SME Insurance
Small Medium Enterprises (SME) in Malaysia need affordable comprehensive insurance products. SME’s in Malaysia need a reliable single point of insurance contact for all of their risk and cashflow coverage and employee retention needs.
SME Insurance Products and Coverage

An small medium business enterprise will need insurance for its employees, key persons, individual shareholders as well as for its business operations.
SME Health, Group and Medical Insurance Coverage for Employees and Key Persons
Insurance coverage for SME employees will be Group, Health and Medical Insurance. AIA Insurance is the leader in SME Group Health and Medical Insurance with AIA SME Platinum Plans. And AIA provides in addition, AIA Vitality that helps maintain employee productivity by rewarding healthy habits.
- Employees Benefits Insurance
- Group Term Life Insurance
- Group Health and Surgery Insurance
- Group Personal Accident Insurance
- Small Business Medical Plans
- Keyman Insurance
- Buy-Sell Insurance for Buy-Sell Trust

SME Shipping and Damages Insurance Coverage for Business
Insurance coverage for small medium enterprises’ business operations is varied and wide, This includes
- Goods in Transit Insurance
- Marine Cargo Insurance
- Property, Equipment and Fire Insurance
- Inventory, Goods and Stocks Insurance
- All Risks Insurance
- Project Insurance
- Public Liability Insurance
- Workman Compensation Insurance

Insurance Agents for Small Medium Enterprises and Business
Red Cover insurance agents are well versed with General, Business, Group, Medical, Health and Life Insurance needs of businesses in Malaysia. Red Cover can provide quotations from several different insurance companies for your consideration and evaluation of a combined insurance benefit for your business.
This insurance is an affordable insurance that covers employees and the business risks for an SME in Malaysia. SMEs can be small factories, restaurant chains, logistics companies, retail chains and service providers. Usually the number of employees would be more than 10 people. For micro businesses or SME having less than 10 employees, you can look to our small business medical plans and other small business insurance covers.
This depends on the what is covered in the insurance policy and plans selected. The damages can range from property damage on site, goods lost during shipment, loss of key personnel, death of share holders, theft, employee dishonesty and many more.
This insurance is customized to what you want covered. The form will have many sections and details that need to be filled up. And have legal implications when it comes time to claim. You need experienced agents in group, medical and business policy writing to guide you in this.
Contact our Red Cover insurance agents to get the best coverage option and prices for your SME business insurance coverage requirements within Malaysia
Contact Insurance Agent for Best Insurance Proposals in Malaysia
Levine Lee has over 15 years of working experience with AIA and ING Insurance as an insurance agent and life planner. Jack Gan has over 25 years with Orix and RHB Insurance as general and business insurance agent management.
Contact LEVINE LEE, at info@redcover.com.my or +6012 684 0948. She is the focal point for initial customer contact. Jack Gan or other Red Cover insurance team members will step in to contact you depending on your insurance requirements.

Levine and her team can work with you to create the best insurance proposal and quotations to meet your needs and budget plans. The Team can get you quotations from various Insurance Companies in Malaysia for your general business insurance needs.
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