What is a Group Term Life insurance plan?

A Group Term Life insurance (GTL) plan provides protection to a specific group of people and can be renewed yearly.

What is the coverage options of the Group Term Life insurance plan?

The coverage benefits include in the event of Death, Total and Permanent Disability (TPD), and Partial Permanent Disability (PPD) due to natural and accidental causes.

How does this insurance differ from individual insurance?

This type of group life insurance plan is inexpensive compared to individual life insurance. An employee gets the coverage even though they have a pre-existing illness. This is contingent on group size 11 and above; and a 4-month waiting period.

Who is the policyholder for the Group Term Life insurance plan?

The employer acts as the master policy owner on behalf of the members of the group. As well as the policy owner for their subsidiaries with one common director.

Who is eligible for a Group Term Life insurance plan?

Employee. All full-time and actively at-work employees, directors, partners, and proprietors in occupational classes 1 to 4 are eligible for Group Term Life insurance.

What is the eligible age for the Group Term Life insurance plan?

Entry age from 16 to 64, renewable age up to 69 years old. It is applicable to employees only. However, this is not applicable to employees' dependents.

Jenis Pelan Insurans Hayat Kumpulan

Faedah Pekerja, Pelan Insurans Berkumpulan / 9 Januari 2023 by Levine Lee

Jenis Insurans Hayat Kumpulan

Jenis Pelan Insurans Hayat Kumpulan adalah Hayat Bertempoh Kumpulan, Kehidupan Universal Kumpulan, dan Insurans Hayat Universal Kumpulan Boleh Ubah.

Satu-satunya pelan insurans hayat berkumpulan yang terdapat di Malaysia ialah Insurans Hayat Bertempoh Kumpulan. Insurans kemalangan diri berkumpulan di Malaysia dianggap sebagai insurans kemalangan dan bukan insurans Hayat Bertempoh Berkumpulan.

Hubungi Ejen Insurans Kumpulan untuk Insurans Kumpulan

Hubungi ejen insurans terbaik kami untuk pelan Malaysia untuk syarikat anda.

Klik butang di bawah untuk menghubungi Ejen Insurans AIA Levine Lee, untuk menjawab soalan anda mengenai pelan insurans ini.

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Atau hantar pertanyaan. Kami akan menghubungi anda untuk membuat sebut harga insurans terbaik untuk memenuhi keperluan pelan manfaat pekerja anda.

PERMINTAAN QOUTATION

Pelan Insurans Hayat Bertempoh Kumpulan

Apakah pelan insurans hayat bertempoh kumpulan?

Pelan insurans Hayat Bertempoh Kumpulan (GTL) menyediakan perlindungan kepada kumpulan orang tertentu dan boleh diperbaharui setiap tahun.

Apakah pilihan perlindungan bagi pelan insurans Hayat Bertempoh Berkumpulan?

Manfaat perlindungan termasuk sekiranya berlaku Kematian, Hilang Upaya Menyeluruh dan Kekal (TPD), dan Hilang Upaya Kekal Separa (PPD) akibat sebab semula jadi dan tidak sengaja.

Bagaimanakah insurans ini berbeza daripada insurans individu?

Pelan insurans hayat kumpulan jenis ini murah berbanding dengan insurans hayat individu. Seorang pekerja mendapat perlindungan walaupun mereka mempunyai penyakit yang sedia ada. Ini bergantung kepada saiz kumpulan 11 dan ke atas; dan tempoh menunggu selama 4 bulan.

Siapakah pemegang polisi bagi pelan insurans Hayat Bertempoh Berkumpulan?

Majikan bertindak sebagai pemilik dasar induk bagi pihak ahli kumpulan. Serta pemilik polisi untuk anak-anak syarikat mereka dengan satu pengarah biasa.

Siapakah yang layak untuk pelan insurans Hayat Bertempoh Berkumpulan?

Pekerja. Semua pekerja, pengarah, rakan kongsi, dan pemilik sepenuh masa dan aktif dalam kelas pekerjaan 1 hingga 4 layak mendapat insurans Hayat Bertempoh Kumpulan.

Berapakah umur yang layak untuk pelan insurans Hayat Bertempoh Berkumpulan?

Umur kemasukan dari 16 hingga 64 tahun, umur yang boleh diperbaharui sehingga 69 tahun. Ia terpakai kepada pekerja sahaja. Walau bagaimanapun, ini tidak terpakai kepada tanggungan pekerja.

Dapatkan Nasihat Segera daripada Pakar

Hubungi penasihat insurans Perlindungan Merah kami yang berpengalaman jika anda mempunyai lebih banyak soalan mengenai insurans Hayat Bertempoh Kumpulan.

Levine Lee mempunyai lebih daripada 18 tahun pengalaman bekerja dengan AIA dan ING Insurance. Beliau adalah pakar ejen insurans AIA dan perancang hayat untuk AIA di Malaysia. Hubungi LEVINE LEE, di +6012 684 0948. Dia boleh bekerjasama dengan anda untuk membuat rancangan terbaik untuk memenuhi program faedah pekerja anda dan rancangan belanjawan insurans kumpulan.

Atau hantar borang di bawah untuk Levine memanggil anda untuk skop keperluan anda untuk sebut harga.

Red Cover Life Planning

4.7

Based on 5 reviews

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caroline louis

05:38 19 Nov 19

Ms Levine from Red Cover Life Planning came over to our company to give a session on our new corporate policy. She patiently explained to each of us and helped us go online and set up everything. It was a very good session. We are very happy to have her as our insurance agent. Highly recommended.

Wong See Mun

12:04 16 Nov 19

Intended to acquire some adequate insurance cover thus search through the Google and by luck, clicked into Red Cover as the name sounds quite catchy. Called and met up with AIA agent Levine Lee the next day. She delivered very detailed briefing and after due consideration signed up for A Plus Health investment policy on the second meeting.

Tony Yong

04:00 10 Nov 19

Buying insurance, most importantly is to understand what are the benefits offered in the policy coverage. AIA offers a whole life and medical coverage till 100 years of age. After understanding the benefit of the policy coverage, I immediately agreed to increase my coverage on the exiting policy when AIA offered the new upgrades on the existing policy.

sankar lal Sankar

07:18 10 Oct 19

I got AIA insurance agent from Red Cover Life Planning website to apply student visa for my son. It is a requirement to get medical insurance by MALAYSIA Immigration office. Levine Lee has responded to my request promptly. I was able to meet up with Immigration officer a week after getting the medical insurance policy for my son’s student visa. I wish to recommend her to anyone who need a responsive AIA insurance agent.

Dr. Md Mamunor Rashid

11:36 25 Sep 19

She gave prompt response to my insurance need.I called to ask for travel insurance for my student visa application which I need it urgently. She was able to arrive to issue travel cover note for me for the application.

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