AIA Malaysia Critical Illness Insurance Plan
See below for a comprehensive guide on AIA Malaysia Critical Illness coverage and the list of critical illness conditions that are covered under the insurance plan.
Click the button below to contact AIA Insurance Agent Levine Lee, to answer your questions on this insurance plan.
Or send in an enquiry. We will contact you to create the best insurance quotations to fit your employee benefits plan insurance needs.
AIA A-Life Essential Care (ALECC)
AIA A-Life Essential Critical Care is a non-participating Critical Illness plan that can cover the insured member up to the age of 70. The coverage under this Critical Illness plan is up to 75 Critical Illness advanced-stage conditions.
This AIA Critical Illness insurance plan provides a lump sum payout in the event of a serious illness diagnosis. The coverage is designed to ease the financial burden of the insured member which includes medical treatment, lifestyle adjustments, and recovery.
AIA A-Life Essential Care 75 Advanced Stage of Critical Illness List
The 75 advanced stages of Critical Illness covered under A-Life Essential Critical Care from AIA Malaysia are:
- Cancer – of specified severity and does not cover early cancers
- Stroke – resulting in permanent neurological deficit with persisting clinical symptoms
- Heart Attack – of specified severity
- Serious Coronary Artery Disease
- Coronary Artery By-Pass Surgery
- Heart Valve Surgery
- Cardiomyopathy – of specified severity
- Surgery to Aorta
- Primary Pulmonary Arterial Hypertension – of specified severity
- End-Stage Lung Disease
- End-Stage Liver Failure
- Major Organ/Bone Marrow Transplant
- Parkinson’s Disease – resulting in permanent disability to perform activities of daily living
- Alzheimer’s Disease – resulting in permanent inability to perform activities of daily living
- Coma – resulting in permanent neurological deficit with persisting clinical symptoms
- Blindness – Permanent and Irreversible
- Deafness – Permanent and Irreversible
- Kidney Failure – requiring dialysis or kidney transplant
- HIV Infection Due Blood to Blood Transfusion
- Chronic Aplastic Anaemia – resulting in permanent bone marrow failure
- Bacterial Meningitis – resulting in permanent inability to perform activities of daily living
- Benign Brain Tumour – of specified severity
- Brain Surgery
- Encephalitis – resulting in permanent inability to perform activities of daily living
- Major Head Trauma – resulting in permanent inability to perform activities of daily living
- Loss of speech
- Medullary Cystic Disease
- Loss of Independent Existence
- Motor Neuron Disease- permanent neurological deficit with persisting clinical symptoms
- Multiple Sclerosis
- Muscular Dystrophy
- Paralysis of Limbs
- Third Degree Burns – of specified severity
- Fullminant Viral Hepatitis
- Terminal Illness
- Angioplasty and Other Invasive Treatments for Coronary Artery Disease
- Systemic Lupus Erythematosus with Severe Kidney Complications
- Full-blown AIDS
- Occupationally Acquired Human Immunodeficiency Virus ( HIV) Infection
- Severe Eisenmenger’s Syndrome
- Infective Endocarditis
- Progressive Scleroderma
- Chronic Rheumatoid Arthritis
- Ulcerative Colitis with Total Colectomy
- Myasthenia Gravis
- Progressive Muscular Atrophy
- Progressive Supranuclear Palsy
- Chronic Adrenal Insufficiency
- Osteogenesis Imperfecta
- Meningeal Tuberculosis
- Apallic Syndrome
- Surgery for Idiopathic Scoliosis
- Chronic Relapsing Pancreatitis
- Cerebral Metastasis
- Creutzfeldt – Jakob Disease
- Ebola Hemorrhagic Fever
- Pheochromocytoma requiring surgery
- Severe Relapsing Nephrotic Syndrome
- Wilson’s Disease
- Haemolytic Uremic Syndrome
- Necrotising Fasciitis
- Respiratory Diphtheria requiring mechanical ventilation
- Loss of limb (s)
- Intensive Care – requiring mechanical ventilation for 10 days
- Cerebral Aneurysm Requiring Brain Surgery
- Chronic Autoimmune Hepatitis
- Multiple Root Avulsions of Brachial Plexus
- Rheumatic Fever with Heart Valve Disorders
- Resection of the whole small intestine (duodenum, jejunum and ileum)
- Severe Chron’s Disease
- Severe Pulmonary Fibrosis
- Generalized Tetanus
Frequently Asked Questions About A-Life Essential Critical Care
The minimum entry age for the insured member is 16 years old. And the maximum entry age is 60 years old.
The minimum coverage amount for AIA A-Life Essential Care is RM30,000.
Yes. The premiums paid for A-Life Essential Critical Care may qualify you for personal tax relief.
Critical Illness Insurance Plan from Other Insurance Companies
Different insurance companies offer different coverage under their Critical Illness insurance plan. Click the link below to read more about the Critical Illness insurance plan from different insurance providers in Malaysia.
- AIA Junior Critical Illness Insurance Plan
- Allianz Critical Illness Insurance Plan
- Great Eastern Critical Illness Insurance Plan
Learn more about AIA A-Life Essential Critical Care
To learn more about AIA A-Life Essential Critical Care benefits coverage and its claim process, get in touch with Red Cover expert AIA insurance agent.
Contact AIA Agent Levine Lee
Levine Lee has over 18 years of working experience with AIA and ING Insurance. She is an expert AIA insurance agent and life planner for AIA in Malaysia. Contact LEVINE LEE, at +6012 684 0948. She can work with you to create the best plan to meet your personal needs benefits and budget plans.
Or send in the form below for Levine to call you to scope your needs for a quotation.