What is the AIA A-Life Time Secure Insurance Policy?

A-Life Time Secure is a whole life policy that pays on Death or Total Permanent Disability (TPD) of the insured person.

Who is eligible to be insured by this AIA whole life insurance plan?

Individuals between the ages of 14 weeks and age 65 * are eligible for this plan. *For TPD, the maximum entry age is 60 years old.

What is the coverage period for this policy?

This plan covers up to age 100.

What is the minimum sum assured for AIA A-Life Time Secure?

The minimum sum assured is RM 20,000. This is the minimum coverage offered under this plan. Average annual premium payable is RM 340, for male smoker age 30 years old.

What is the maximum sum assured for AIA A-Life Time Secure?

The maximum sum assured is RM 99 Million. This is the maximum coverage offered under this plan.

How much annual premium do I have to pay?

This will depend on your profile. Contact our Red Cover Life Insurance Agents to get the AIA whole life quotation per your profile.

Will my premium increase as my age increases?

No. The premium is fixed for this AIA whole life insurance plan.

Are the premiums for this whole life policy guaranteed?

The premiums for this whole life plan are guaranteed by AIA.

What are the fees and charges that I have to pay?

There are no hidden fees and charges other than the premiums payable.

What do I or my nominee(s) get upon surrender, maturity or death/ TPD?

On maturity, death or TPD, the sum insured or covered, is paid. On surrender, the surrender value is as listed. In the purchased AIA A-Life Time Secure insurance policy.

Are the premiums paid for A-Life Time Secure eligible for income tax relief?

Yes, per the Inland Revenue Board of Malaysia , the insurance premiums for this plan qualifies you for a personal income tax relief. You get a reduction of up to RM 7,000 for annual life insurance premium paid.

马来西亚终身寿险保单

A-Life Time Secure是来自 AIA马来西亚的终身人寿保险产品。 Red Cover保险代理人可以为您提供马来西亚整个人寿保险计划的最佳报价。

终身寿险承保范围

这是一份终身寿险，涵盖您的余生。它提供长达100岁的保护。

这笔钱在被保险人死亡或残疾时支付。受保人或其被提名人可获保证现金，以支持其现金流需求。

如果您想退出保单，有保证的现金价值。同样，在100岁时，有成熟度的好处。在保单生效期间，它为被保险人的整个生命周期提供固定的保险范围。

获取人寿保险报价

终身寿险问题

什么是友邦保险终身安全保险单？

A-Life Time Secure是一份终身保单，以受保人的死亡或完全永久伤残（TPD）支付。

谁有资格受保此友邦终身寿险计划？

年龄介乎14周至65岁 * 的人士可参选此计划。
*对于TPD，最高入职年龄为60岁。

此保单的承保期是多久？

此计划涵盖100岁以下。

「AIA终身保障」的最低保额是多少？

最低保额为RM 20，000。这是本计划提供的最低承保范围。 30岁男性吸烟者的平均年保费为RM 340。

友邦保险「终身保障」的最高保额是多少？

最高保额为RM 99百万。这是本计划提供的最高承保范围。

我需要缴付多少年保费？

这将取决于您的个人资料。联系我们的红盾人寿保险代理，根据您的个人资料获取AIA终身报价。

我的保费会随着年龄的增长而增加吗？

不。此友邦保险终身寿险计划的保费是固定的。

此终身保单的保费可否保证？

此终身寿险计划的保费由友邦保险保证。

我需要支付哪些费用和收费？

除应付保费外，没有隐藏的费用和收费。

我或我的被提名人在退保、年满或死亡/TPD后会得到什么？

在到期日、身故或TPD时，将支付投保额或承保额。退保时，退保价值如所列。在购买的AIA A-Life Time Secure保险单中。

为A-Life Time Secure支付的保费是否符合所得税减免的条件？

是的，根据马来西亚税务局，此计划的保险费使您有资格获得个人所得税减免。您每年支付的人寿保险费可减少高达RM 7，000。

马来西亚终身寿险保单

友邦保险 A-终身安全

终身寿险承保范围

获取人寿保险报价

终身寿险问题

Financial Security – It is There When Needed

Personal Life Insurance – Request for Quotation