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Life insurance premiums on average are priced as follows. These are indicative prices:
Life Insurance Premiums Prices
Life Insurance monthly plan RM150
An AIA Whole Life Insurance Plan that covers up to 100 years old. Last Entry Age is 65 years old.
Keyman Insurance monthly plan RM1,000
A Keyman Insurance Plan that Covers Key Personnel of a Business or Company.
Pregnancy Insurance monthly plan RM200
An AIA Insurance Plan that Covers the Mother and Fetus. during pregnancy.
Baby Insurance monthly plan RM200
An AIA Insurance Plan that Covers the Mother and Fetus or Baby. during and after childbirth.
Medical Insurance monthly plan RM100
An AIA Insurance Plan that provides Medical Card to pay medical bills. At Premier Hospitals in Malaysia. Indicative price for ages 30 and below.
Personal Accident Insurance yearly plan RM250
Critical Illness Insurance monthly plan RM250
Child Insurance monthly plan RM250
Group Insurance Premiums Prices
Group Health And Surgical Plan per staff per year RM700
An Insurance Plan that Provides an Employee Medical Benefits and Management System. You can mix and match various plans to suit different employee categories and your budget at this AIA GHS Package configuration page.
If you are looking for a Group Takaful GHS package, go to this AIA Public Takaful GHS configuration page.
Group Term Life Plan per staff per year RM300
A Group Insurance Plan that Provides a Death or Total And Permanent Disability Benefit . Average staff age of 30 years old.
Group Personal Accident Plan per staff per year RM200
Life Insurance Underwriting Details
Individual and Group Life Insurance premiums are priced based on several factors as follows:
- Medical History
- Occupation (Blue or White collar)
- Age and Gender
- Sum Insured and Benefits Requirements
- Payment Terms
The application form will need to be filled up with the above information. Additional information needed:
- Medical Checkup if deemed necessary
- Personal particulars
- Employment details
- Annual income details
Your insurance agent will guide you in filling up the application. This is the same for individual and group policies.