AIA A-Life Essential Critical Care

AIA Malaysia Critical Illness Insurance Plan

A-Life Essential Critical Care (ALECC) insurance plan is Critical Illness insurance from AIA Malaysia.

See below for a comprehensive guide on AIA Malaysia Critical Illness coverage and the list of critical illness conditions that are covered under the insurance plan.

Click the button below to contact AIA Insurance Agent Levine Lee, to answer your questions on this insurance plan.

Chat on WhatsApp

Or send in an enquiry. We will contact you to create the best insurance quotations to fit your employee benefits plan insurance needs.

AIA A-Life Essential Care (ALECC)

AIA A-Life Essential Critical Care is a non-participating Critical Illness plan that can cover the insured member up to the age of 70. The coverage under this Critical Illness plan is up to 75 Critical Illness advanced-stage conditions.

This AIA Critical Illness insurance plan provides a lump sum payout in the event of a serious illness diagnosis. The coverage is designed to ease the financial burden of the insured member which includes medical treatment, lifestyle adjustments, and recovery.

AIA A-Life Essential Care 75 Advanced Stage of Critical Illness List

The 75 advanced stages of Critical Illness covered under A-Life Essential Critical Care from AIA Malaysia are:

1. Cancer – of specified severity and does not cover early cancers
2. Stroke – resulting in permanent neurological deficit with persisting clinical symptoms
3. Heart Attack – of specified severity
4. Serious Coronary Artery Disease
5. Coronary Artery By-Pass Surgery
6. Heart Valve Surgery
7. Cardiomyopathy – of specified severity
8. Surgery to Aorta
9. Primary Pulmonary Arterial Hypertension – of specified severity
10. End-Stage Lung Disease
11. End-Stage Liver Failure
12. Major Organ/Bone Marrow Transplant
13. Parkinson’s Disease – resulting in permanent disability to perform activities of daily living
14. Alzheimer’s Disease – resulting in permanent inability to perform activities of daily living
15. Coma – resulting in permanent neurological deficit with persisting clinical symptoms
16. Blindness – Permanent and Irreversible
17. Deafness – Permanent and Irreversible
18. Kidney Failure – requiring dialysis or kidney transplant
19. HIV Infection Due Blood to Blood Transfusion
20. Chronic Aplastic Anaemia – resulting in permanent bone marrow failure
21. Bacterial Meningitis – resulting in permanent inability to perform activities of daily living
22. Benign Brain Tumour – of specified severity
23. Brain Surgery
24. Encephalitis – resulting in permanent inability to perform activities of daily living
25. Major Head Trauma – resulting in permanent inability to perform activities of daily living
26. Loss of speech
27. Medullary Cystic Disease
28. Loss of Independent Existence
29. Motor Neuron Disease- permanent neurological deficit with persisting clinical symptoms
30. Multiple Sclerosis
31. Muscular Dystrophy
32. Paralysis of Limbs
33. Third Degree Burns – of specified severity
34. Fullminant Viral Hepatitis
35. Terminal Illness
36. Angioplasty and Other Invasive Treatments for Coronary Artery Disease
37. Systemic Lupus Erythematosus with Severe Kidney Complications
38. Full-blown AIDS
39. Occupationally Acquired Human Immunodeficiency Virus ( HIV) Infection
40. Severe Eisenmenger’s Syndrome
41. Infective Endocarditis
42. Poliomyelitis
43. Progressive Scleroderma
44. Chronic Rheumatoid Arthritis
45. Ulcerative Colitis with Total Colectomy
46. Myasthenia Gravis
47. Progressive Muscular Atrophy
48. Progressive Supranuclear Palsy
49. Chronic Adrenal Insufficiency
50. Osteogenesis Imperfecta
51. Meningeal Tuberculosis
52. Apallic Syndrome
53. Surgery for Idiopathic Scoliosis
54. Chronic Relapsing Pancreatitis
55. Elephantiasis
56. Cerebral Metastasis
57. Creutzfeldt – Jakob Disease
58. Ebola Hemorrhagic Fever
59. Pheochromocytoma requiring surgery
60. Severe Relapsing Nephrotic Syndrome
61. Wilson’s Disease
62. Haemolytic Uremic Syndrome
63. Necrotising Fasciitis
64. Respiratory Diphtheria requiring mechanical ventilation
65. Loss of limb (s)
66. Intensive Care – requiring mechanical ventilation for 10 days
67. Cerebral Aneurysm Requiring Brain Surgery
68. Chronic Autoimmune Hepatitis
69. Multiple Root Avulsions of Brachial Plexus
70. Rheumatic Fever with Heart Valve Disorders
71. Resection of the whole small intestine (duodenum, jejunum and ileum)
72. Severe Chron’s Disease
73. Severe Pulmonary Fibrosis
74. Rabies
75. Generalized Tetanus

Frequently Asked Questions About A-Life Essential Critical Care

Critical Illness Insurance Plan from Other Insurance Companies

Different insurance companies offer different coverage under their Critical Illness insurance plan. Click the link below to read more about the Critical Illness insurance plan from different insurance providers in Malaysia.

• AIA Junior Critical Illness Insurance Plan
• Allianz Critical Illness Insurance Plan
• Great Eastern Critical Illness Insurance Plan

Learn more about AIA A-Life Essential Critical Care

To learn more about AIA A-Life Essential Critical Care benefits coverage and its claim process, get in touch with Red Cover expert AIA insurance agent.

Contact AIA Agent Levine Lee

Levine Lee has over 18 years of working experience with AIA and ING Insurance. She is an expert AIA insurance agent and life planner for AIA in Malaysia.  Contact LEVINE LEE, at +6012 684 0948. She can work with you to create the best plan to meet your personal needs benefits and budget plans.

Or send in the form below for Levine to call you to scope your needs for a quotation.