AIA A-Life Lady360 Lady Insurance Plans
This AIA A-Life Lady360 insurance plan is a comprehensive female life plan. Lady360 gives protection until your age 80. On reaching age 80, you get a maturity benefit of 150% of the sum insured.
Marriage and childbirth cash rewards, pregnancy complications and female cancers coverage are included and provided with AIA A-Life Lady360 plans. This is a personal insurance policy for women in Malaysia, underwritten by AIA Bhd.
This lady insurance plan celebrates the important milestones in the young lady’s life. Marriage, childbirth and her golden age (age 55). AIA A-Life Lady360 pays out a total of 12% of the coverage amount as cash rewards, as listed below. 3% over 4 instances of Childbirth or Marriage. If there is balance from this 12% cash rewards, this balance amount will be paid out as a Golden Age Cash Rewards.
Childbirth Cash Rewards
AIA A-Life Lady360 insurance provides a one-off payment valued at 3% of your coverage amount for a baby born. This childbirth cash reward can be claimed up to to 4 babies. If you claimed the marriage reward too, then this is valid for up to 3 babies only. This reward from the Lady360 insurance plan helps cover births and baby delivery and maternity care planning. This childbirth reward is claimed with the child’s birth certificate to get this benefit.
Marriage Cash Rewards
AIA A-Life Lady360 insurance provides a one-off payment valued at 3% of your coverage amount. This helps with starting off your marriage plans and activities. This marriage claim is made with an official marriage certificate to get this benefit.
Golden Age Cash Rewards
AIA A-Life Lady360 insurance provides a one-off payment up to 12% of the coverage amount at age 55. This amount will be deducted from whatever has been paid out earlier for Marriage and Childbirth cash rewards.
Female Pregnancy Insurance Benefits
AIA A-Life Lady360 Insurance covers the following pregnancy complications. This payment is up to 10% of the coverage amount.
- Disseminated Intravascular Coagulation
- Molar Pregnancy
- Ectopic Pregnancy
- Late Miscarriage (18th to 28th week of gestation)
- Death of foetus (28th week of gestation and onwards)
- Abruptio Placentae
- Amniotic Fluid Embolism
- Acute Fatty Liver of Pregnancy (AFLP) during Pregnancy
- Placenta Increta/Percreta
Comprehensive Female Cancer Protection
A-Life Lady360 covers you against female cancers from the early stages onwards, ensuring that you are financially secure so that you can focus on treatment
For female carcinoma in situ, you will receive a one-off payment valued at 50% of your coverage amount. The Lady360 Power Reset feature resets your coverage to the full amount, 12 months after you have been diagnosed with carcinoma in situ of the female organs.
Special Breast Cancer Coverage
If you are diagnosed with breast cancer, you will automatically receive 30% of your coverage amount for breast removal as well as an additional 30% for breast reconstructive surgery. This will enable you to have a confident new beginning after your battle with cancer. In total, you would receive a payout amounting to 160% of your coverage amount!
Special Female Care Medical Benefits
This plan also features first-in-market benefits to support your healthcare needs. If any one of the following scenarios occur, you will receive a one-off payment of RM5,000.
- Medical complications that arise due to elective cosmetic surgery.
- Hormone replacement therapy for menopause.
- Psychotherapy treatment for anxiety disorder or depression disorder.
Maturity Benefit of 150% at Age 80
When your plan matures when you turn 80, we will pay you 150% of your coverage amount to celebrate this significant milestone in your life.
Yearly Cash Bonus
When you purchase A-Life Lady360 and sign up as an AIA Vitality Member, you can enjoy a Yearly Cash Bonus up to 50% of your Basic Premium Paid. This is an additional savings for you.
Death or Total Permanent Disability (TPD) Benefit
In the event of death or TPD, AIA Bhd will pay out the coverage amount or cash value of the policy, whichever is higher.
AIA A-Life Lady360 Insurance Plans
This AIA Insurance plan has six (6) different plans and coverage. Try out the insurance calculator on this page.
AIA A-Life Lady360 Insurance Plan Brochure
Download AIA A-Life Lady360 Brochure to read the details of this Lady Insurance Plan Package as published by AIA Berhad.
Send this product in as a sales order request (Add to cart and checkout. No payment will be taken nor asked. The order will be seen as a request for a custom quotation for your needs sent to AIA Life Insurance Levine Lee. As the senior life insurance agent with Red Cover, she will get back to you with the answers to your request.
Contact AIA Life Insurance Agent Malaysia
Or, if you prefer, you can call Levine Lee, our AIA life insurance agent Malaysia, and she will respond to you on your requirements.