AIA 39 Critical Illnesses Insurance Plans Malaysia

Critical Illness Insurance Plan Coverage Protection

The diseases and illness listed in next section below are covered in this AIA 39 Critical Illness Insurance Plans.  This is underwritten and covered by AIA Insurance Malaysia.

Influenza A Insurance Coverage

For the Influenza A and Influenza like illnesses (ILI), these are covered by AIA medical insurance per the terms of the plan bought by the policyholder. It is considered as a hospitalization medical insurance. For more information:

• Influenza A Outbreak in Malaysia 2020 details
• Medical Insurance plan in Malaysia for Individuals
• Group medical insurance plans in Malaysia for employees
• Takaful medical insurance plans for individuals and families

This Critical Illness Insurance Plans Covers:

• This critical care illness insurance plans covers 39 critical illnesses in Malaysia. 
• This plan covers up to the age of 70 years old.
• This insurance pays out on diagnosis of the listed disease.
  • And if you survive at least 15 days from diagnosis date or the covered surgery
• A lump sum payment is paid for 100% of covered amount with an exception.
  • The exception is for Angioplasty and Invasive treatments for Coronary Artery Disease.
  • 10% of amount covered will be paid subject to a maximum of RM25,000 one time payment.
  • The plan coverage amount will be reduced by the amount paid out.

AIA Medical Insurance Card Malaysia

This is a medical insurance plan from AIA Insurance.

• A-Life Med Regular provides you the medical coverage up to the age 100.
• A-Life Med Regular pays your medical claim in full, without imposing any co-insurance or deductible charges.
• You can be the policy owner for your spouse and children to register for medical insurance
• You can get income tax relief with this medical card up to RM3,000
• Enjoy worldwide assistance services by calling AIA’s 24-hour service hotline +603-21665421 and reverse the call charges.
• The plan details and downloads are in the detailed description below

Send in this pre-order to get the official proposal for you.  Nothing needs to be paid for this pre-order.

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You can use these Proceeds to Cover:

• Living expenses
• Top up medical expenses
• Pass on to your beneficiary to use.

The Qualification to get this Plan is:

• Malaysians between the age of 16 to 55.
• Subject to underwriting requirements.
  • Inform us of all facts to your medical conditions
  • State your age correctly
• Exclusions
  • The illness appears during the waiting period
  • Illness comes from pre-existing condition

These are the reasons why you need to get this insurance plan as early as possible to avoid the exclusions.

Ask Levine Lee, AIA Insurance Agent for a quick check if you qualify for this plan.

AIA Investment Linked Life Insurance – Signature Beyond 2

AIA Investment Linked Life Insurance – Signature Beyond 2

The price shown is the starting monthly premium price.  This is a life insurance plan to protect your family’s finances.  The best life insurance plan for a total coverage of life’s risks:

• Death benefit
• Total and Permanent Disability (TPD)
• Critical Illness Coverage with Reset Capability
• Accidental death coverage 200% payout
• Accidental death coverage in a lift or public transportation 300% payout
• Accidental death coverage from a natural disaster 600% payout
• Higher maturity cash value

Contact AIA Business and Life Insurance Agent Levine Lee for a Custom Quote.

Or checkout this product as an order.  No payment will be taken nor asked.  The order will be seen as a request for a custom quotation for your needs.

RM1,200.00

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AIA 39 Critical Illness Plans Waiting Periods

• 60 Days Waiting Period
  • Cancer
  • Heart Attack
  • Coronary Artery Bypass Surgery
  • Serious Coronary Artery Disease
  • Angioplasty
  • Other Invasive Treatments for Coronary Artery Disease
• 30 Days Waiting Period
  • The rest of the critical illnesses on the list below

The Critical Illness Plan Coverage Amounts are:

• RM50,000
• RM100,000
• RM150,000
• RM200,000
• RM250,000

AIA Critical Illness Plan Cost

• AIA has a range of low to high premiums to cover the cost of this insurance. 
• You can customize it to fit your budget for your family. 
• Contact our expert insurance agent, Levine Lee for the custom plan for you and your family.  Do it soonest, before its too late.

It is because our life is filled with uncertainties and risks.

It is important to get enough protection for you and your loved ones.  There is a reason why AIA has this 39 diseases critical care plans.  Contact our expert insurance agent, Levine Lee now for immediate support and clarification. 

How to get protected?

By opting for Life Insurance, you can gain protection against unforeseen events such as early death, disability or critical illnesses.  Levine Lee with AIA wants to make sure you get the right insurance policy.  There are many types of insurance products that you may consider, depending on your circumstances.

• Life insurance coverage will offer financial support to your dependents if you die suddenly.
• Critical illness protection coverage will support you if you are diagnosed with a severe disease type as shown in our Critical Care Diseases list below.

AIA 39 Critical Illness List

For women, you will need additional critical illness coverage. Please see our AIA A-Life Lady360 plan. This AIA 360 critical illness plan specially covers early stage cancer for six female cancers.

AIA previously had 36 illnesses listed for Critical Illness Insurance. Today, AIA covers for 39 critical illnesses, as listed below. Check with Levine Lee, AIA Insurance Agent for the latest updated list if any, and the specific illness coverage terms and conditions.

Brain and Nervous System

1. Stroke
2. Alzheimer’s Disease / Severe Dementia
3. Parkinson’s Disease
4. Benign Brain Tumor
5. Brain Surgery
6. Bacterial Meningitis
7. Encephalitis

Loss of Body Senses or Muscle Functions

1. Blindness
2. Loss Of Speech
3. Loss of Hearing or Deafness
4. Paralysis of Limbs
5. Muscular Dystrophy
6. Multiple Sclerosis
7. Motor Neuron Disease
8. Loss of Independent Existence

Bone Marrow

1. Aplastic Anaemia
2. Major Organ/Bone Marrow Transplant

Heart and Blood System

1. Primary Pulmonary Arterial Hypertension
2. Surgery to Aorta
3. Heart Valve Surgery
4. Cardiomyopathy
5. Heart Attack
6. Angioplasty
7. Serious Coronary Artery Disease
8. Coronary Artery Bypass Surgery

HIV Infection and AIDS

1. AIDS
2. HIV Infection Due To Blood Transfusion
3. Occupationally Acquired HIV Infection

Kidneys

1. Medullary Cystic Disease
2. Kidney Failure

Liver

1. End Stage Liver Failure
2. Fulminant Viral Hepatitis

Medical Conditions due to Accidents

1. Head Trauma
2. Major Burns

Other Severe Diseases

1. Coma
2. Terminal Illness
3. Cancer of Specified Severity and Not Covering Very Early Stage Cancer
4. End Stage Lung Disease
5. Systemic Lupus Erythematosus with Severe Kidney Complications

Ask Levine Lee now, our experienced insurance advisor, for a quick proposal for your estimated needs.

Or send in the form below:

• Author
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Levine Lee

Life Planner at Red Cover Life Planning

Levine Lee is an expert AIA insurance agent and life planner. She has over 15 years of working experience with AIA and ING Insurance as an insurance agent and life planner.This makes her efficient and effective to manage clients for AIA Group Insurance Plans, AIA Life Insurance and AIA Takaful policies.Based in Kuala Lumpur (KL) in the Klang Valley in Malaysia, Levine serves her customers all over Malaysia.And also corporate clients from overseas for their operations in Malaysia.

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