96&r=g","caption":"Levine Lee"},"description":"Levine Lee is an expert AIA insurance agent and life planner. She has over 15 years of working experience with AIA and ING Insurance as an insurance agent and life planner. This makes her efficient and effective to manage clients for AIA Group Insurance Plans, AIA Life Insurance and AIA Takaful policies. Based in Kuala Lumpur (KL) in the Klang Valley in Malaysia, Levine serves her customers all over Malaysia. And also corporate clients from overseas for their operations in Malaysia.","sameAs":["https:\/\/www.redcover.com.my\/aia-insurance-agent-levine-lee\/","https:\/\/web.facebook.com\/LevineLeeAIA\/","https:\/\/x.com\/LevineLeeSaw"],"url":"https:\/\/www.redcover.com.my\/zh-hans\/author\/levine\/"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080174216","position":1,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080174216","name":"Pre-existing or specified illness or underlying health conditions","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If you are already sick, or have a pre-existing disease condition, usually no insurance company or plan will  take you.  And for many insurance companies, this includes too, the 30 to  120 days (the waiting period) of signing up for an insurance plan, if you are diagnosed with such a health condition,.   This <a href=\"https:\/\/www.redcover.com.my\/waiting-periods-issues\/\">waiting period<\/a> depends on the insurance plan and insurer you sign up with.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080457970","position":2,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601080457970","name":"What is a pre-existing or specified illness or health conditions?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"a.  Hypertension, diabetes mellitus and cardiovascular diseases.<br \/>b.  All tumors, cysts, nodules and polyps in any part of the body.<br \/>c.  Stones of the urinary system and biliary system.<br \/>d.  Diseases of the ear, nose (including sinuses) or throat<br \/>e.  Hernias, haemorrhoids, fistulae, hydrocele, varicocele.<br \/>f.  Diseases of the reproductive system including endometriosis<br \/>g. Disorders of the spine (including slipped disc) or any knee conditions<br \/>h.  Congenital birth defects appearing or diagnosed within 17 years of age.  Includes epilepsy.<br \/><br \/>You can read more at this <a href=\"https:\/\/www.redcover.com.my\/a-life-medical-card-insurance\/\">medical insurance coverage<\/a> page.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104021694","position":3,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104021694","name":"Does Life Insurance cover medical bills?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No.  Life insurance plans' payout, are paid based on your coverage and doctor's medical report.  No hospital guarantee letter issued nor  medical bills required.  Life insurance plans payout only when death or total permanent disability (or on policy maturity) occurs.  If you are still alive, or capable of going back to work, no payout will be made.  Life insurance is usually meant for your loved ones financial needs or to pay for medical, funeral or any other expenses after payout.  One time payout only.  Then the policy is closed.  Unlike medical insurance which resets the payout  back to the original coverage every year.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104322966","position":4,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606104322966","name":"Does Critical Illness Insurance cover medical bills?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No.  Critical Illness insurance are based on your coverage and the doctor's medical report.  Critical illness insurance plans payout when the insured person is diagnosed with the critical illness.  The Critical illness plan is then paid out to the named beneficiary.  To be used for living expenses and other bills or added to savings.   Usually one time payout only (some premium plans allow for upto three times payout) then the policy is closed.  Unlike medical insurance which resets the payout back to the original coverage every year.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606105253618","position":5,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606105253618","name":"Does Personal Accident Insurance cover medical bills?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No.  It only covers accidental death or missing body parts resulting from an accident.  The highest PA premiums may cover (depending on plan) medical bills arising from accidents only.  Illnesses are not covered.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081600949","position":6,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081600949","name":"Is child birth, maternity or baby delivery covered by medical insurance in Malaysia?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No.  This is a choice made by you.  And childbirth is the natural result of this process.  So plan for your own cash savings for baby delivery costs.  And read the fine print of the insurance policy of how to claim for this, if it says this is covered.  Ask the agent to show you an official policy to show this.  Childbirth and pregnancy complications however, can be covered, depending on the medical or <a href=\"https:\/\/www.redcover.com.my\/aia-maternity-pregnancy-insurance-coverage-plans-malaysia\/\">maternity insurance coverage<\/a> selected.  Or you can view the <a href=\"https:\/\/www.redcover.com.my\/product\/aia-a-life-lady360-insurance-plans\/\">childbirth cash rewards from AIA A-Life Lady360 plans<\/a> on how to get baby delivery costs covered with AIA's insurance cash rewards.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081744238","position":7,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601081744238","name":"Are pregnancy complications covered by medical insurance?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It depends on the insurance plan offered.  Pregnancy complications are covered by medical insurance as well as the <a href=\"https:\/\/www.redcover.com.my\/aia-a-life-lady360-lady-insurance-plan\/\">pregnancy maternity insurance plans<\/a>.  The type of complications covered will be different per the respective insurance plans.  You will need to read the specific insurance plan for details.  Or ask our experienced insurance agent Levine Lee to help clarify this for your specific situation.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433345623","position":8,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433345623","name":"Are family members covered by a family medical insurance?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It depends on the medical insurance plan offered.  Family members are covered only if your medical insurance plan includes the family medical insurance plan option.  And only if the insurance plan specifies the age ranges and  family member type.   It might be cheaper to have individual insurance plans for your family members than a total family medical insurance plan.  Call <a href=\"tel:+60126840948\">+6012-684 0948<\/a> to check with our insurance agents on this.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606108546580","position":9,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606108546580","name":"Does the medical insurance card cover when travelling internationally?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes.  A <a href=\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\">good medical insurance card<\/a>  should work as a travel medical insurance.  There are usually time limits overseas (usually 90 days coverage outside of Malaysia, Singapore and Brunei for <a href=\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\">AIA Malaysia medical insurance cards<\/a>).  Usually this covers Malaysian citizens only.  For non-Malaysian citizens, coverage maybe conditional (possible medical emergencies only) depending on the insurer and medical insurance plan purchased.  Check with your insurer or experienced insurance agent.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433590319","position":10,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1601433590319","name":"When will the medical insurance start or can be used?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It starts from the medical insurance issue date or commencement date, with conditions.  For accidental injuries, the medical insurance is effective immediately from issue date.   For illnesses, 30days from issue date.  For specified illnesses, 120 days from issue date.  For specified <a href=\"https:\/\/www.redcover.com.my\/aia-maternity-pregnancy-insurance-coverage-plans-malaysia\/\">maternity complications<\/a>, 1 year from issue date.  These insurance plan start time from issue date, are called waiting periods.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096123470","position":11,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096123470","name":"What is the difference between a cheap medical insurance plan and a premium medical insurance plan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The difference lies in the <a href=\"https:\/\/www.redcover.com.my\/claims-processing-guidance\/\">claims process<\/a> and the renewal of the medical insurance policy. Some cheap medical insurance plans may change their terms and conditions, on renewal to cover the claims being made. ","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096274665","position":12,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096274665","name":"What is the difference in the claims processes between insurers?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It depends on the fine print details of the medical insurance policy by insurer.  This is based on how real the claim is and their elimination of fraud factors, especially if the doctor's report contradicts your health declaration when you bought the insurance.  Ask our <a href=\"tel:+60126840948\">insurance agent Levine Lee<\/a> on her experiences of such situations.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096587325","position":13,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096587325","name":"Will the medical insurance plan be renewed if frequent medical claims are made?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<a href=\"https:\/\/www.redcover.com.my\/aia-insurance-malaysia\/\">Life insurance companies like AIA<\/a>, issue a policy contract that covers the lifetime of the plan.  As long as the premiums are paid, the medical insurance card is in force and active for use, without any further changes in the contract details.  General insurance companies however, issue an annual contract, that expires at the end of the contracted year.  Policy renewal will be a calculated risk, based on your claim history and other factors, extended by them to you.  The insurance company may also change the terms and conditions of the medical insurance card policy on renewal.  Which is why it is buyer be aware of the contract details when buying the cheapest medical cards.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096929473","position":14,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606096929473","name":"How do I know if I am qualified for medical insurance?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You are usually qualified if you have no personal history of any critical illness like heart disease, high blood pressure, diabetes, cancer, glaucoma.  And not working in a high risk profession.  You can see details for <a href=\"https:\/\/www.redcover.com.my\/a-life-medical-card-insurance\/\">medical insurance card entry requirements and coverage<\/a>.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097174984","position":15,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097174984","name":"Why would my medical insurance plan not be renewed?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If you are making a lot of medical claims over time, and are getting older, the insurance company can deem you a high risk and not renew your medical insurance card.  Especially as you grow older, with a claim history and a family history of the health condition.  <a href=\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\">AIA A-Life Medical Insurance<\/a> however, is a lifetime contract, which means it is in force for the life of the contract, as long as you pay the premiums.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097538080","position":16,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606097538080","name":"How would I know if my medical insurance card is a lifetime contract?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Check what type of insurance company issued the medical insurance card policy.  Read the policy on termination and renewal clauses.  Ask your <a href=\"https:\/\/www.redcover.com.my\/aia-insurance-agent-kl-levine-lee\/\">insurance agent<\/a> on termination or renewal issues.  Ask your family and friends or healthcare professionals on their experiences with medical insurance renewals.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098654338","position":17,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098654338","name":"When should I buy a Medical Insurance Plan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"As early as possible.  In today's world, <a href=\"https:\/\/www.redcover.com.my\/39-critical-illness-insurance-cover-and-protection\/\">critical illnesses<\/a>, cancer, heart disease, infections and accidents can happen at any time.  Get covered as early as possible.  This gives you entry to a continuous cash fund to cover your medical bills.  And lets you use your hard earned savings for the other things in life, instead of paying for medical bills.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098920266","position":18,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606098920266","name":"If I have a company medical insurance, why should I buy my own medical insurance?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Lifetime employment has disappeared.  Anyone can lose their job at any time.  Retirement is at age 60, with no more employment beyond that.  Due to modern medicine, <a href=\"https:\/\/ourworldindata.org\/life-expectancy\" target=\"_blank\" rel=\"noreferrer noopener\">average life expectancy<\/a> (2019 data) has increased to 76.2 (Malaysia) and 83.6 (Singapore) years old.  You need a <a href=\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\">lifetime medical insurance contract<\/a>, to cover broken bones, replacements, diseases and other health complications that happens in life and in old age.   And most <a href=\"https:\/\/www.redcover.com.my\/employee-benefits-insurance-plans-adjul19\/\">company medical insurance<\/a> bought, do not usually provide enough coverage (due to your company budget) of the medical bills.  You will still need to take out money from your own pocket to pay the excess.  Your personal medical insurance can cover for this.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606099848568","position":19,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1606099848568","name":"How much would it cost to get a medical insurance card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It depends on age, gender and your desired coverage.  Calculate and see if what you can afford for a lifetime contract at the <a href=\"https:\/\/www.redcover.com.my\/product\/aia-medical-insurance-card-malaysia\/\">AIA A-Life Medical Insurance Plan<\/a> page.  Go to this <a href=\"https:\/\/www.redcover.com.my\/product\/rhb-medisure-supreme-medical-insurance\/\">RHB medical insurance<\/a> page for one of the <a href=\"https:\/\/www.redcover.com.my\/product\/rhb-medisure-supreme-medical-insurance\/\">cheapest medical card in Malaysia<\/a>. ","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"},{"@type":"Question","@id":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1607485074196","position":20,"url":"https:\/\/www.redcover.com.my\/zh-hans\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e5%8c%bb%e7%96%97%e5%8d%a1%e5%92%8c%e5%8c%bb%e7%96%97%e4%bf%9d%e9%99%a9%e7%b1%bb%e5%9e%8b\/#faq-question-1607485074196","name":"Indisputability Clause in the Insurance Policy","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"All personal insurance policies have an indisputability clause.  This is for a period of two years from commencement date of insurance policy.  Where the insurer can void the policy if any misrepresentation on health conditions was made at the time of application.  This means its best to declare any health issues on the health declaration form when applying for personal insurance.    Ask our <a href=\"tel:+60126840948\">Insurance Agent Levine Lee<\/a> for clarification in doubt.","inLanguage":"zh-Hans"},"inLanguage":"zh-Hans"}]}},"featured_image_src":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg","featured_image_src_square":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg","author_info":{"display_name":"Levine Lee","author_link":"https:\/\/www.redcover.com.my\/zh-hans\/author\/levine\/"},"jetpack_featured_media_url":"https:\/\/www.redcover.com.my\/wp-content\/uploads\/AIA-Medical-Card-Insurance-Malaysia.jpg","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/posts\/20224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/comments?post=20224"}],"version-history":[{"count":5,"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/posts\/20224\/revisions"}],"predecessor-version":[{"id":27905,"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/posts\/20224\/revisions\/27905"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/media\/19766"}],"wp:attachment":[{"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/media?parent=20224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/categories?post=20224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redcover.com.my\/zh-hans\/wp-json\/wp\/v2\/tags?post=20224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}