团体人身意外 保险有基本保险和额外的可选保险。 信誉良好的保险公司友邦保险，安联和其他公司提供这种团体保险。
团体人身意外基本保障
团体人身意外（GPA） 提供基本保险，如下表所示：
- Accidental Death Benefit
- Permanent Total Disability
- Snatch Theft
- Hospital Cash
- Funeral Expenses
- Fractured Bones
- Additional Indemnity for Public Conveyance
- 2nd and 3rd Degree Burns
红保保险代理人 可以提供友邦保险、安联保险和其他保险公司的最佳报价。
Click the button below to contact AIA Insurance Agent Levine Lee, to answer your questions on this insurance plan.
团体人身意外附加保障
团体人身意外（GPA） 提供额外保险和额外保费，如下所示：
意外医疗赔偿保障
在事故发生之日起 52 周内遭受需要医生治疗、住院或雇用有执照/研究生护士的伤害。
意外医生保障
在咨询医生后受伤，并在事故发生之日起 52 周内被转介接受进一步的替代治疗。
意外每周弥偿保障
- Temporary Total Disability – Wholly and continuously disabled and prevented from performing any occupation duties within 90 days from the Accident.
- Temporary Partial Disability – Partially and continuously disabled and prevented from performing any occupation duties within 90 days from the Accident.
每日住院入息保障
当受保成员因疾病或意外而在医生的专业护理下住院至少六（6）小时时支付。
以下是友邦保险集团人身意外（GPA）保障详情列表
What are the significant exclusions under this policy?
- AIDS or AIDS-related conditions.
- Suicide or self-destruction of any attempt self-inflicted injury while sane or insane.
- Alcoholism and drug abuse or any related complications.
- Cosmetic or plastic surgery or any elective surgery.
- Racing driver or rider, stuntman, bodyguard and related activities.
- Routine health checks, any investigation(s) not directly related to admission diagnosis, illness or injury or any treatment.
Claims Procedures And Documentations.
如果发生意外造成伤害，受保成员必须在事故造成伤害之日起三十（30）天内向保险公司提供书面索赔通知。
填写索赔文件，并提供索赔证明：
（a） 门诊（不住院）：接受咨询
（b） 住院病人：医院的发票和收据。
如遇意外身故，请立即通知保险公司/代理人。
必须在事故发生后 90 天内向公司提供支持索赔的证明（例如死亡证明、埋葬证明、验尸报告、警方报告、完整的索赔人声明）和提出索赔的人的身份证明（例如 NRIC、就业证明、经认证的工资单）。
如意外身故及伤残保障或永久及完全伤残保障的赔偿总额已于受保成员的终身全数支付，本计划的保障将会终止。
Levine Lee has over 18 years of working experience with AIA and ING Insurance. She is an expert AIA insurance agent and life planner for AIA in Malaysia. Contact LEVINE LEE, at +6012 684 0948. She can work with you to create the best plan to meet your employee benefits program and group insurance budget plans.
Or send in the form below for Levine to call you to scope your needs for a quotation.
Employee Benefits – Request for Quotation
Employee benefits group insurance enquiry form for Red Cover insurance agents to provide group insurance quotations.
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