What is the minimum and maximum group size for this policy?

The minimum are 11 employees and maximum 150 employees.

What are the coverage that provided in Group Term Life Insurance policy?

Death Benefit (DB) When the Person Insured dies, the Sum Assured for Death is payable. Total and Permanent Disability (TPD) If a person became disabled because of an injury or illness, the money would provide to the beneficiary to reduce their financial loss. Partial and Permanent Disability (PPD) If an employee is having a permanent disability condition from sickness or accident, compensation will be provided according to the Scale of Indemnity as indicated in the Policy's Schedule of Benefits. Terminal Illness (TI) This money will be given if the Insured Person dies within twelve (12) months of being confirmed with a Terminal Illness. Repatriation Expense (Repat) If an insured member dies while travelling outside of Malaysia, the policy will pay for the transportation of his or her mortal remains back to the country of origin.

Is it possible for the Policyholder to cancel the Policy?

Yes. The Policyholder may cancel the Policy by sending AIA Bhd. at least thirty (30) days' notices in writing. Based on the terms and condition the policyholder will return the premium.

What should the policyholder do if his or her contact information changes?

It is necessary that the Policyholder notify us of any changes of his/her contact information.

Perlindungan Insurans Hayat Berkelompok Malaysia

Faedah Pekerja / 21 Disember 2021 by Levine Lee

Insurans Hayat Bertempoh Kumpulan AIA

Polisi Insurans Hayat Bertempoh Kumpulan AIA Meliputi Pekerja Dan Keluarga, Kematian Dan Hilang Upaya. Hubungi Ejen Perlindungan Merah Untuk Cadangan Terbaik.

Perlindungan Insurans Hayat Bertempoh Kumpulan

Insurans Hayat Bertempoh Kumpulan akan membayar pekerja dan keluarga mereka untuk faedah kematian, hilang upaya menyeluruh dan kekal, hilang upaya separa dan kekal, penyakit terminal, perbelanjaan penghantaran balik dan penyakit kritikal.

Apabila syarikat menyediakan perlindungan insurans hayat bertempoh kumpulan kepada anda, majikan biasanya membayar sebahagian besar yuran. Kos perlindungan anda biasanya satu atau dua kali gaji tahunan anda. Biasanya, perlindungan insurans hayat bertempoh kumpulan ini disediakan dalam bentuk insurans bertempoh tahunan yang boleh diperbaharui.

AIA juga mempunyai Pelan Insurans Hayat Bertempoh Kumpulan untuk anda mengetahui lebih lanjut mengenai Pelan Insurans Hayat Bertempoh Kumpulan AIA dan manfaatnya.

Hubungi ejen kami untuk sebut harga

Klik butang di bawah untuk menghubungi Ejen Insurans AIA Levine Lee, untuk menjawab soalan anda mengenai pelan insurans ini.

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Soalan mengenai Insurans Hayat Bertempoh Kumpulan

Apakah saiz kumpulan minimum dan maksimum untuk polisi ini?

Minimum adalah 11 pekerja dan maksimum 150 pekerja.

Apakah perlindungan yang disediakan dalam polisi Insurans Hayat Berjangka Kumpulan?

Faedah Kematian (DB)
Apabila Orang Yang Diinsuranskan meninggal dunia, Jumlah Yang Diinsuranskan untuk Kematian akan dibayar.

Hilang Upaya Menyeluruh dan Kekal (TPD)
Sekiranya seseorang menjadi kurang upaya kerana kecederaan atau penyakit, wang itu akan diberikan kepada benefisiari untuk mengurangkan kerugian kewangan mereka.

Hilang Upaya Separa dan Kekal (PPD)
Jika pekerja mengalami keadaan hilang upaya kekal akibat penyakit atau kemalangan, pampasan akan diberikan mengikut Skala Indemniti seperti yang dinyatakan dalam Jadual Manfaat Polisi.

Penyakit Terminal (TI)
Wang ini akan diberikan jika Orang Yang Diinsuranskan meninggal dunia dalam tempoh dua belas (12) bulan selepas disahkan menghidap Penyakit Terminal.

Perbelanjaan Penghantaran Balik (Penghantaran Balik)
Sekiranya ahli yang diinsuranskan meninggal dunia semasa melancong ke luar Malaysia, polisi akan membayar pengangkutan jenazahnya kembali ke negara asal.

Berapakah premium yang perlu dibayar oleh Pemegang Polisi?

Group Term Life premium table according to age

Adakah mungkin bagi Pemegang Polisi untuk membatalkan Polisi ini?

Ya. Pemegang Polisi boleh membatalkan Polisi dengan menghantar AIA Bhd. sekurang-kurangnya tiga puluh (30) hari notis secara bertulis. Berdasarkan terma dan syarat pemegang polisi akan mengembalikan premium.

Apakah yang perlu dilakukan oleh pemegang polisi jika maklumat hubungannya berubah?

Pemegang Polisi perlu memaklumkan kepada kami tentang sebarang perubahan maklumat hubungannya.

Ejen Insurans AIA Malaysia

Dapatkan Nasihat Segera

Kepakaran Perancangan Insurans – Sedia Membantu

Levine Lee mempunyai lebih daripada 12 tahun pengalaman bekerja dengan AIA dan ING Insurance sebagai ejen insurans dan perancang hayat. Hubungi LEVINE LEE di +6012 684 0948. Dia boleh bekerjasama dengan anda untuk membuat rancangan terbaik untuk memenuhi program manfaat pekerja dan rancangan bajet anda.

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05:38 19 Nov 19

Ms Levine from Red Cover Life Planning came over to our company to give a session on our new corporate policy. She... patiently explained to each of us and helped us go online and set up everything. It was a very good session. We are very happy to have her as our insurance agent. Highly recommended.read more

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12:04 16 Nov 19

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04:00 10 Nov 19

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07:18 10 Oct 19

I got AIA insurance agent from Red Cover Life Planning website to apply student visa for my son. It is a requirement to... get medical insurance by MALAYSIA Immigration office. Levine Lee has responded to my request promptly. I was able to meet up with Immigration officer a week after getting the medical insurance policy for my son’s student visa. I wish to recommend her to anyone who need a responsive AIA insurance agent.read more

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11:36 25 Sep 19

She gave prompt response to my insurance need.I called to ask for travel insurance for my student visa application... which I need it urgently. She was able to arrive to issue travel cover note for me for the application.read more

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