Insurance for Baby Malaysia
AIA A-Plus BabyCare Plan is the Malaysian baby insurance plan from AIA. It is the best insurance for baby plan for Malaysians because:
- Protects Baby and Mother during pregnancy and child birth
- Covers Jaundice treatment for new born baby
- Covers the cost of Birth Defects treatments for baby
Cost of AIA BabyCare Plan
There are two plans, Plan 1 and Plan 2. The estimated insurance price for Plan 1 is:
| Policy Year | 1 | 2 | 3 – 6 |
| AIA A-Plus BabyCare | RM514 | RM220 | RM93 |
BabyCare Plan Entry and Coverage Period
It is best to start to insure your baby in the womb as early as 14 weeks. The medical checkup will be waived if you have the A-Life Lady360 plan and the start week can be even earlier than 14 weeks.
This plan covers your child until 5 years old. After which, the A-Life Joy 2 plan continues to cover your child.
List of Benefits for AIA BabyCare Plan
This AIA A-Plus BabyCare plan covers the following high risk, high cost situations for both mother and baby:
| # | Benefits | Plan 1 (RM) | Plan 2 (RM) |
| 1 | Neonatal ICU, HDU Care | 300/day | 600/day |
| 2 | Incubation | 150/day | 300/day |
| 3 | Neonatal Jaundice | 500 once | 1,000 once |
| 4 5 | Birth Defects Hospitalisation; Autism and ADHD Treatment | Max 15,000 | Max 30,000 |
| 6 | Pregnancy Complications | 2,500 | 5,000 |
| 7 | Death of Foetus | 2,500 | 2,500 |
For the details of the benefits and what is covered have a look at the Babycare plan in detail here.
AIA Babycare Pregnancy Coverage
- Eclampsia
- Abruptio Placentae
- Amniotic Fluid Embolism
Click here for More Pregnancy Insurance Coverage from A-Life Lady360. There are 10 pregnancy situations covered in it. The 7 more pregnancy situations which are covered in the AIA A-Life Lady360 plan are listed below:
AIA A-Life Lady360 Pregnancy Coverage
- Disseminated Intravascular Coagulation
- Molar Pregnancy
- Ectopic Pregnancy
- Late Miscarriage
- Death of Foetus
- Acute Fatty Liver of Pregnancy (AFLP) during pregnancy
- Placenta Increta/Perceta
Click here for a Total Child Insurance Coverage from A-Life Joy 2. Complete with Child Education Plan and Child Critical Illness Coverage. For Children upto 18 years old, extending into adulthood of upto 100 years old. You need to get this plan to be entitled to this AIA A-Plus BabyCare Plan.
And learn a little bit more about Lady Insurance in general.
Ready to get a customized quote just for you? Click the button below.
AIA Baby Insurance BabyCare Coverage Terms and Conditions
This insurance for baby Malaysia plans is by AIA Insurance Malaysia for Malaysians. It is a rider, an add on plan to the A-Life Joy plan, an all in one total children insurance plan.
Pregnant woman aged between 18 and 45 years old are eligible to buy this insurance for baby care plan as part of the A-Life Joy plan. There are two plans, Plan 1 and Plan 2 for this AIA baby insurance.
Woman with the AIA A-Life Lady360 plan get additional exemptions and benefits for this AIA A-Plus BabyCare plan.
It should be noted that this plan is not for pregnancies developed from IVF or artificial insemination methods. There are conditions as is normal with all insurance policies. It will be best to get advice from an experienced AIA insurance agent near by in this matter.
If you are ready to protect your pregnancy and baby hospital costs, Call and Ask Levine for her special offer and promotion for this best selling Baby and Mother plan from AIA. Call soonest as limited offers available.
Lady, Baby and Children Insurance Quote Request
Get more details and the brochure on this plan and medical conditions at this Baby Insurance Plan page.
References
Featured image by SHAHBAZ AKRAM from Pexels
- AIA SME Platinum - 21 March 2023
- Group Insurance Plans - 16 March 2023
- AIA Group Hospitalisation Claims Submission - 9 March 2023
